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Debt free in ten years-my new, more realistic challenge.

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  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you have enjoyed every moment with the family Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I am busy checking the mortgage free wannabe board and when I have come up with a plan I will try to add a link on here.


    Cottage finances were teetering on us not being able to pay our bills over the winter until a regular visitor asked to pay off her summer holiday over three months. Things are still tight but not nearly as bad as I thought :)
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    poohbear59 wrote: »
    I am busy checking the mortgage free wannabe board and when I have come up with a plan I will try to add a link on here.


    Cottage finances were teetering on us not being able to pay our bills over the winter until a regular visitor asked to pay off her summer holiday over three months. Things are still tight but not nearly as bad as I thought :)

    Good news...:T
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wishing you a very Happy New Year
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    How's it going pooh?

    All good I hope
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • elizabethhull
    elizabethhull Posts: 766 Forumite
    Part of the Furniture 500 Posts
    Hope you had a happy Eastertime, pooh.
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi pooh.. We miss you. Hope everything is ok with you and yours xxx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Sorry to those who have been worried about me.

    I have at last felt the black dog leave and I have hope for the future.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Sounds like you've had a tough time Pooh. I'm glad you're back posting and that you're feeling more optimistic.
    Vx
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Verbatim wrote: »
    Sounds like you've had a tough time Pooh. I'm glad you're back posting and that you're feeling more optimistic.
    Vx

    I have a credit card debt to pay off asap and need to save up for flights to USA in October. I have some things on ebay but nothing of high value to sell.

    Things have slid a bit but I am now 2 stone lighter than I was last August so that is a positive :)


    In next couple of days I will list my debt, savings etc and plans to save some more money.#
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
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