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Its tough, it will get better and guess what its freezing brrrrr!
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Yes indeed it does and for that I am thankful, there will be a lot of financial hangovers in the new year due to irresponsibility.
Personally I like to have a clear conscience, I can sleep at night and don't fear the doorbell, the phone or the postman.
This site has been a massive boon, with hints and tips as well as moral support.
Sometimes you can feel a bit of a freak when you think it's outrageous to pay £15 for a flippin candle!!
I remember all too well when I had serious debts when the children were small,nearly losing the roof over our heads, very small amount of food to eat and cook, no heating had to go for walks and come back with branches so that I could saw them up for the fire....Ididnt have a sawing horse so id get the boys to sit on the end while I sawed away,we get a log basket full then go in light the fire put the kettle on the fire to make a cup of tea as we didnt always have money in the metre, and have a good warm, and a bath, until the next day to do the same again........
I think a lot of us have been there done that......and definately wouldnt want to go back like that again,, Ive learnt a lot by them days and still live quite frugal now as I think its ingrained in the brain.......
Ive never had a credit card so I wont have a financial headache in the new year, I will buy the family a little something each and give out gift vouchers so they can choose what they like instead of me getting them things they dont want........
As long as we can keep warm and healthy thats about it ,chip up folks.....0 -
flowertotmum, I can well believe you made that for Mrs Potato Head, I have been looking for one for my niece's birthday since mid October, and there are none to be found anywhere. Luckily for me, my very own OS angel made a trek in the snow for me last week to her local shop and sent it on to me - she then refused payment for it, but we compromised on a donation to a charity of her choice. It cost under £10 from the shop, they seem to be the must have this year. My niece doesn't know that though, as she lives abroad, it was simply that I had sent her 3 year old brother Mr PH for his birthday in September, and she had declared she would like Mrs from Santa. What a shame for anyone who's child has asked for one for Christmas though that they have to pay that sort of price.It's what is inside your head that matters in life - not what's outside your windowEvery worthwhile accomplishment, big or little, has its stages of drudgery and triumph; a beginning, a struggle and a victory. - Ghandi0
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Rosanna79 - sounds like there is no point in S'thorpe applying to be the city of culture anytime soon!! :rotfl: The shops here are pretty good and theres usually enough for everyones need - but never enough for greed!
Do you remember the bread strike of the late 1970's??? similar scrums used to break out in shops then - laughable if it wasn't so tragic. Proves that the veneer of civilisation is very thin and in times like these, it soon cracks and exposes us for what we are....red in tooth and claw :eek:
Not looking forward to trying to get into work tomorrow - roads not gritted, still thick snow here and freezing hard but I can't afford to take anymore time off as snow days have to be taken out of holiday entitlement or as unpaid leave:heartpuls The best things in life aren't things :heartpuls
2017 Grocery challenge £110.00 per week/ £5720 a year
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Perhaps it might be interesting in the New Year to set up a new challenge i.e. Every week we name one food item that we all have to manage without for 7 days , i.e. milk or bread or butter, cheese, egg, etc. I suspect that even for OS'ers, doing without some of these items might be a little difficult. ( I can just see my OH's face if I told him he had to spend 7 days with no milk in his tea or forego his usual cooked breakfast :rotfl::eek::eek:)
Brilliant idea! Very OS!
What 'rules' do you suggest? E.g. would we be allowed to use substitutes - ie powdered milk if fresh milk was the weeks banned foodstuff?:heartpuls The best things in life aren't things :heartpuls
2017 Grocery challenge £110.00 per week/ £5720 a year
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Talking about e-bay sales, I wildly paid about 3X what i could have bought normall bedding for an old style cartoon bedding set for my teen daughters birthday.
She is crazy about the stuff, the new sets have a different style of 'character' and they don't make the old style one any more.
I'm sure the seller thought I was a nutter, she had it on because her young daughter had outgrown it, but I had looked and looked for one for ages. I beat the highest bid by a mere 40p so I wasn't the only nutter out there.
As they say, one man's rubbish is another man's treasure.0 -
I am really scared to google Twinx now. Will it get me a visit from MI5?
lets just say some very happy people might appear
save the trouble and go to the gc front page and scroll to the recipes, less shockingNonny mouse and Proud!!
Never argue with an idiot. They drag you down to their level then beat you with experience!!
Debtfightingdivaextraordinaire!!!!
Amor et metus. Lac? Sugar? Quisque massa vel duo? (stolen from a lovely forumite!)0 -
From another thread...Due for -6 here tonight and freezing fog, that will make all the slush on the roads frozen and reduced visibility. Not a good mix, a night for twinx munching, hot drinking chocolate and the telly methinks.
OMG I am in bits laughing... cannot take that seriously now :rotfl::rotfl::rotfl:
sorry
(:D)0
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