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A Budgeteers Quest to be Debt Free & Mortgage Free By 40

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  • Aw thanks SF and jwil :D

    Well i am having an absolutely awful day today :( i can only hope things start to improve for me :o Had the dentist first thing and that has been the best part of today so far :eek: the pain is just starting now though *ouchy* :o Next set of treatment next week :eek:

    I don't want to come on here and moan as am sure it is very dull for you to all listen to :o but i have been let down by 1 person and messed about by another - took all my effort to bite my lip on this as well :(

    Going to give myself another few minutes on here with a nice cuppa - my first of today and then carry on with tidying / cleaning / the great declutter. Got to pop some extra info. on some stuff on the bay of e too so that'll all be included in the clear up / to do stuff

    Ok Good things about today:-

    i went to my dentist appointment
    i was brave enough to tell my dentist about my very wonky tooth (not like they couldn't see it but that i wanted it to be improved if possible) and it will now be sorted out :T
    i found out i only have one price to pay and this will cover all the treatment over the few weeks :T
    i found a perfect xmas prezzie for a friend - in sealed pack in charity shop near le dentist - good for the charity and for me and friend :)
    A friend picked up a bargain for me - very grateful :T
    The house is cleaner that it has been for a long time :)
    I helped someone out even though they don't appreciate the faffing about i had to do and did not prepare for what they asked me to arrange so have put me out even further *grumbleweed* but i did help them and this is a good thing :)
    I got a response from the useless rail people - not the response i wanted but nonetheless a response and it is done now.
    I found the piece that fell off my car

    Maybe i should add onto the list that i refrained from screaming at my mr - it is probably a good thing that i didn't although i am seething and his parents are coming round later so i am not sure... :rotfl::rotfl::rotfl:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hope you feel better soon DDFW and well done on being honest with the dentist and getting so much done!

    Have to say though if people muck you about then sack 'em..don't have them around. It's a waste of your life energy and that's the most precious resource you have
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on everything you've achieved! :T (Including not yelling at Mr DDFW :D)

    I agree with Brizzle, if people aren't happy with your help or don't make the effort to help themselves, then don't bother again!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Aw thanks guys - its just always more difficult when its family though :o
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • turfy6
    turfy6 Posts: 1,479 Forumite
    Part of the Furniture Combo Breaker
    You have my biggest sympathy re the family issue, I try so hard to bite my lip, and sometimes you just need to let off steam too. Mine are the inlaws or outlaws as I have renamed them, drive me nuts and I really cant understand there thinking either, so feel free to have a moan, you deserve to.;)
    Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
    Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)
  • Aw thanks turfy :D I *do* need to make sure i don't over re-act to things due to being ill though too :o - you know when you are ill and everything seems so much bigger / harder ? Anyways as *said persons* actions have impacted on my whole weekend i feel i would have been justified in venting a bit but whats done is done now.

    Just saw your post on Lucielles diary - it made me smile - my Mr is the same - his attempts at being quiet still sound like a trapped elephant!

    Hope you have a nice weekend x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Hi all,

    so as said on the above post i am not well - going to book me an appointment at the doctors and ask to be referred to a specialist - if they decline again i'll ask to speak with the practice manager. I am too exhausted to book appointments and face the battle all the time but having only just managed to get up before lunchtime for most of this week i *need* to do something - i just want to feel well. I also do not have the strength / energy to do the MS i really wanted to do today too - hopefully they'll move it around for me *fingers crossed*.

    Hope the day is better for everyone else xx
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Aw DDFW...sending you hugs. Hope the GP gets their a into g and gives you the support you need xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    babe I am sorry to say the squeaky wheel gets the grease often at the doctors. call and call and call xx
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hope you manage to get an appointment sorted xx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
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