📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt free in ten years-my new, more realistic challenge.

1142143145147148164

Comments

  • pooh_congratulations250.jpg


    Well done on the new DGS and you and DH being debt free!!! :j :j :j


    October xx
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    It doesn't really feel real yet. But it will sink in.

    Beanie I am not going to look at flights. M,,, , r P and I are going to sit and work out a strategy for us both to work towards.

    Mr P being unable to work has had a big impact on our day to day living so we still need to be frugal.

    My PIP assessment is today. I know that so long as I am 100% honest I will get whatever I am entitled to. As my physical ability varies from day to day it makes it more complex to assess than previously on DLA.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Positive positive vibes for today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    beanielou wrote: »
    Positive positive vibes for today.
    x

    It wasn't so bad beanie. I had a horrible experience a few years ago where the interviewer asked me to push myself to touch my toes and my back locked.I was months in agony. Today I realised it was the same woman. When she asked me to do things that were too painful I told her.

    I was 100% honest. Mr P was with me. He helped when I forgot things. I failed the memory test! I found that very embarrassing.
    :o

    We haven't been to visit our DD and family today as the other grandparents are there for a few days.

    This evening I had extreme chest pain for around 45 minutes. I was scared but tried relaxation techniques etc. Just a full ache since. A very strange experience. I think it was maybe just caused by stress. Mr P says it is wind :rotfl:

    Tomorrow I have two ladies coming to clean the cottage and to do the ironing. We have a quiet week. Mr P and DS2 are going to do some maintenance before we get busy again. Nothing major just some minor things to make it like new again :)

    Today I spent on fish and chips. A special treat as we hadn't had them in nearly a year.

    DS2 went out for an hour this evening. I was a little worried about him yesterday as he didn't emerge at all. Today he was planning to meet his best friend tomorrow so all sounding positive.He was also planning changes to my kitchen to make it easier for me to manage.:)
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • Glad the assessment went ok. Fingers crossed for a positive outcome. Not so good with the chest pains though. Take care you Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad the assessment went ok. Fingers crossed for a positive outcome. Not so good with the chest pains though. Take care you Xx

    From me too & hope DS2 had a good day.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    Live for the moment :)
    Happy flight hunting!

    Plan for the future, but live for the moment !
  • Belated happy Mother's Day Pooh. Hope you had a lovely day Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    poohbear59 wrote: »
    x

    It wasn't so bad beanie. I had a horrible experience a few years ago where the interviewer asked me to push myself to touch my toes and my back locked.I was months in agony. Today I realised it was the same woman. When she asked me to do things that were too painful I told her.

    I was 100% honest. Mr P was with me. He helped when I forgot things. I failed the memory test! I found that very embarrassing.
    :o

    memory test? hoo boy I am NOT looking forward to my change over from DLA to PIP :(
    Must use my stash up!
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Knit_Witch wrote: »
    memory test? hoo boy I am NOT looking forward to my change over from DLA to PIP :(

    I had to remember three words. I could only remember two 😊

    I had hand, arm ,leg movement and reading text tests too
    But majority of it was me answering questions. When i had to do movements she said I shouldn't hurt myself so to stop when it was painful. I wondered if she remembered me and the terrible state I was in last time.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.