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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    It's bank holiday weekend and I'm working :mad: to be fair it's only my youngest who is currently running about as a dinosaur...... his new obsession so thought I would pop on and do my daily round down :T

    Sent £17 towards the holiday savings only 7 weeks and 6 days til we fly out not that I'm counting :rotfl:

    I have £875.84 in the savings and £264.95 in my pre paid card :T so I have £1140.79 so far :D that's pretty great going will keep savings as much as I can as still need to do some holiday clothes shopping next month probably budget about £500 for that :eek: as we all need new trainers except Kk who is nearly all set :T just a few more tops for him and new underwear and socks and he's golden :D

    Having a house day today as playgroup is off as community centre is closed so plenty of arts and crafts will be getting pulled out today.....lets see what we can create ;)

    Added to my Argos card at the weekend :o needed to get Kk a new bike up two sizes :eek: spent £69.99 on a new bike for him as he's doing his bike riding classes so he's learning his balance first then in two week he gets his pedals on but he's doing great so far :D so proud of him

    I have his old bike and helmet to sell and I've also got two pair off trainers to sell as well so need to do that today when the wee one goes for his afternoon nap :T
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You're doing well on the holiday savings. I hope KK's old bike sells quickly.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 22,153 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's amazing on the savings :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Girls are playing with peppa pig toys so I've done my daily round down........sent £150.38 towards the holiday savings as the council paid me for last month......took a hit tho with all the school holidays tho next months invoice will be much better :T

    I now have £1026.22 in the savings and £264.95 in the pre paid card :T need to keep a eye on the exchange rate as soon as it hits 8 lira per pound exchanged im exchanging majority of it. This is double the amount the lira was worth when we went 3 years ago :eek: so we will be living like kings out there :T plus we are planning a day trip to Greece whilst we are out there :D so excited xx

    Today's plan is to post my nieces birthday card after I've dropped the girls off at nursery plus I need to tackle the ironing pile as it's grew a wee bit since the weekend :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Where are you going on holiday? Your savings are growing :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Where are you going on holiday? Your savings are growing :).


    We are off to marmaris......turkey :j can't wait xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,879 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That is an awesome amount of saving for holiday.
    You wont need much more xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    beanielou wrote: »
    That is an awesome amount of saving for holiday.
    You wont need much more xx

    Last time we took £1500 for five of us......abbies friend is joining us so might need a bit more as we get breakfast provided but we will be eating out every night

    Any money brought back will be used for the three birthdays we have in July/August x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Mindee eating lunch and I've finished so done my daily round down.........10p go me :rotfl:

    Started work at 9am so needed a few little bits like washing up liquid, sponges cocktail sticks etc so we walked to poundstretchers spent £8 in there and £3 in Poundland not too bad I guess

    Then we got the bus home £2.30 so not too bad need to nip out to lidl to get cold meat, juice, wraps and a few other bits but I'll do that when hubby gets back from work

    One of my parents phoned me as she's been given more days :Dwhich means more shifts for me :T and more pennies :j think this starts next week

    Today's plan after I've dropped mindee off is to get the upstairs all hovered and the bathroom bleached within a inch of its life :D also need to get paperwork printed out as I have the ladies coming round from the council with my first community childcare placement tomorrow so want to get organised for that so it's plain sailing as I'm also working at the same time so need to get the floors washed tonight instead of tomorrow morning :cool: means I've got one less job to do

    Hubby working overtime today think there is a few hours of overtime he says he's doing it so we have extra pennies for our long weekend in Manchester at the end of the month .......all his own thinking not mine :T go him :rotfl: can't wait to see the spice girls :j:j:j

    Got my after schoolers today as well weather here is miserable so digging out arts and crafts for tonight

    We are in serious discussions to get a pug puppy.......hubby has wanted one since before I met him but I've told him I don't want a dog until after our holiday probably September time would be ideal as it means all the birthdays are out the way. It's me that's been holding off but we have the space in the kitchen where the dog can be kept whilst we are out and about but to do this I need a huge shed to replace my small one so hubby and his builder friend are brain storming ideas so I have great storage for all my toys and buggys for my work and I can put it through my expenses (the shed not the dog :rotfl:) so this might be getting built after the holiday as my metal shed has seen better days
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    abba1772 wrote: »
    That's what I love about these diaries you can look back and see how well you're doing xx

    Same here, that's why I love these, I started mine in 2014, and we've had ups and downs lol but I like that there is a record xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
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