A Budgeteers Quest to be Debt Free & Mortgage Free By 40

DedicatedDFW

*yawn* very, very tired so decided to listen to my body and re-schedule the MS. Just had a tasty tea and done the money shuffle to pay the big scary bill. Still its a bill gone

p/t work completed, bingo done earlier along with PAD :cool:

Now to pop a couple of things on e-bay and then a nice hot shower and hopeful of some energy from somewhere Must check when i'm back at the docs - it must be soon.

jwil

Have a good evening DDFW, try and rest.

ebayqueen_2

Make sure you sit yourself down after your shower and relax yourself. You need to rest up. You work so hard and you deserve a few hours to chill out. Shower jammies and duvet my dear.:)

Take care
E

DedicatedDFW

Thanks for your well wishes guys - i just can't seem to shake this cold at all - woke up this morning and its back to nose and eyes streaming *lovely*

Very little got done in the way of my list as i took your advice ebayqueen and jwil and had a rest. Now going to phone up and see if i can re-arrange my MS - i have 3 for today but 1 of them is a bit more epic than i thought and i am just not up to going somewhere and listening to someone for any length of time Especially as i am in f/t work tomorrow *shudders* Also the fact that i need to print off 203 - i kid you not - 203 pages for it! am pretty sure that will take up a cartridge of ink as well as a pack of paper :eek::eek::eek:

Must do usual bingo's and PAD too

Oh and got everything set up to photo for e-bay and the batteries ran out on the camera *eep*

DedicatedDFW

PAD

Target 3 balance £175

Day 1 £5 MS money (balance £170)
£20 off money I owe OH
Day 2 £5 MS money (£165)
Day 3 £5 MS money (£160)
Day 4 £5 MS money (£155)
Day 5 £5 MS money (£150)
£32.44 - paid off interest on credit card and closed account :j
Day 6 £5 - change in my purse will put in bank (£145)
£10 off money i owe OH from the petrol :cool:
Day 7 £5 - MS money (£140)
Day 8 £5 - part refund (£135)
Day 9 £3 survey money £132)
£480 withdrawn savings paid to target 9 (£1520)
Day 10 £3 survey money £129)

Target 4 £1339.01

£5 from refund to target 4 (£1334.01)

Day 11 £5 e-bay (£1329.01)
Day 12 £4.01 squeezing the funds in my account (£1325)
Day 13
Day 14
Day 15
Day 16
Day 17
Day 18
Day 19
Day 20
Day 21
Day 22
Day 23
Day 24
Day 25
Day 26
Day 27
Day 28
Day 29
Day 30
Day 31

DedicatedDFW

Well, had to go out to pay the big scary bill - all done now which is good and even the lady at the bank said 'you must be so pleased now thats all paid off' - the balance was considerably higher than £2000 but i've had the money to one side for a while just struggled getting that last bit together so several thousand pound out and bill all paid in full :T:T:T - although i don't feel very cheery at the moment and didn't when she said it either - probably its not sunk in yet. A bill gone that i'll never have to pay again.

Mainly though i am once again absolutely shattered, no energy at all, was a complete and utter effort going out and now i refuse to go out for the rest of the day because i can barely move slight exaggeration - i can of course move its just that i am utterly lacking in the energy to do so

I was also going to get on with the garden - again a lack of energy stops play - but still i am confident i can get it finished off completely next week so not too upset over this. Plus its pouring and i don't mind getting wet but think my cold will just hold on even more if i head out there now.

But i don't think it will be a completely relaxing day for me either - just to much to do by half i think and this debt is not going to pay itself :cool: so i have just listed a job lot on e-bay - really very small things - wouldn't even fill a sandwich bag - but its 1 thing listed and i'll count it as 1 on declutter / e-bay tracker

So the order of the day is thus:

Check again for MS's - i do this automatically anyhows
washing of pots
clean sides down in kitchen
clothes washing
... drying
... moving
try and dust but am not too bothered if i don't manage this
hoover if i dust and if i can manage it :cool:
lift out clothes for work tomorrow *bleurgh*
print off assignment details for tomorrow
look at new language book :j:j:j

all to be punctuated by e-bay listings

So will try and wash pots if i can persuade the hot water to work

DedicatedDFW

Oh dear - i'm not resting very well I set myself the challenge of doing 1 thing and then listing 1 thing on ebay - got lots done so far but am shattered just stopped for a cuppa as i'm really hungry but have had 3 crumpets and a pasty today so shouldn't be ravenous like i am. Hoping the coffee will take the edge off it a bit.

All the stuff i'm listing now is going on at 99p - really hoping for a free listing weekend to see if some of my £40+ things sell - even if i list them and they don't sell i'm not too fussed as they are things in all honesty i'd like to keep hence the reason they are being listed at the amount i'd be prepared to let them go for at the minimum and not risking them going for peanuts.

Meant to say earlier - paying off huge scary bill probably didn't feel great due to all the remaining debt that i have. Still thats the reason i'm sat here doing e-bay listings Might do my PAD early for tomorrow as being at work all day hinders my ability to keep up with these things :cool:

We'll see how i get on with all this e-bay stuff first as i'd like to at least get this finished before anything else. Ok next stop vacuuming of living room and the rest of downstairs - its not stop party here i can tell you :rotfl::rotfl::rotfl:

jwil

Well done on paying off the debt! It's still one gone, however you look at it.

Well done on the ebay listings!

By the way, if I'd only eaten 3 crumpets and a pasty - I'd be ravenous by tea time too. It's not a lot, unless it was a ginormous pasty! And now the hypocrite in me comes out - where was your fruit and veg young lady? (coming from the person who's fruit and veg intake for the day consisted of a tomato and a chocolate beetroot cake :rotfl:).

Oh, and 203 pages for a mystery shop :eek::eek::eek: Seriously, that is ridiculous! That would have to be really well paid to make it worthwhile!

DedicatedDFW

Thanks hon - i know its a debt gone but i guess i'm just in an out of sorts kinda mood ?

Funnily enough i was thinking of fruit and veg earlier too :rotfl::rotfl::rotfl: in all honesty if i buy the stuff the shopping goes up to a shockingly high level :eek::eek::eek: But, trying to look after myself better will mean a regular intake of fruit and veg - and i do really enjoy it - i used to be veggie after all

Jobs from earlier

[STRIKE]Check again for MS's - i do this automatically anyhows[/STRIKE] Done! :j
[STRIKE]washing of pots[/STRIKE] Done! :j
[STRIKE]clean sides down in kitchen[/STRIKE] Done!
[STRIKE]clothes washing[/STRIKE] Done! 2 whole lots :j
[STRIKE]... drying[/STRIKE] Done! 2 lots :j
[STRIKE]... moving[/STRIKE] Done! :j
[STRIKE]try and dust but am not too bothered if i don't manage this[/STRIKE] Done! Every single room :j
[STRIKE]hoover if i dust and if i can manage it [/STRIKE]:cool: Done! Every single room :j
lift out clothes for work tomorrow *bleurgh* Must do as after all i'll need to be wearing something :rotfl::rotfl::rotfl:
print off assignment details for tomorrow oops! another priority
look at new language book :j:j:j Bah! a really appointment thing just for me - will need to do it

[STRIKE]all to be punctuated by e-bay listings [/STRIKE] Done! :j

So everything done and more besides off the most important stuff so quite a good day

ebayqueen_2

Evening DFW

Well done on saying goodbye to that rotten debt. Its gone forever

You certainly have been busy today. I feel tired just reading your list. No wonder you are wrecked and finding it hard to relax. Take it easy and don't do too much.

take care
E