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Abba1772's Debt Free Diary
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Fantastic news on the weight loss.
Good to have a new to you phone at least if you sell yours it makes the repair worthwhile.
Sam xGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Well done on the weightloss.
Sorry about your Gran, it's all happened so quickly. You are doing so well for her."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
I know two people who have been diagnosed with rapid onset dementia in the last 6 months.
I had never heard of it before. xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Oh & great weight loss
Fantastic totals tooI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
beanielou said:I know two people who have been diagnosed with rapid onset dementia in the last 6 months.
I had never heard of it before. xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.052 -
Afternoon
been a productive day ordered my 5kg box of chicken which technically only cost me 99p as I had a £25 gift card from the council for Xmas so I’ve ordered that at 6.30am this morning. Also managed my crosstrainer session this morning however not as energetic as the last two days tho but it’s still done will do my gym online session after I’ve finished work.
bank have phoned as I have hande in the power of attorney paperwork in to them for my grans account hopefully it’ll get sorted soon. My gran had said in October if the house was to sell to pay for her care I was to gift money to myself, my brother and sister as in her will the house was to be sold and spoilt between me and my siblings but as it’s looking like the house is being sold then I’ll gift money to my siblings have sent a email to her solicitor to see how much I am allowed to give as I forgot when we seen him October.Have logged my avon orders I have £890 in orders woo hoo so I’ll gains £214 in commission so I’m pleased with that.Right off to do nursery run then walk up to home bargains and get dog food for my Peggy pup xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.052 -
Hi Abba, I believe it's £3,000 tax free gift allowance, so that would be 1k each between the 3 of you in any tax year. Worth asking him as things change all the time!
Sam xGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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moneyonmymindsam said:Hi Abba, I believe it's £3,000 tax free gift allowance, so that would be 1k each between the 3 of you in any tax year. Worth asking him as things change all the time!
Sam xNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.053 -
Afternoon
ive only just sat down
did my crosstrainer pushed myself to do 5 more minutes so 35 minutes on the crosstrainer what a sweaty mess I was lol
got two washings out on the line before I started work at 10.30pm wee one sleeping so I’ve just done my banking. also managed to bleach my cupboard where my bins sit as people In the house can’t seem to hit the bins might need to draw a target on them lol xx
when the wee one arrived I decided to get the dead bushes and soil out of the plant pots, have put them up for sale for a tenner someone is coming to collect them tomorrow. Also managed to sell a cd unit and and bathroom unit one has been collected and one is getting collected tomorrow hopefully extra pennies which are going towards fixing hubby’s phone
after lunch we walked to the town to collect my ink cartridge as mine typical ran out halfway through me printing out important paperwork and I’ve spent £5 today on WD40 as my crosstrainer is squeaking it’s little brains out when I get to a certain speedAs you can see I’ve hit my £2k target by the weekend only £1330 to go for my retiring pot then I’ll start another saving pot for the plastering, lights and the hatch and ladders for the loft. I very pleased with how my savings are building up.
anyone actually dreading everything opening up as normal I’ve kinda quite liked places being shut as it means I’ve not been spending much lol tbh I can’t wait for us to have people in our houses and gardens especially when the nice weather kicks in and we can have barbecues etcNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.054 -
I’m sort of dreading things opening back up for the same reason but looking forward to seeing friends and family again.Didn’t realise you’re retiring 🤣 I know you mean rewiring really 😆I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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