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£14310 off mortgage 2010 lets make 2011 better

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Comments

  • sarahevie
    sarahevie Posts: 1,003 Forumite
    tellmeitsfriday wrote: »
    £50k in 4 years is an immense achievement - especially when you factor in the fact that you've had your babies and therefore not worked! Be proud!

    Thank you - it is good when you put it like that. Still a large amount to get rid of though:rotfl:
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • Sepa74
    Sepa74 Posts: 962 Forumite
    Fantabulous! I would say you deserve a treat, but working that out was your treat, wasn't it, :rotfl:

    Do you feel ever so slightly addicted?!
    Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)

    Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
    Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
    Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
    Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)
  • sarahevie
    sarahevie Posts: 1,003 Forumite
    Sepa74 wrote: »

    Do you feel ever so slightly addicted?!

    Probably should feel addicted, but don't really - spent sometime this morning playing with the mortgage calculator if we pay 400 extra a month we will be mortgage free in 10 years aged 37 now that is something to aim for:rotfl:
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    sarahevie wrote: »
    Probably should feel addicted, but don't really - spent sometime this morning playing with the mortgage calculator if we pay 400 extra a month we will be mortgage free in 10 years aged 37 now that is something to aim for:rotfl:

    Now that would be nice. I could possibly be MF in 11 years (aged 40) so that is what I am working towards!

    Even if there's balance of 10k left that's neither here nor there is it. :)
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • sarahevie
    sarahevie Posts: 1,003 Forumite
    Back from our hol at the east coast - absolutely loved it!

    Was also nice to do a lot of eating out, swimming, had 3 alcoholic drinks my first this year which I thoroughly enjoyed. Spent 100 for the four of us which was pretty good going.
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • sarahevie
    sarahevie Posts: 1,003 Forumite
    Just catching up with my present challenge - going surprisingly well.

    Only got DD1s bday in Oct left now, as our family birthdays are all spring/summer - plus obviously christmas but I have a really full present pile (for adult friends bdays/children's parties) so pretty good going:j
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • sarahevie
    sarahevie Posts: 1,003 Forumite
    Back from our second five day summer hol, courtesy of 'the sun' - come back from hornsea loved it!!:j:j

    My sister has been offered a job as a dietician, she very very recently qualified so that's good. It's in Oldham though which I know won't impress her as she really wanted to stay in Leeds ah well will have to catch up on the goss.

    Slightly envious as I had DD1 by the time I was her age (24) so I'm feeling a bit deflated that she is climbing the career ladder whilst me and OH muddle through on low paid jobs - but I am fully supportive and it was completely our choice.
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • beachie
    beachie Posts: 463 Forumite
    sarahevie wrote: »
    Probably should feel addicted, but don't really - spent sometime this morning playing with the mortgage calculator if we pay 400 extra a month we will be mortgage free in 10 years aged 37 now that is something to aim for:rotfl:

    Now there is a challenge! Fancy a race? I am the same age as you and also have the aim of paying off my mortgage (or at least what I owe now) in 10 years.

    In reality I expect that I will end up with another mortgage by then when I move to a bigger house and have a family. :D
    Mortgage: [STRIKE]Jan 11 - £91830 [/STRIKE][STRIKE] Jan 12 - £89'199[/STRIKE] May 14 - £69'999 Car Loan: [STRIKE]Jan 11 - £3658 [/STRIKE] July 12 - £0! Credit Card: [STRIKE] Jan 11 - £3300 Jan 12 - £2250 [/STRIKE] Oct 13 - £0

    MFiT-T3:#43 (Half Mortgage) April 13 - £10719/£42875 (25.00%)
  • sarahevie
    sarahevie Posts: 1,003 Forumite
    beachie wrote: »
    Now there is a challenge! Fancy a race? I am the same age as you and also have the aim of paying off my mortgage (or at least what I owe now) in 10 years.

    In reality I expect that I will end up with another mortgage by then when I move to a bigger house and have a family. :D

    A race would be great:j:j

    I agree though, we will probably be not living here in ten years either, I'm going for mortgage reduction as a form of damage limitation for the 'new' mortgage:D
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • sarahevie
    sarahevie Posts: 1,003 Forumite
    Just love surveys another £18 in the post today. I'm only doing certain ones now though, pine cone and kantar as they pay always and you know what you are getting.

    Should go back to Global TM but can never be bothered, the surveys always screen me out. Possibly in winter, but I am enjoying the sun too much at the mo
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
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