A Budgeteers Quest to be Debt Free & Mortgage Free By 40

peaceandfreedom

DedicatedDFW wrote: »

Next week i will be setting my alarm and getting up early. I will catch the early train and go and work in the library for a couple of hours. Following this i will then aim give myself an energy boost by going to the gym for an hours workout and then i will arrive at work.

In this few hours in the morning then i will be doing what i want to do and hopefully start to feel better for it and also see the benefits from it too

The major challenge is of course the early starts - battling with exhaustion does not help with this at all

It's a tough challenge but an excellent one - I think it will give you more of a feeling of control over your days and hopefully it will help to battle the exhaustion.

Good luck with it. :j

jwil

Hope your new challenge is going well DDFW

DedicatedDFW

Hi Guys - the new challenge has had to be postponed until next week - i had bay of e parcels to get to the post office (none near my work) AND i got an MS that i have been after for over a year :j:j:j so i have had to do quite a bit of prep for that as i have not done any work for this company and have had alot to sort out - hoping this will lead onto more work for them so definitely the right decision to do this and of course the gym and library will still be there next week Doing the actual MS tomorrow - little bit nervy as not done any MSs for months and also with wanting to do this job and work for this company - i just need to remember that i have done lots of MSs - oh yes and also to remember the million things i need to for my report :cool:

Bay of e sales were from last week and as i say i got most things put back on at the price they are going on the carboot for if they don't sell so we will see how these go on - all seems very quiet but they are things that have been re-listed a fair few times and they don't end for a few days yet so may well get last minute sales.

I will of course need to factor in the post office trips as well as getting to the library etc. :think: i wonder if saying i'll post within 5 working days of cleared payment is too long a timescale ?? Hmm...

I have been wondering how ebayqueen is getting on, i haven't seen her on the boards for a while, hope she is ok - maybe just taking a break from the site as i think we all do on occasion.

So i've still got £570 to find... hoping for a bit of cashback but really need sales on the bay of e and need to find stuff to list at a higher value than it is now :eek:

slowlyfading

Good luck with the sales

jwil

Well done on the mystery shop! Hope it goes well.

I personally think that 5 days is too long to post, and as a buyer would avoid a seller with that if I could. However, there are plenty of people that do successfully post within that timescale so it's up to you.

I've also been wondering about ebayqueen. Hope she's ok.

peaceandfreedom

Good luck with the MS and your ebay sales. I agree with Jwil that 5 days seems a long time, though you might get away with it if you were not charging for P&P.

As a completely irrelevant aside, I have just removed a dead mouse from the attic and a dead rat from beside the compost heap - oh, the glamour!

DedicatedDFW

jwil wrote: »

Well done on the mystery shop! Hope it goes well.

I personally think that 5 days is too long to post, and as a buyer would avoid a seller with that if I could. However, there are plenty of people that do successfully post within that timescale so it's up to you.

I've also been wondering about ebayqueen. Hope she's ok.

peaceandfreedom wrote: »

Good luck with the MS and your ebay sales. I agree with Jwil that 5 days seems a long time, though you might get away with it if you were not charging for P&P.

As a completely irrelevant aside, I have just removed a dead mouse from the attic and a dead rat from beside the compost heap - oh, the glamour!

Hi guys - still awaiting getting the results in on my MS - and it was a huge outlay moneywise :eek: so a bit nervy at the mo.

Thanks for the confirmation on the postage - i thought 5 days was too long too and was good to get that confirmed as well

P&F :eek::eek::eek: to the rat and little mousey x

DedicatedDFW

Hey everyone - feels like its been a while since i've been able to update - so where am i up to ?

I have been spendy spendy spendy but lets try and get everything in order

So i have been working all week ehich has been hugely hard and challenging and not in a good way hey ho!

So although i was mahoosively tired last week and very anxious about my MS - it was a big spend and i also wanted to do well and the first job i had been accepted for by this company - i headed off and got it done Bit anxious as i'm still awaiting the feedback and hoping it all goes ok as i obviously need the payment but its done now so we will see

So the MS was quite spendy but a necessary part of the job - still it is hard just spending that amount

I also did the grocery shopping which was more expensive than i expected :eek: - it was just a basic shop and i feel it is just a real reflection of the cost of things now - so nothing really to pull myself up on there.

Me and my Mr also went out and did a spot of shopping and had a little lunch date :smileyhea I bought :o in the sales a new bag (less than half price), a new dress 1/3 of the price, some new tights (essential purchase - mine are all ruined - sadly full price), a new top (less than 1/2 price), a little sweater (less than half price) and then my contribution to lunch and the car needed petrol :eek::eek::eek: Told you it was spendy i then had to work the weekend and i still squoze in the carbooty (low cost spending on luscious items this weekend )

I also crammed into the evenings a couple of cocktails and then on another night a meal out and cocktails again :beer: 1 i had to pay for and the other i was treated to So alot of planning to allow work to drinks to work to meal & drinks to run smoothly.

I forgot to say i also darted out and joined the library ready for this week So a very packed weekend ahead!

No more money paid off debts - partly because of the massive MS spend and partly because the cash machine was broken when i went to use it today. However i'm expecting a small amount of cashback to be paid and i had quite a few small value sales - so a bit of money coming in and alot of stuff going out and clearing space so really not all bad :cool:

Next week will be a full week in work along with gym, library, birthday party (not mine but need to do some prep for this) along with all usual running of house stuff, appointment, booking of another appointment and i need to check where i'm up to on my monthly target

I was chatting to someone i know who said they have been getting into a routine of late nights and early starts and it was really hard and exhausting at first and then it started to get easier - fills me with a tad of optimism for the coming week

Hope everyone else has had a good weekend

peaceandfreedom

DedicatedDFW wrote: »

Next week will be a full week in work along with gym, library, birthday party (not mine but need to do some prep for this) along with all usual running of house stuff, appointment, booking of another appointment and i need to check where i'm up to on my monthly target

I was chatting to someone i know who said they have been getting into a routine of late nights and early starts and it was really hard and exhausting at first and then it started to get easier - fills me with a tad of optimism for the coming week

Wow, you have been so busy, DDFW! :T

Good luck with the coming week - I'm interested to know how your plans pan out.

slowlyfading

peaceandfreedom wrote: »

Really? It would be a rainy day in hell before my OH tells me what I can do with my own money.

Especially as he p****s a fortune down the toilets of the local pub. Oops, sounding a bit bitter there.

Seriously though, SF, are you not allowed to decide what you spend money on, assuming you have some money at your disposal? Does your DH never spend money on 'wants' rather than 'needs'?

Someone else said this to me the other day - it's just that we're saving for a house deposit at the moment, so every spare penny, both mine and his, is going towards that. DH is really sensible with money and never really buys anything either, which doesn't help my case! :rotfl: