The journey starts here - don't stop believing

**Kat**_2

It is, makes me wish I'd thought of it myself, be a millionaire by now! Also makes me wonder why they will pre approve me for a £2k loan and a barclaycard (obv ignoring said pre-approvals) but WON'T up the "normal" overdraft to cover the reserve.....

**Kat**_2

Pay day for me today x2 happy days - work tonight and tomorrow straight from work but hoping the tips will start to get good coming up to Christmas. Think I will finish Christmas shopping this weekend if they are good enough and if not buy some and wrapping paper etc oh how I want to spend zero pence on Christmas prezzies with December pay and use it all on debt.

Lemon_Tree

hi Kat, thought i'd track you down to your diary.
I'm still reading it though but one thing that strikes me is that your OH keeps spending £1 on coke each day. In Lidl they sell cans of Pepsi for about 25p which will be a much better option. But i guess that suposes that you have a Lidl near you and you also like Pepsi. may be worth a try.

**Kat**_2

We do have a Lidl and was thinking of trying to do the monthly shop in there this month (although that does mean no tesco points..). I will defo go in for that though as I am a bit of a pepsi max aholic xx

Lemon_Tree

they usually have that as well. and often have really good prices on their 2l bottles.

**Kat**_2

I have paid my mum back for dad's xmas prezzie now (using my tip money) :j. That was the most expensive one left to buy!

Just got BIL - £20 Next Voucher
OH little Cousin - £10 New Look Voucher
OH - £25 on Asda Clothes (agreed value and shop he requested!)
Work Secret Santa - £5
ME - £25 (joint account so have to put it)

Total - £85 (plus wrapping paper etc so prob £95 - £100) not bad with a month to go

Got several confessions for which I need to be verbally punished (or if anyone can think of a :money:punishment, even better)

- Quitting smoking - not worked. Spending MILES less, but still not gone
- I have been buying lunch in work - approx £2 per day. I was ill yesterday (I have a severe lack of voice situation) so from Thu (payday) to today that's £6
- I spent 55p on a Wispa (and that's just a chocolate receipt I can find!)
- OH and I went out for lunch - £8.94
- I am hosting an ann summers party tonight. I will be buying but I am going to buy things I will use/need such as PJs, pants and socks. No silly bras/dressing up outfits/suspenders/basques I will never wear.

It's like I'm out of control! No excuses it's just not acceptable.

Woowoo

Hi Kat

Blame it on the snow and the fact that it's almost December! January will be another fresh start for us all

**Kat**_2

LOL! Thanks Woo - sounds good to me

**Kat**_2

You can always rely on someone to make you feel rubbish! I got my weekly email from Martin and saw the free scarf in the paper deal. Thinking this was great I told someone I work with and said good idea if you have a man to buy a christmas prezzie for. WELL! that was a mistake. Not only have I been made to feel a cheap skate but also feel like a lesser human "why on EARTH would anyone give someone a free scarf for Christmas" - feel like S**t

Woowoo

Kat ignore them and don't let other people make you feel like crap. It's their own issue and if they have money to throw around them more fool them! We don't and were working hard to change our situations so screw them.

Only stupid people don't like freebies and were all smart cookies on here