Its tough, it will get better and guess what its freezing brrrrr!

ceridwen

Bayleighs_Nanna wrote: »

Hi,
I have just joined, i have large amount of debt which tonight i will sit down and work out my budget.My husband had a nervous breakdown recently, so i will be doing this alone as he would not cope.I have been reading alot on here since yesterday, and have got alot of good ideas. A few days ago i was feeling down. But after being on here and reading i feel a little more positive.
I Thank you all for the suggestions that i have read so far.Now i dont feel so alone.

Well - you're taking the first step - ie working out exactly what the position is. So - congratulations on that:T. Errr...its probably going to be RATHER unnerving - but problems never go away by refusing to "take a good look at them". So - good luck with that...

Pitlanepiglet

My new life is nearly complete! Having resigned and moved back home on a full time basis (and away from the Big City for the first time in 19 years), I've discovered that not only has our new Lidl (12 miles away but local by our standards!) opened today but that Sainsbury now do home delivery to us as well as Tesco...tis funny how its the small things that bring such great joy! :j

stiltwalker

Catznine - I got some beautiful knitted things from both my Mum and my partners Mum and they were much appreciated , TBH plain and simple in lovely fine wool is best as it is traditional yet goes with the lovely clothes you can get now for littlies. The only handknitted thing my DD didn't really wear was from someone we know less well and was a very traditional fancy design in quite a thickish wool and quite apart from the fact it wasn't to our taste (tactfully putting it) our DD got her fingers tangled in the fancy bits.

I would go with your DIL's tastes so if she likes bright colours go for those or if she prefers pastels likewise, might be best to ask her what she woud like best - I know that's what my MIL did. Failing that I'm expecting again beginning of May!:D

jackieglasgow

Catznine I am sure the knitting would be really appreciated, it has become quite trendy. I didn't like it much when I had DS1 eleven years ago as it all seemed a bit frou frou but when Ds2 was born in 2002 I was gifted lots of beautiful handknitted jackets and blankets for him, and although I sold or handed on most of his baby clothes, I have kept all of the hand knitting, or given it to my SisILs for their babies with the proviso I get it back for my grandchildren :rotfl: He had beautiful knitted hooded cardis/jackets and some nice wee pram jackets which I liked to put on him over his sleepsuits. Its a lovely gift to give, made with love. Mymothers elderly neighbour and her sister made mine, and I treasured them.

kezlou

catznine i would it if i were given some hand knitted cardigan.I had some given to me and i loved them to bits. Were really handy in all weathers too.

Knitting is also very trendy at the moment, so i think it would go down really well.

Well been bookmarking a few things on ebay, just waiting for a couple of payments for some items i sold and i then i'll have money towards
more xmas presents.

Welcome to the club bayleigh's nanna, feel free anytime to come to on here. Your not on your own were you've got us!!!

Lannylee wow thats amazing!! 35k in three years wow.

Fruball

catznine wrote: »

Can I ask a quick question of the young mums and mums to be here? Money is tight here with a wedding next June, mortgage to be paid down and a grandchild on the way,:j Would some hand knitting for the baby be appreciated do you think? My ddil buys everything new (she has earned a high wage up to now) might have to change if she has to give up work though! Just not sure how it would go down, I can't do fancy work so it would be very simple in style but would love to feel I am contributing. We are saving up so that we can contribute enough for the cot/crib as well. All very different from when I had my two and had no choice but to buy second hand clothes, got terry nappies from a friend and her old pram and cot, but they survived all the same. Just don't want to offend much loved dil.

When my DS was born (I was 20), my much loved stepmum knitted a little cardi/jacket for DS... At the time I didn't really like knitted stuff much and it didn't 'match' (rollseyes) with his clothes He wore it just a couple of times and I don't think I even kept it which I am mortified about now.

However, when I was pg with twin DDs she knitted the most gorgeous blankets for them and I cried when she gave them to me - I was absolutely delighted with them, and would have been if she had made anything else to be honest.

My DDs still take those blankets to bed with them every single night and turn the house upside down if they can't find them!

My Auntie often makes them little cardigans (trendy ones with short sleeves, cropped etc) and she does them for lots of the family I think and the kids and I love them.

To play safe, I would make blankets or shawls for the baby. Or you could make a little blanket (ours are about the length of my arm, square) and then say that you were thinking of knitting something else, and ask her what she would prefer

Hope that helps

RAS

Bayleighs_Nanna wrote: »

Hi,
I have just joined, i have large amount of debt which tonight i will sit down and work out my budget.My husband had a nervous breakdown recently, so i will be doing this alone as he would not cope.I have been reading alot on here since yesterday, and have got alot of good ideas. A few days ago i was feeling down. But after being on here and reading i feel a little more positive.
I Thank you all for the suggestions that i have read so far.Now i dont feel so alone.

Welcome here and do come over to the debtfree wannabee forum as well.

Theres a lot of support on the long-haul thread as well as information on debt charities and thisngs like clicks and surveys that may help once the main bulk of the problem is under control (such as it ever can be).

RAS

kezlou wrote: »

Recently there's been hardly any whoopsies about, so lots of people hae been grabbing them. which is all good, better than it going in the supermarkets bin!

Strange enough, I think the whoopsies are best in the posher supermarkets now. Got two very nice lean aberdeen angus quarter pounders for 35p in Waitrose one evening, enough to make the base of a good cottage pie.

And a whole cooked chicken for £1.28 last thing. The elderly I pointed out the other one to ignored it?

charlies-aunt

(((Hugs))) to everyone who needs one. I'm not surprised that we all feel a little down - times are tough, the days are grey and cold and winter is on its way

At the risk of sounding like Pollyanna - try to take a reality check and count the things that you have that money can'y buy and just let your mind wander on how much worse things could be... and count your blessings.

Be kind to yourself

If you feel down - have a little cry or a damn good wail! let your feelings out! You're allowed - its your life and sometimes you just have to do what you need to do! Don't feel guilty! Its perfectly normal and natural - you're not being weak or inadequate - anyone else in similar situation would feel the same.

I have found myself choked up at work quite a few times recently - listening to some of my customers spill out their worries and fears on how they are going to manage on their own with their children this winter and 'afford' Christmas - its not professional (or helpful) for me to cry with them even though I could easily

Take care everyone x

katholicos

flowertotmum, Lovelife, Kidcat: Sorry to hear you are not feeling well for one reason or another ...do hope you will all soon be feeling better.

Bayleighs Nanna, welcome to the OS forum!

The first and most important step in dealing with debt is acknowledging it. I used to be absolutely terrified of being in debt and got to the point where i wouldn't even open up bank and credit card letters (eveything was paid via standing order or direct debit)...i just didn't want to know the actual amount i owed.

However, had i gone on ignoring it, it would have been very much worse. It has taken about 5 years but i've managed to get to the point where i owe just a fraction of what i originally did. It is a scary prospect to see in black and white what we owe, but once you know, you can work out a plan to tackle it. The DFW board will be able to help you with more practical advice, while we here can encourage you and be here for you if you want emotional support or discussion about tough times.