📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Ultimate Incentive to get debt free… again. Dinah & NIM go head to head!

1177178180182183391

Comments

  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Happy is the most important thing, so long as you can make ends meet the rest isn't important x
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Dinah93 wrote: »
    Happy is the most important thing, so long as you can make ends meet the rest isn't important x

    Thanks Dinah :)

    I am just ringing Job Centre Plus now to double check that I can do this. Because we can't make ends meet if I am not entitled to maternity allowance.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • poddle911
    poddle911 Posts: 1,406 Forumite
    Part of the Furniture
    hi CMD
    If you're happy with the decision - and it sounds like you made it for all the right reasons - then that's all that matters :) There's a lot to be said for being poor and happy! Are you still planning to take some time out in Ireland with your family?

    I'm pretty sick of money at the moment! I feel like it's all a bit out of control, but hopefully pay day and a jolly good look at our finances will make things look more positive.

    Dinah, your comment about fuel costing as much as mortgage payments and more than food really is alarming!
    LBM Sep 2008 debt: £27,927.04
    start weight: 140.2, week 2: 138
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    poddle911 wrote: »
    hi CMD
    If you're happy with the decision - and it sounds like you made it for all the right reasons - then that's all that matters :) There's a lot to be said for being poor and happy! Are you still planning to take some time out in Ireland with your family?

    I'm pretty sick of money at the moment! I feel like it's all a bit out of control, but hopefully pay day and a jolly good look at our finances will make things look more positive.

    Dinah, your comment about fuel costing as much as mortgage payments and more than food really is alarming!

    Thanks Poddle :)

    I am still going to take some time out - but rather than just run off home, I am going to plan it around OH's annual leave. I have also been in contact with some other mums in the area and we are going to meet up. I think if I establish some sort of routine here it will be better than just going home. I hope to go home in May for a period of time though.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Food being half the cost of fuel per month scares me too tbh!

    Have had to buy my foundation from Ireland and get it shipped as they don't seem to sell it in the UK anymore! On the plus side it was only £26 including postage from Ireland, usually it's about £42 in Boots.

    Considering starting up my baking blog again, but putting cooking on it too, I feel like I've been pushing my boundaries a lot lately and I'd like to record it and hopefully inspire others to do the same.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Dinah93 wrote: »
    Food being half the cost of fuel per month scares me too tbh!

    Have had to buy my foundation from Ireland and get it shipped as they don't seem to sell it in the UK anymore! On the plus side it was only £26 including postage from Ireland, usually it's about £42 in Boots.

    Considering starting up my baking blog again, but putting cooking on it too, I feel like I've been pushing my boundaries a lot lately and I'd like to record it and hopefully inspire others to do the same.

    I'd love your profiterole recipe anyway. yum yum :)
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I'll make sure it goes up - they were so simple to do really, yet they worked out really well.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Dinah93 wrote: »
    I'll make sure it goes up - they were so simple to do really, yet they worked out really well.

    I love profiteroles. I can never pass them on a dessert menu!

    One of the nicest desserts I ever had was strawberry cheesecake with basil sorbet. It was to die for!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    MMMmmm. I made strawberry and basil something the other day (I forget what now!) NIM was completely baffled by the idea of strawberries and basil! I once had duck in a strawberry and black pepper sauce and it was amazing, no matter how many times I've tried to make it it always tastes like duck in jam.... maybe I use too many strawberries!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Dinah93 wrote: »
    MMMmmm. I made strawberry and basil something the other day (I forget what now!) NIM was completely baffled by the idea of strawberries and basil! I once had duck in a strawberry and black pepper sauce and it was amazing, no matter how many times I've tried to make it it always tastes like duck in jam.... maybe I use too many strawberries!


    Ooh try and remember Dinah and if you do I want the recipe. I think it is a great combo :)
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.