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A Budgeteers Quest to be Debt Free & Mortgage Free By 40

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  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :wave: hope you are ok :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • ebayqueen_2
    ebayqueen_2 Posts: 1,175 Forumite
    jwil wrote: »
    If anyone can do it DDFW, you can!

    Well done on the sales, and fingers crossed you get some more soon.


    I agree Jwil...if anyone can do it she can :j:T:T:T:T
    "You are never too old to set another goal or to dream a new dream" :) C. S. Lewis
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    thanks guys :D

    incredibly tired today - will update more tomorrow hopefully :) am ok just very tired and need a minute is all x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi everyone :D

    *yawns and rubs eyes* Well i managed about 4hours sleep last night so tired today. And, as it is Sunday after all will take it easy :)

    I've already moved pots and decluttered a film ;)

    Tea sorted according to meal plan and is something that won't take too much prep thankfully :)

    Got 2 more items with bids on on the bay of e :D

    Got 10 items finishing today and another 80ish finishing in a couple of days :eek: Hope there are some more bids placed :)

    Got 5 items sorted to list on the bay of e :) And *will* try and sort out some more ;)

    And that will do for now methinks - hope its a good sunday for all :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi all

    Just put in 2 claims for untracked cashback :undecided - never had this happen before so will need to wait and see what happens :( It is money i could do with though and it have cost me money if they don't pay out :( And i have seen another offer i'd like to use but have been a bit put off now... Anybody else had experience of this?

    Good things though: Sold a few bit on eb*y today :D and a few other bits ending later *fingers crossed* I managed to not go out to Mr T's today - had considered seeing if they had anything else for me :) but not gone = petrol saved and no money spent :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • ebayqueen_2
    ebayqueen_2 Posts: 1,175 Forumite
    Hi DDFW


    How is your ebay doing tonight.
    "You are never too old to set another goal or to dream a new dream" :) C. S. Lewis
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi ebayqueen :)

    Well on the bay of e front i sold 7 items this weekend :T 3 have already paid up - obviously this did not include the one item that sold for over £10 - hopefully they will pay soon though :D Glad that that is another 7 items gone though :) I had set the majority of my things that i re-listed to end tomorrow though and have quite a few with watchers and 4 with bids :T Hope some more people bid though - i am happy for it all to go at the start price too so not really after a bidding war (though that would be nice ;)) but just after things being sold and gone and the money coming in. Pretty much everything i've got listed now is a re-list of the stuff i put on before - the things i'd have happily kept - so like i say i think the start prices are pretty reasonable :)

    How has your eb*ying gone? :D

    For some personal reasons i didn't get any eb*y stuff listed this weekend - so will play catch-up with that tonight and already have 5 things photo'd and ready to go on. Plus putting them on today will mean they go on at a better time of day - so we will see :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    As you all know i was very tired this weekend but had arranged to take my ma to a carboot i was going to. I had a terrible nights sleep friday night so would have happily missed the carboot if i didn't have someone else relying on me. The weather was also a bit rubbish and there were only about 6 stalls there.

    Very pleased with my haul - i got for me 2 items which still had the tags on - everything i got was from top high street shops too by the by - places i really like but can't afford to spend there too much :o - so 1 BNWT top price in ticket £23 i paid £3 BNWT leggings £16 on tag - i paid £1.50 :T The other things i got were new to me rather than brand new but in fantastic condition - i got 2 new tops, 2 new jumpers and a pair of jeans - all for £1 - £1.50 each. The prices were so reasonable i didn't ask for a discount but the lady said she would knock something off if i wanted anything else - so a couple of the bits i got were discounted too :j:j:j

    I also got my sister some new shoes, my niece a new BNWT ! coat and my mum a jumper. My mum picked up some bits of things she was very happy with too so all in all it was a good day.

    I did get my niece 3 tops as well at 10p each and all good makes it was worth a try but they are just too small. So i will have to see if i can now get my money back on eb*y for these as i am not having a carboot myself for quite some time but don't want to waste the 30p i spent. If these had been dearer though i wouldn't have taken the risk in terms of fit etc. e.g the jeans i got for me are a really good make but they were £2.50 so i didn't buy them as with these i was unsure of the fit and definitely did not want to waste my money - these were the things the lady very kindly reduced to £1.50 for me and you know what - they look fab on! Am so pleased :D

    Anyways we then went off to one of the cheaper supermarkets and got a bargain on some meat from there so all was good and i eventually came home. I sat down and then saw about the Mr T £1 sale. After some deliberation as i was really tired off we went. Am so pleased that we did though :D

    Last year some of you may remember about me posting about my shoes which i wear for work getting holes in ? Well i couldn't afford to replace them :o The damage i did to the heels of my feet though is terrible :eek: :( They are still not right now :( And this should have been something that i just spent the money on. Well, at Mr T's i picked up several pairs of boots - thought they were £1 - they were 50p a pair though :j:j:j and are just right for me to wear for work :T:T:T

    Sadly they didn't have any in my sisters size so i popped back yesterday but they had none but i picked up a dress and silky, gorgeous colours, just my style and thought 'well i'll see if its a £1 whilst i'm getting a couple of grocery bits anyway' It was £2 but still a massive bargain i have to say :D

    What all of this means of course is that i had quite a spendy weekend :whistle: £18 spent in total :o But i think you'll all agree the items i got were well worth this and hopefully i'll get the 30p back on the tops too :)

    The rest of the weekend was spent doing the general bits of tidying that needs to be done, watching a couple of films, a bit of reading and a bit of resting too.

    How was everyone else's weekend?
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow, DDFW, you had some fantastic bargains there at both the boot sale and mr t's :T :T :T

    Well done on your sales too :T Fingers crossed for some more this week.

    I've never had to put a cashback claim in before, but I will have to now I think as so far my netflix hasn't tracked :( I don't know about Quidco, but Topcashback tells you the number of manual claims it has per offer and how many are successful, so it may be worth a look to see if they do something similar.

    With regards to it happening again, the only thing I can suggest is clear your cookies - that I think is the thing that causes most problems.

    Hope you get it sorted though!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Thanks jwil - definitely something i will do every time now - will wait and see how these go on first mind :cool:

    Massively struggling with my own challenge to myself to part with 30 items :eek: :rotfl::rotfl::rotfl: well 30 items that could sell so need to be of eb*yable quality - so nothing too big and bulky thats only worth £1 :think:

    i do feel the need to have a break from it all too - but that seems silly when i've got this challenge going that supposed to motivate me as well. I think eb*yers not collecting parcels from the post office or not receiving items and sending me messages every few days isn't helping either :o :mad: Or the messages to confirm my 1 expensive item is really meant to be this expensive :rotfl::rotfl::rotfl: Don't know what anyone else thinks but these are my thoughts: - i have listed 1 item at a high price. It is an item i would like to keep forever and which cheers me up when i look at it. So all things considered i have put this at a start price which is something i would be willing to pay were i quite wealthy and wanted such a thing - so in this sense i see the price as reasonable - its only worth what the buyer is willing to pay and yes if i had a certain amount of money i'd pay it - its also fairly rare and collectable. Hey Ho! if it doesn't go fine but if it does its selling at a price i'd be willing to part with it for.

    Well i'm still tired after having at maximum 4hours sleep in 1 night for as long as i can remember :(

    plan ? print off some stuff, after 6 list the 5 things i currently have photo'd ready to sell - unfortunately these aren't part of my 30 items - find at least 1 thing to start off the 30 items :) Have cake and custard :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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