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Abba1772's Debt Free Diary

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  • jwil
    jwil Posts: 22,153 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the weight loss :T :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon wee one having a nap so jumped on here

    Manic day today, woke up feeling shattered Kk had me up again with his choking cough at 4am this morning, bounced from one wall to another before I got to his room :eek: :rotfl: so need to take him to chemist as his hay fever is really bad this year so hopefully they can give him something

    Started work a total 7.15am organised some avon deliveries that were to be delivered this morning the it was off to playgroup £2 to set up then it was down to the school at 9.30am as my wee mindee I sent doing her school transition day today for a hour :( then it was back up to playgroup did the snacks then started organ in game my avon order forms to go in the books later on tonight as I have deliveries tonight :eek:

    Went to bakers bought lunch £3.40 then it was home for lunch then the nursery run, dropped another book off at the local shops for someone then walked the long way home from the shops so the wee one fell asleep in the buggy

    Juggled money about I have £790.79 in my preloaded card and I have £1010 in my savings so my aim is to save £2000 for spending money :eek: but we have a few day trips planned whilst in turkey which include :

    Trip to Greece £180
    Boat ride: £90
    Hunting for turtles (kks obsessed with turtles) £120
    Buggy safari £80

    So a few pricy days planned out but it's my last holiday with Abbie I reckon so going big :T

    Plus need money for air con and safe whilst in the hotel but I need to get English money for that will check on the fb how much exactly we are needing for that

    So once I have the £2000 in total I'm concentrating on money for holiday clothes /trainers and after the 15th June I intend to clear the laptop off my Halifax card so I can come back and tackle the loan for the windows :T

    Avon deliveries are getting done tonight but I'm two kids down :eek: Xander is at Alton towers with the school and won't be back til 10pm and Abbie is away to the boyfriends this weekend so I'll be extra tired :rotfl: but no deliveries no extra pennies :cool:

    Right must go iPad about to die xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Robin09
    Robin09 Posts: 596 Forumite
    Sixth Anniversary 500 Posts Name Dropper Photogenic
    Hi Abba. Have been lurking on your diary for a long time but don't think I've ever commented :o but my DD is the same with the coughing when her hayfever is bad. Doctors have given her an inhaler and we give her Piriton, which help but the best thing we have found to help was buying her an humidifier for her bedroom. Not sure if you have one already but thought I'd mention it :) the one we got was around £15 I think and comes with a remote and can be used as a night light too.

    Your holiday sounds fabulous!
    SPC 076
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Was super busy yesterday but had a productive day was working 7.15am til 6pm yesterday

    Set up playgroup £2 24 kids attended but it was quite quiet considering how many kids were there

    Did the usual running about in the afternoon with lunch and nursery runs

    Whilst wee mindee was sleeping I managed to finalise my accounts and submit my earning to hmrc then I renewed my tax credits straight after :T so that's another big job done :T

    Also managed to sort out some old paperwork which was under my bed so I have a big pile to shred and I've cleared a space under my bed :T

    Managed to get Xander his holiday trainers got a pair of Nike air reduced from £95 :eek: to £60 yes I know expensive but he's in gents sizes so this is actually a good price as he can only wear Nike air as he splits trainers in the middle :o don't ask it's the way he walks but these types of trainers don't do that

    Also managed to get hubby two flip flops for holiday superdry on which on their website were £20 each I managed to get both pairs for £20 :T so a couple of bargains

    Avon a pain right now got loads of returns :( which affect my commission but this is avons fault as they sent me loads of stuff I didn't order but charged me for I told which affected my commission. Got three deliveries tonight got enough to pay my invoice but £51 of that is in my bank so I'll wait til I get the cash as I like to pay at the post office

    Need to go to local shop and get a card put money in it as it's my nephews birthday this week, my gran is dropping it off tomorrow so need to get it today :D mustn't forget xx

    No money news as pennies getting tight due to it being a 5 week month plus mortgage due out on 28th so need to be careful xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I keep yawning today must be lack of sugar

    Hubby lost another pound on Saturday..........that 8lbs :j I stayed the same so trying even harder this week got 5 weeks and 5 days to lose 6lb so here's hoping it can be done :rotfl:

    Sold a pile of abbies old clothes on fb :T got £20 for them :T gave it to hubby for petrol money as he's complaining he's skint bless him he really hates 5 week months :rotfl:

    Also managed to get two washloads out on the line today and did a pile of ironing which needs put away later on

