We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

£14310 off mortgage 2010 lets make 2011 better

1121315171861

Comments

  • sarahevie
    sarahevie Posts: 1,003 Forumite
    Fab sunny day -

    Annual mortgagestatement for BTL £140,000 going in the right direction:rotfl:Estimated value £200,000 so 70% ltv
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think sometimes a break from the surveys is what you need, i think a few of us do it as at times i think they get a bit time consuming and mind numbing but if it helps clear that mortgage quicker it has got to be worth it.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • sarahevie
    sarahevie Posts: 1,003 Forumite
    Just what we needed a very cheap weekend.

    Fri - mum took us out for lunch. Afternoon at the local tarn in the sun.

    Sat - back to the tarn to play in sun.

    Sun - Went visiting the inlaws (should be outlaws) but that's another story:rotfl:Then round to our friends to play in the paddling pool. Lovely.
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    I have breaks from surveys every so often. Its different for me tho as I am a single parent and can do them in the evening when the kids are in bed and I am watching tv but sometimes it was taking a long time and I wasnt getting much sleep spending a lot of time on the lappy :(
    I decided to cut down and only do a few sites and to have a week away from them every 4 or 5 weeks. Then when I feel refreshed get back into it :)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • sarahevie
    sarahevie Posts: 1,003 Forumite
    Monthly update

    Ending month with £8 on credit card (not due til mid May so no interest)

    £27 in current account, so we made the tight budget. £19 left yay:j

    Spent £21 this week then, pretty good to say I had to buy some food
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • sarahevie
    sarahevie Posts: 1,003 Forumite
    I've accepted a new job in a local shop.

    It isn't going to make me rich, but i'll only be working sat mornings 9-1 and Wed evenings 5-9 I'll be earning £221 a month, so it all helps.

    Will obviously be flinging it all towards the mortgage:j
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • sarahevie
    sarahevie Posts: 1,003 Forumite
    Just having a look at overpayment calculator, if I fling £221 a month extra at the mortgage I will pay it off 7 years early and be mortgage free by my 40th how fab:j:j:j
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • cha97michelle
    cha97michelle Posts: 5,818 Forumite
    Part of the Furniture
    Great news, and sounds better paid than the other stuff. I am pleased for you.
  • sarahevie
    sarahevie Posts: 1,003 Forumite
    I'm pleased - I applied because I thought that the hours would get me out of the house (and still be a SAHM) I didn't realise it would make me hit my MF target
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Great news Sarah! Well done!! Very pleased it will help you reached your target that much sooner.. Bet you can't wait!!

    Froggy :D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.