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Abba1772's Debt Free Diary
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Have you got ⛄️ snow?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Afternoon
Well the guinea pigs have a new family they have just been here for a visit and they've fell in love with them so they are collecting them tomorrow afternoon so abbie has a wee chance to say goodbye as she's at the boyfriends. I'll split the money between the kids so they can buy themselves something xx
Had to cancel playgroup due to the weather we've got high winds rain sleet and yes beanie we have had snow
Sent £6.97 towards the Halifax card
Was meant to have a day off today but as usual last minute parent changed their mind and asked me to have one of her kids tbh he's the easy one so the boys are up playing the computer so a easy day but mum was told I finish at 4pm as I'm away out with abbie to see bowling for soup in Glasgow........I can't wait to spend time with my girl xx just hoping the weather doesn't get worse tho as I already hate driving at night st the best of times without the wind and snow flung in
My poor wee Peggy pup is no longer a puppy she's in heat and poor wee thing is handling it very well bless her she has however been sick a couple of times......bless the hubby tho he's well trained he nipped out and got her some doggy chocolate.........isn't he sweet??
Managed to fill the chest freezer and our normal freezer as well as cupboard and fridge during our food shop went over budget by £40 but could have been worse I guess xx
Right off to see what I can make the boys for lunch xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.052 -
abba1772 said:Well just phoned sky to see if i can downgrade our package as we were paying £71 and I've managed to secure a deal for £43 which includes upgrading our call package and our broadband package as well so a saving of £28 a month for 18 months :j so I'm quite pleased with that.......extra pennies towards the debt :j
only thing i took off was the HD as tbh its a waste of moneythey were putting mine up to £90?? Managed to get it down to £67, I also removed HD cos it's a waste of money xx
Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)2 -
morning
Sent 6.77 towards the halifax card its getting there slowly but surely
Had a great time last night with abbie we went to see bowling for soup however it cost a pretty penny but it was worth it she wanted a buffet so that was £30 then i spent £6 on drinks at the venue then I got conned out of £18 for a t-shirt.....it was actually £30 but she had £12 from the sale of the guinea pigs so technically it was £18 lol
Its a quiet one today, only have one wee one who is playing away with the cars with KK so thought i would do my banking
Need to go to the pet shop later and get nappies for Peggy as shes bleeding too much not to have anything on poor wee soul espcially at night time.....bet she wont be pleased lol good job its only every 6 months
guinea pigs are getting picked up soon so need to get their bag packed and empty the box they'll be going in when they go to their new home then ill go Hoover, KK is spending his money on fortnite !!!!!! with the rest going in his money tin and xander is spending his money on this girlfriend for valentines day..
Hubby was meant to have his bike test today but its been cancelled due to the weather......you can imagine how grumpy he is , no bike text, crappy weather and no job.........hell just be delightful
right off to get the guinea pigs organised xx
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.054 -
need to pop into the bank later as i think there is a error on my credit card from the last two statements
Last month it said i was getting charged £91 in interest but and i've been charged £81 interest but my balance was £851 and the new statement says minimum paying is £93 whilst last month when my card was sitting at £2850 it was £28 so i think theres defo a error on my card.
feeling a bit bummed as i paid off over £2k on this card yet that interest charge has took the card to £940 now but i should be able to still pay this all off next week, it'll be tight but i want this card gone
Paid £4.92 towards the Halifax will update the balance on my signature after I've spoken to the bank
got a doctors appointment today my knees have been killing me for weeks now so want to get them checked out as i have arthritis and they are very swollen at the top of the knee.has to apply ice gel and put elevate my legs, really hoping they say its ok to continue with the gym as I'm still loving it hoping to go to one class tonightNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.055 -
didn't manage he class last night as knees were too sore
so i checked with the bank and apparently my statement is correct I'm still not convinced as I've never had a request to pay 10% of my credit card balance before even the girl at the bank looked confused doesn't matter in the grand scheme of things tho as I'm still hoping to clear it off next week
my knees don't seem to be as sore as yesterday got tablets to reduce the inflammation in both knees so I've booked in two classes tonight as its not sore during exercise its just after but seeing as there are no classes tomorrow I might as well make the most of it
sent £1.50 towards the Halifax not much but hoping I can sent the college money i'm getting tomorrow towards it , gutted tho its back up in the £900 mark but I want it gone by next week if I can so it's one less bill to worry about
Plans for today are to do my ironing whilst little one has a nap and somehow sort out my avon which has turned up a day late .........thanks avon hopefully all my customers will in
need to remember to get a valentine card for hubby for tomorrow will see what change i have in the change bag so I don't touch my bank account, think we are going out for lunch on the Saturday for valentines day because I'm working and then we have the avon run on valentines day.............needs must i guess xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.054 -
Sooner that card is gone the better~~how confusing.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
This forum is going mad~sorry~~No idea who that happened.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
You'll get that credit card cleared. That's really odd.
How are your knees? Take it easy with them. Good news abut the guinea pigs. I laughed at your hubby getting the dog chocolate. That is actually really funny. x
September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x3 -
How are you knees doing? My knees click when I go up the stairs
That is very weird about your CC xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)3
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