    Got 4 avon deliveries tonight will just walk the route today gets everyone out for a wee walk

    Hubby selling his laptop I bought him need to get pictures and get it on fb as he never uses it and tbh he doesn't like it :o blooming picky men

    Aiming to sort out our visa £12 x 5 = £60 plus travel insurance is about £30 thankfully I'm getting paid on Friday from my temporary mindees mum and it's £90 I'm due to get paid so this will cover that :T so even tho this weekend will be tight :( I'll manage to sort some more things out for this holiday

    Need to message abbies friends mum with my bank details and the link for the visa so I know that that's done and dusted don't want any last minute panics before we go........never took someone else's kid away with us before she's 17 not a kid but you know what I mean :rotfl:

    Sooooooooo tired this healthy eating malarkey is tiring :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    edited 22 May 2019 at 7:55PM
    afternoon :hello:

    Wee one sleeping outside since it's dry here, he's been a wee grump been a while since I had a greeter as my gran calls it lol xx

    Started work at 9am so managed to get a shower and had a some cuddles with Kk which I don't get to do much so grabbed the opportunity whilst I can and it was lovely, he asked to ride his bike to school......oh yeah my wee monkey can ride his bike without stabilisers he started doing it on Sunday ..........so proud of him :D

    Picked my two mindees up from the school, then got back to the house in time for mindee number three, popped on the bus £4.20 then had to nip to homebargains for coffee, shampoo, bin bags, multi bag of crisps and juice for me and mindees spent £10.20 then it was off to playgroup £3 so not too bad I guess

    Got home took girls to nursery and now I'm sitting on my step whilst the wee one have a nap.

    I have two avon customers to deliver tonight and I should have enough to pay my avon invoice tomorrow :T then the rest is ours :T thank goodness as we are skint til next Friday :rotfl: but I'll split it down the middle and I'll put half towards the holiday........I've just told the family it's a quiet weekend as money is tight as it's getting closer to holiday :T

    Finish at 6pm tonight hoping for a quiet one as boys are away to their grans and Abbie is a true her boyfriends but she'll be back tonight xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,153 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done to KK on the bike riding!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    jwil wrote: »
    Well done to KK on the bike riding!

    I'm so proud of him :D

    Only managed to get rid of one avon tonight :( they've rescheduled for Friday :( so I've only got two to get rid of...........one tomorrow and one on Friday

    I'm so tired hoping for a early night xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • That's great news on KK riding without stabilisers :).

    I hope Avon picks up soon.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Well saying it's friday im exhausted 😩 Even tho I slept ok last night think the three hour crying session by new one wiped me out :(

    Started work at 7.30am this morning with one one mindee so it's a quiet easy day for me :T

    Set up playgroup £1 was busy busy 27 kids attended :T was super noisy

    Paid my deposit for our Christmas night out £10

    Went to the bakers spent £2.40 on a roll for me as well As a pancake :o

    Delivered three avon books to customers who live on the same street on the way back home :T

    Mindee eating his lunch so I've jumped on here

    Finally got over the £20 threshold on PA took me two month :eek: will cash out at the end of the month

    My temp mindee parents paid me so I'll be getting our Turkish visas and travel insurance sorted this weekend :T

    I have £1915 in total for holiday savings on my pre paid card and savings account just another £85 til I can concentrate on saving pennies for our holiday clothes trip

    Still got one avon to be collect which is today :T pennies are going in my pocket as my eyebrows need done and my nail appointment is tomorrow as well :T so that'll cover that

    Quiet weekend this weekend :T as skinto and tbh I need a quiet one as I'm shattered

    Hubby finally plans on completing the cupboard in my hallway......will believe it when I see it as he proper peed me off yesterday........garage business rearing its ugly head he needs to get over it......it failed end of story that should be the end of it but he occasionally flings himself a pity party and tbh I've had enough of it as he's not the one who paid it all off :mad: he has apologised tho as it came to a stare down yesterday......I won :T:T:T:T

    I have messaged all my avon customers advising them I'm collecting books need to remember I'm collecting them next Thursday and not next Friday as I'm away to manachester next week :T

    Hoping for a early night tonight ........she says fingers crossed :rotfl:

    Should be finished work for 5pm Kk has a doctors appointment a time 3.30pm as he's had a horrible cough for 5 weeks and his inhalers are shifting it so hoping doctors can't give him something, hubby is taking him as I'm working xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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