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Debt free in ten years-my new, more realistic challenge.
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Good news indeed :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
More good news
DS 2 has been paid some ESA at last He has had it back dated a few months too. In the post today was his P45 which I phoned and asked for again yesterday.Miraculously,it arrived today, posted yesterday.Why couldn't they do this week's ago? Grr. business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
Fab news re ESA and DS2 being up and at 'em today :T XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
So pleased about the ESA.
Great result to get backdated.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Today I received my loan and PPI info from Britannia after 3 failed attempts. Last time I sent it 'signed for'. Two loans to enquire about PPI repayments. I can't remember which one I claimed on......
DS 2 has had a bad 2 days. I wish I wasn't so worried about him. It all started when he lost his job
I taught my neighbour how to make broth from a ham shank and some broth mix yesterday. On Sunday we had all the neighbours here for Sunday lunch. Brisket, slow cooker was lovely,and very frugal.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
Good to hear about frugal entertaining Not so good re DS tho..a real worry. But good he went to the dig. Fingers crossed for a good week for him. x MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
I hope ds finds something to distract him from himself soon (if you get what I mean) does he have any interviews lined up? If not would he consider some volunteering it will look good on the cv and keep him busy? XMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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DS2 went to the dig on Saturday and then stayed in bed for a few days. He appeared to be a lot worse so Mr P took him to an emergency appointment with GP. I was too emotional to go with him. He has new meds and went out for a couple of hours last night.
I have found him an accountant who will take him on as a volunteer. GP says to leave him alone for now and not push him I feel bad as I thought I was helping...
Mr P and I have decided to buy some masonry paint and start painting our gable end wall which takes the brunt of the gales and whatever else is chucked at us over the year Mr P has been told not to paint so I will start doing what I can manage at the bottom and pay someone else to do the rest. Not very MSE to pay so maybe I can find other family members who will muck in and help.
We also have lots of herb seedlings which have germinated. Hopefully we can have lots of fresh herbs over the winter.
I have had an allergic reaction to something overnight. Horrible rash nothing serious but now want to find out what caused it.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
Hugs to you, pooh
Can DS2 do the painting and you pay him a bit?MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
brizzledfw wrote: »Hugs to you, pooh
Can DS2 do the painting and you pay him a bit?
I am thinking that if I start painting he might come out and help. I hope he doesn't read this. If he has a reason to get out of bed it might help but I will take it in tiny steps for him.
We always seem to have something stressful going on. I wish him better for him but also for me too. I hope that isn't wrong.
Tonight we are having home made steak and kidney pie. Mr P's favourite. We were given some kidneys by a farmer who was selling lamb and beef. No one seems to want the offal so we have a good supply of liver too.
I also won't pay him if he does a bit as he wouldn't take it. A very proud young man business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0
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