Abba1772's Debt Free Diary

abba1772

13th July so we celebrate my daughters 13th and MILs 57th birthday out there as well as mine and hubby's first wedding anniversary plus I'll save a fortune regarding daughters birthday as I normally spend about £300 :eek: on her birthday so we've told her no pressies will be bought in the uk but we will take her to the gold centre and get her something pretty xx

Were out for 10days so can't wait already started buying holiday clothes whilst their in the sales xx

abba1772

Well went to aldi spent £74.80 on a full trolley xx

Today was a LSD as ds1 had a slip asking for money for Xmas panto :eek: already so that was £6 gone this morning then £2.80 on posting a item I sold on eBay so technically I'm not spending money on that as it's in my paypal account :rotfl: and £2 on two bottles of my fizzy juice so just over £10 spent.

Need to give my daughter £10 for her lunches for the week so that'll do her up til next Wednesday :cool: so need to give her that

Job of the day is to get the kids school photos in their frames as daughter has given me her school pictures so need to get that done

Also order 100 photos from snappish as wow her were doing 100 prints for £1 plus £1.99 postage so defo a bargain :T ordered two sets so still have another 100 to upload so will do that tonight xx

Off to get dinner xx

abba1772

Walked to town and back 4 miles round trip

Spent 9.55 in m&s on a ready meal for my self a pudding thought I deserved a treat :rotfl: and a George pig top for baby in the next size up xx

Then off to home bargains for toilet roll, kitchen roll, deodorant, biscuits for kids and a bottle of water of baby was £7.74 in there

Then popped into farmfoods as I have no chicken got 3 massive bags for £10 as well as some weight watcher meals as other freezer bits spent £18 in there :T

Got a lady coming round to buy a baby activity centre that I advertised on gumtree so that's £20 in the next couple of hours think I'll stick a tenner in the mortgage savings then think I'll start doing that with everything I sell half into the mortgage fund the other half can go in my purse .....it'll soon add up I guess xx will do that once I have money in my hand :rotfl: also getting rid of a avon order today (last one) so that's £18.50 think ill just keep that in my purse til the weekend

Today I am looking after 7 kids (3 my own) :eek: as my variation was granted as a parent had her college timetable amended so if I'm not on here tomorrow I would have ran away :rotfl:

Need to go baby k has woken up from his nap xx

abba1772

Lady has been to collect the baby activity centre and paid £20 so transferred £10 into the mortgage savings so I have £810.00 in there so far xx

Replacement wheels for my baby's walker arrived as they snapped off on the day of the wedding :mad: and that's them just getting the replacement wheels out to us so have put the new ones on the walker and I have the canvas seat in the washing machine once that's clean and dry I'll be putting that on fb and gumtree and that'll be another bit of space in this house we've created......why do babies take up so much room with their stuff??????

debtfreewannabe321

Well done on all the extra sales they add up don't they! I loved it when I sold all the baby stuff as I had money in my account and room in my house :rotfl: win/win :rotfl: How are you overpaying the mortgage? Do you put it in a separate savings account and pay once a year? If we can get a mortgage next year I want to start overpaying straight away really but i've no idea how it works as i've never done it before always paid the minimum!

A friend was telling me about farm foods the other day but our nearest is around 15 miles away I think and I just don't see how it will work out cheaper with my gas guzzling car! I used to use them many years ago when we had one local to us but couldn't remember even what they sold it had been that long I see lots of people on here using them though so I will have to see about taking a trip maybe one day before xmas, maybe I could tie it in with a day trip to make myself feel better about the petrol :rotfl:

xx

abba1772

debtfreewannabe321 wrote: »

Well done on all the extra sales they add up don't they! I loved it when I sold all the baby stuff as I had money in my account and room in my house :rotfl: win/win :rotfl: How are you overpaying the mortgage? Do you put it in a separate savings account and pay once a year? If we can get a mortgage next year I want to start overpaying straight away really but i've no idea how it works as i've never done it before always paid the minimum!

A friend was telling me about farm foods the other day but our nearest is around 15 miles away I think and I just don't see how it will work out cheaper with my gas guzzling car! I used to use them many years ago when we had one local to us but couldn't remember even what they sold it had been that long I see lots of people on here using them though so I will have to see about taking a trip maybe one day before xmas, maybe I could tie it in with a day trip to make myself feel better about the petrol :rotfl:

xx

I don't have a mortgage yet dfw we are renting but we want our own house so needing to save for a deposit xx

abba1772

Morning :hello:

So far been a productive morning counts the coppers and 5p piggy bank we have bagged £8 it's amazing how that all adds up over a couple of months so transferred £8 each into the older two savings accounts and I'll put the bags of money in the baby's account xx

Sold my carrycot.......finally on eBay got £25 it's better than nothing and it'll be another space created as it's taking up room in the bottom bunk bed so need to get that packed up and shipped either tomorrow or Monday so need to get the printer working as it's leaving gaps when I print but need to print off bar code for the courier xx

Should be a LSD day today got play group £1 filled up my bottle of fizzy juice saving 95p so best get a move on a play group starts at 9.30 xx

debtfreewannabe321

abba1772 wrote: »

I don't have a mortgage yet dfw we are renting but we want our own house so needing to save for a deposit xx

OOOh my bad! we're in the same boat then...saving for deposits! Do you know how much you will be needing? Everytime I check rightmove the prices seem to be moving upwards and my deposit is obviously needing to do the same (:( ) really quite depressing! I am trying to keep positive though and thinking we will get there one day

monz

well done Abba on your sales x

abba1772

debtfreewannabe321 wrote: »

OOOh my bad! we're in the same boat then...saving for deposits! Do you know how much you will be needing? Everytime I check rightmove the prices seem to be moving upwards and my deposit is obviously needing to do the same (:( ) really quite depressing! I am trying to keep positive though and thinking we will get there one day

The houses in our area don't seem to be above £60000 so at least £6k by the end of next year at least that'll be 10%

Hi monz :hello: welcome to me waffling hope it's not boring for you xx