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Abba1772's Debt Free Diary

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  • beanielou
    beanielou Posts: 95,771 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have you got ⛄️ snow?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon 

    Well the guinea pigs have a new family they have just been here for a visit and they've fell in love with them so they are collecting them tomorrow afternoon so abbie has a wee chance to say goodbye as she's at the boyfriends.  I'll split the money between the kids so they can buy themselves something xx

    Had to cancel playgroup due to the weather we've got high winds rain sleet and yes beanie we have had snow 

    Sent £6.97 towards the Halifax card 

    Was meant to have a day off today but as usual last minute parent changed their mind and asked me to have one of her kids tbh he's the easy one so the boys are up playing the computer so a easy day but mum was told I finish at 4pm as I'm away out with abbie to see bowling for soup in Glasgow........I can't wait to spend time with my girl xx just hoping the weather doesn't get worse tho as I already hate driving at night st the best of times without the wind and snow flung in 

    My poor wee Peggy pup is no longer a puppy she's in heat and poor wee thing is handling it very well bless her she has however been sick a couple of times......bless the hubby tho he's well trained he nipped out and got her some doggy chocolate.........isn't he sweet??

    Managed to fill the chest freezer and our normal freezer as well as cupboard and fridge during our food shop went over budget by £40 but could have been worse I guess xx

    Right off to see what I can make the boys for lunch xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    abba1772 said:
    Well just phoned sky to see if i can downgrade our package as we were paying £71 and I've managed to secure a deal for £43 which includes upgrading our call package and our broadband package as well so a saving of £28 a month for 18 months :j so I'm quite pleased with that.......extra pennies towards the debt :j

    only thing i took off was the HD as tbh its a waste of money :D
    Hey ABBA snap :) they were putting mine up to £90?? Managed to get it down to £67, I also removed HD cos it's a waste of money xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    morning

    Sent 6.77 towards the halifax card its getting there slowly but surely 

    Had a great time last night with abbie we went to see bowling for soup however it cost a pretty penny but it was worth it she wanted a buffet so that was £30 then i spent £6 on drinks at the venue then I got conned out of £18 for a t-shirt.....it was actually £30 but she had £12 from the sale of the guinea pigs so technically it was £18 lol

    Its a quiet one today, only have one wee one who is playing away with the cars with KK so thought i would do my banking

    Need to go to the pet shop later and get nappies for Peggy as shes bleeding too much not to have anything on poor wee soul espcially at night time.....bet she wont be pleased lol good job its only every 6 months 

    guinea pigs are getting picked up soon so need to get their bag packed and empty the box they'll be going in when they go to their new home then ill go Hoover, KK is spending his money on fortnite !!!!!!  with the rest going in his money tin and xander is spending his money on this girlfriend for valentines day..

    Hubby was meant to have his bike test today but its been cancelled due to the weather......you can imagine how grumpy he is , no bike text, crappy weather and no job.........hell just be delightful  :#

    right off to get the guinea pigs organised xx




    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    didn't manage he class last night as knees were too sore :(

    so i checked with the bank and apparently my statement is correct I'm still not convinced as I've never had a request to pay 10% of my credit card balance before even the girl at the bank looked confused doesn't matter in the grand scheme of things tho as I'm still hoping to clear it off next week

    my knees don't seem to be as sore as yesterday got tablets to reduce the inflammation in both knees so I've booked in two classes tonight as its not sore during exercise its just after but seeing as there are no classes tomorrow I might as well make the most of it 

    sent £1.50 towards the Halifax  not much but hoping I can sent the college money i'm getting tomorrow towards it , gutted tho its back up in the £900 mark but I want it gone by next week if I can so it's one less bill to worry about 

    Plans for today are to do my ironing whilst little one has a nap and somehow sort out my avon which has turned up a day late .........thanks avon hopefully all my customers will in

    need to remember to get a valentine card for hubby for tomorrow will see what change i have in the change bag so I don't touch my bank account, think we are going out for lunch on the Saturday  for valentines day because I'm working and then we have the avon run on valentines day.............needs must i guess xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,771 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sooner that card is gone the better~~how confusing.






































    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,771 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    This forum is going mad~sorry~~No idea who that happened.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • You'll get that credit card cleared. That's really odd. 

    How are your knees? Take it easy with them. Good news abut the guinea pigs. I laughed at your hubby getting the dog chocolate. That is actually really funny. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • How are you knees doing? My knees click when I go up the stairs :(
    That is very weird about your CC xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
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