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A Budgeteers Quest to be Debt Free & Mortgage Free By 40

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  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi, Quick update to attempt to keep me motivated :cool:


    [STRIKE]2 MS's to write up (from yesterday)[/STRIKE] Done but only 1 submitted, problems submitting the other so will need to call them tomorrow
    [STRIKE]2 MS's to do today [/STRIKE]1 done 1 to be rescheduled - having trouble with what I need for this :o
    [STRIKE]2 MS's to write up for these[/STRIKE] MS's all submitted as necessary
    [STRIKE]Reply to all e-bay enquiries [/STRIKE]Done
    List further 11 items on e-bay - haven't found 100 things:o but will aim for this as this months target :jWill start this later for hopefully better finish times
    [STRIKE]Try and persuade OH to make tea [/STRIKE]He will :smileyheaof course after I've lifted him everything out and told him how to make it :rotfl::rotfl:
    Wash more pots
    Complete next part of study for course
    Shop around for home insurance
    Shop around for car insurance
    [STRIKE]Make a payment to a balance [/STRIKE]Done! :)

    [STRIKE]2 lots of free bingo [/STRIKE]Done!
    put all receipts in order


    Been checking my e-bay sales lots - sold a few things and need to re-list others so need to check what needs packaging and start on this, would like to post these asap. OH has been making grumbling noises about the mess :o:o:o Tried to explain it has to get worse before it can get better :rotfl::rotfl::rotfl: Ok, tee hee, in my defence I do just about every job in this house so when I start e-baying some of the jobs I normally do get left, added to that the e-bay things make their way into the living room to be photo'd and then *hopefully* packed. So next job will be the taking of photo's for new e-bay stuff. Followed by the slightly shorter job of receipts then pots then house insurance. Ready, Get Set, Go! Oh right that'll be me getting going then :cool:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 27 January 2012 at 9:59PM
    Another update - gosh i am tired - hope OH has remembered he's making tea as there's no progress being made in that area :rotfl:

    2 MS's to write up (from yesterday) Done! Sorted out the problem and all submitted
    2 MS's to do today 1 done 1 to be rescheduled - having trouble with what I need for this :o
    2 MS's to write up for these MS's all submitted as necessary
    Reply to all e-bay enquiries Done!
    List further 11 items on e-bay - haven't found 100 things:o but will aim for this as this months target :jTotal now is 23/100 - a bit to go here then
    Try and persuade OH to make tea He will :smileyhea
    [STRIKE]Wash more pots[/STRIKE] Done!

    Complete next part of study for course
    Shop around for home insurance
    Shop around for car insurance
    Make a payment to a balance Done! :)

    2 lots of free bingo Done!
    [STRIKE]put all receipts in order [/STRIKE] Done!
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Oops ended up posting the message before I meant to - no idea how :o:rotfl::rotfl:

    Ok, now for the insurance. *Eep* can't you tell i've not been looking forward to this one
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi all, guess the insurance has to wait until tomorrow - seems all the on-line questions don't cover my situation so need to give them a bell to check I'm not saying everythings correct and then they say i've not answered truthfully :eek::eek::eek:

    So plan now is for an early start tomorrow. Up and ready for 7 :eek: Oh dear this doesn't look good already does it :rotfl::rotfl:

    First hour listen to CD and start to transcribe this

    8am ring insurance people and sort this out :cool:

    Pack e-bay items which are sold and paid for first and then pack sold and waiting to be paid ones - so happy I got some sales :T:T

    May pop to post office tomorrow for those prompt paying people if I have time :D

    Free bingo x 2

    If more time needed get to end of CD carry on with this

    and then see what is next on my study schedule :j:j:j

    Feel free to give me a nudge in the right direction if I don't get all this sorted out tomorrow.

    Have a nice evening all x

    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    I did not manage the early start time today :o Hmm, need to think about this and how I can get enough rest and be up on time. Must, must, must call the docs - might try and do this tomorrow from work ;)

    As I was up late I tried to remember all the things I had to do and put things in order of priority.

    Small steps / TADA list: -

    MS completed and report written up :T
    Applied for another MS will have to wait for a reply to that one
    Insurance called - they can't cover me :eek: good thing i didn't just go ahead with the app :rotfl::rotfl::rotfl:
    Applied for insurance and all paid for with another company :)
    Free bingo x 2 done :)
    Packed a few e-bay items
    Minimum payment made to a bill and bank account checked

    Tomorrow: -

    COLLEGE WORK! Big shouty letters to push myself - *eep* really should have got up on time. Right, off to sleep, am very very tired now x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Sleep tight, Dedicated! Zzzzz....x
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope all is well with you DDFW, well done on the ebay sales, and hope you get some college work done today!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Hi All :j

    Pickle and jwil good to see you :D

    Hmm, :o College work, I am doing some every day (1 hour) so I don't feel too bad about it but not getting the work done I have to do at home can't carry everything around with me i'd need to do it elsewhere - rather than in lunch etc. so I have shelved it all til Friday when I will have the house to myself hopefully ;) Seems better than beating myself up about it everyday :rotfl:

    Small Steps today:-

    Paid funds from e-bay off target 1
    Purchased some reduced priced food :cool:
    working through free bingo :)
    lifted 1 more item out for e-bay - lots more to find then :rotfl::rotfl:

    Hope everyone is having a good week x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    You seem to be doing well - keep it up! :) x

    As for the Ebaying, I have loads of stuff to get rid of as well. Must. Get. To. It.
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That sounds like a plan for the college work, so you don't beat yourself up about it every day.

    I need to get back to ebaying too. I did manage to get 32 books on amazon though, so I did achieve something last week. I listed 17 items for DH on ebay, but haven't put anything new on myself recently.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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