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Debt free in ten years-my new, more realistic challenge.

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  • On TCB its called snap and save and on £co its called Clicksnap.

    I've also just signed up for Pets @ home VIp card, you dont earn points but you do get discount offers and you can either choose a national or a local charity to earn points from them. Win Win.
    One small step for ME, one giant leap for my family!


    2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
    Total £9.12
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Will it work with a blackberry? I have had a look and it says I need to download itunes onto my PC so have started the process on my laptop.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • I dont think there is a blackberry app - but when is there ever one for something useful!

    I didn't download anything - didn't see anything about Itunes. I just used my scanner to get the jpeg image to upload, or you can use a camera.
    One small step for ME, one giant leap for my family!


    2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
    Total £9.12
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    edited 3 March 2013 at 9:27PM
    I dont think there is a blackberry app - but when is there ever one for something useful!

    I didn't download anything - didn't see anything about Itunes. I just used my scanner to get the jpeg image to upload, or you can use a camera.

    Blimey, what have I done?!!

    You wouldn't believe I used to be head of an ICT department in a secondary scchool would you?

    ETA I should have read all the info on the snap and save instead of scan reading and trying to download an app for a phone I don't have!! More haste less speed maybe :0
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I won't swear on here as I am not allowed to but I feel like it this morning.

    DS1 said he was going to give us some money for his keep and put it into the account on Thursday. I didn't look as I thought everything was okay with the account.
    Today I found he hasn't put any money in and we are £130 over our overdraft limit. I have everything calcuated to the nth degree so this has messed everything up. :(

    He says his laptop kept crashing. he has done this before and we end up with charges. I feel very :mad::mad:

    We don't ask for much but I pay his car insurance of £42 per month and he eats here and uses electricity. He is stressed because he is saving up to move to USA and has to apply for visas etc. He shouted and swore at me when I mentioned it this morning.

    DS3 is working his socks off to help us. So not all bad.
    BTW The cheque from my aunt hasn't cleared yet.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • I'm sorry to hear about DS1 messing you about. Maybe you should tell him to pay the fines, he won't do it again then!
    One small step for ME, one giant leap for my family!


    2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
    Total £9.12
  • If the cheque wasn't banked until Friday, I wouldn't expect it to clear until wed at the earliest if no express clearance charge was paid for it. For many banks it will actually be Thursday as they now take a full 5 working days (they say it's so that you don't spend funds that can then be recalled by the other party, however it's more like them gaining interest on your money for the longest possible time :mad:).

    Boo to DS1, stress or no stress. You have enough stress of your own to deal with. I'm sure he will come back with his tail between his legs and apologise though Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • beanielou
    beanielou Posts: 95,691 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Boo to DS1 indeed stress or no stress :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    DS1 was very sorry later and he put the £130 into our bank account. When the charges come through I will mention them again but he really doesn't have anything spare either.

    I am going to the hos[ital for a check up today. Just a family history thing so hopefully nothing to worry about. As I will be in the city I will do a top up shop at MrM probably and see if anything I but will give me cashback youarereallhelpingme. I have told my whole family to keep their receipts for me :)

    My free hair dye session at the hairdressers has had to be postponed as I reacted to the dye :( Now have a touch of eczema behind my ear.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • Hope hospital goes well. Enjoy your time in the 'big smoke' :rotfl:.

    Sorry to hear about the hair dye issue :( Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
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