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Abba1772's Debt Free Diary

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  • Alright Sugar britches  :#:#
    Everything comes at once doesn't it. You do amazing! Just do what you can for grans stuff and trust your judgement. I know it's hard but if anyone can do it you can. 
    Sam x

    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Had a productive weekend have managed to clear out a cupboard down the stairs at my grans house booked a tip run, also managed to sort through some of her units in the living room, my grans house was always tidy and I always through of her as super organised but going through these units she was a organised hoarder lol bless her.

    sold one of her many wardrobes so that’s some space in the spare room.

    been to the town this afternoon and got her a couple of gifts as it’s her birthday tomorrow so I’ve bought her some crushed velvet pyjamas and I’ll go get her flowers and chocolates tomorrow once I’ve spoken to the home that’s it’s alright to drop them off along with some of her home comforts.

    also bought her a box and I’m going to fill it up with her photos, need to write on the back of them who they are etc for her so that’s my task tonight.

    my arm feels much better now only took a week did my 30 minutes on the crosstrainer early this morning and will be doing my gym workout via zoom after I’ve done the school run.  One of my parents wants to chat with me..........never a good sign already overthinking if they give me notice how I can fill those spaces lol hopefully she’s not leaving me as I’ve had her kids for 5 years now xx

    I think the remortgage process is on the move again........hubby’s work emailed a copy of the paperwork as Royal Mail have lost our paperwork thank goodness she’s took a copy so the mortgage advisor has sent it to the underwriters.  fingers crossed they accept this otherwise I need to wait for them to send out another paper copy........all because buys work is old school and write out the wage slips lol xx

    right off to get ready for the school run xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,512 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope the parent chat goes well.  xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh no. Seems likes it’s one thing after another for you at the moment. Any reason given for the notice being given? 

    Big hugs xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,512 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    abba1772 said:
    beanielou said:
    Hope the parent chat goes well.  xx
    It didn’t, my biggest earner has just gave me notice 

    and spoke too soon about the remortgage process, hubby’s employers have mucked up and it looks like we aren’t getting the remortgage 

    I thought Friday was bad xx
    So sorry to read this.
    How have the employers mucked up? xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Oh no. Seems likes it’s one thing after another for you at the moment. Any reason given for the notice being given? 

    Big hugs xx
    Turns out she was claiming as a single parent and her mil put her in it so they have relied on extra money for all these years and Are now realising they can’t afford to live never mind pay for childcare.......you think you know people xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    beanielou said:
    abba1772 said:
    beanielou said:
    Hope the parent chat goes well.  xx
    It didn’t, my biggest earner has just gave me notice 

    and spoke too soon about the remortgage process, hubby’s employers have mucked up and it looks like we aren’t getting the remortgage 

    I thought Friday was bad xx
    So sorry to read this.
    How have the employers mucked up? xx
    His employers have told the underwriters his contract is 35 hours a week whilst it’s actually 40 hours but those 5 hours a week have caused a massive difference in the amount they are willing to lend us.  They were willing to lend us the £59 but because of those 5 hours they can only offer us £44k..........I do not have £15k only half of it !!!!!! xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,512 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    abba1772 said:
    Oh no. Seems likes it’s one thing after another for you at the moment. Any reason given for the notice being given? 

    Big hugs xx
    Turns out she was claiming as a single parent and her mil put her in it so they have relied on extra money for all these years and Are now realising they can’t afford to live never mind pay for childcare.......you think you know people xx
    Wow.  I just don't get people who do that.
    Hope they don't have too much to pay back!!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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