Motability Prices,what do you think of them ?

zzzLazyDaisy

sh1305 wrote: »

Someone please correct me if I'm wrong; but I thought those on HRM didn't pay VAT on cars?

Yes, that is wrong.

A disabled person can claim exemption from VAT when purchasing a new car (not used), if they are wheelchair dependent, or use a wheelchair sometimes and have a degenerative condition which means that they are likely to become prgressively more dependent on the wheelchair.

The disabled person does not need to be in receipt of HRM to qualify, but does need to be the purchaser and owner of the vehicle. So, for example, someone buying a car on HP, or leasing it on Motability would not count. They would have to be in a position to pay cash, which rules a lot of people out.

jmabnc

Hi, thanks for all your views on this,I thought it was just me thinking that the prices are expensive, But after a chat with our daughter we have decided to get a Mondeo,£195 deposit,are last car was a mazda 5,great car and plently of room,but the choice is made,Thanks again for everyones comments, and hope everyone else gets a good deal without paying over the odds,if possible...:j

sunnyone

zzzLazyDaisy wrote: »

Yes, that is wrong.

A disabled person can claim exemption from VAT when purchasing a new car (not used), if they are wheelchair dependent, or use a wheelchair sometimes and have a degenerative condition which means that they are likely to become prgressively more dependent on the wheelchair.

The disabled person does not need to be in receipt of HRM to qualify, but does need to be the purchaser and owner of the vehicle. So, for example, someone buying a car on HP, or leasing it on Motability would not count. They would have to be in a position to pay cash, which rules a lot of people out.

You dont have to pay cash, you can get a loan etc. but the rules do say that the car has to be paid for in one go.

bigjl

The main problem is the cost of the cars that are being chosen, my wife had an ex motability car before, it was a bottom of the range Burgandy Hyundai Accent Auto, registered on the last day of P reg, and there where loads of them in this colour so they might all be ex-motability.

These days people have a choice of almost any car within reason, but the vehicles are on a lease, which is the DLA, I think. This is sacrificed to pay the lease, so as cars get more expensive and people aspire to cars with more toys it increases the amount of lump sum you have to pay.

My uncle, now sadly deceased, had a bottom of the range Megane as his first Motability car, he hated the poverty spec but liked the car. When he got his second car he put down a bit of cash and got a mid range Scenic.

Chorlie

zzzLazyDaisy wrote: »

Yes, that is wrong.

A disabled person can claim exemption from VAT when purchasing a new car (not used), if they are wheelchair dependent, or use a wheelchair sometimes and have a degenerative condition which means that they are likely to become prgressively more dependent on the wheelchair.

The disabled person does not need to be in receipt of HRM to qualify, but does need to be the purchaser and owner of the vehicle. So, for example, someone buying a car on HP, or leasing it on Motability would not count. They would have to be in a position to pay cash, which rules a lot of people out.

Sorry but the above isn't fully correct

Quote from Direct Gov:

Motor vehicles:

If you are a wheelchair or stretcher user, you do not have to pay VAT when you buy a motor vehicle that has been substantially and permanently adapted for your personal use. A wheelchair user is defined as anyone who has to use a wheelchair - powered or manual - in order to be mobile.
Any adaptation work that is done on an unadapted vehicle to make it suitable for a disabled person's condition, whether or not that person is a wheelchair user, is also eligible for zero-rating. However, there is no VAT relief on the purchase of an unadapted vehicle.


Leasing a vehicle or wheelchair under the Motability Scheme:

Motability is a charity that provides vehicles and powered wheelchairs or scooters to disabled people. You don't have to pay VAT when you lease a vehicle, wheelchair or scooter under the Motability Scheme.


Also if you buy a new car which has been permanently adapted, you can't use a car loan to fund the car, since it would be legally owned by the car loan company until the final payment and they can't buy a VAT free car only the disabled person, you can however use a personal loan to fund the car.

bigjl

skcollobcat10 wrote: »

Motability are for the disabled, therefore they don't really need to have bells and whistles on, just be basic for each disabled persons need.


QUOTE]

I agree totally but these days people do like the creature comforts, my previous post was meant to illustrate the point that the cars the people get through motability have changed over the years, they used to be cheap and cheerful, to allow the user to lease it without putting in extra money.

My dad could have got the Peugeot 207 3 dr he now owns easily through motabilty, but he preferred to keep the money rather than have a car, as a typical jock he likes to own things rather than rent and lease.

I have never been in the position of having a motability car or needing wheelchair accessability but I think it would be reasonable for any adaptations needed by the user, such as an automatic ramp, to be provided free, but then the car be over a longer period, say 5 years to allow for the extra expense of the adaptations.

lizimuffin

skcollobcat10 wrote: »

I'm sorry if it came across that way, but to clarify, my husband is not my carer. I have every respect for relatives caring for disabled family members and indeed they actually save the state a lot of money.

I was more annoyed at the huge funding discrepancy merely because my husband is in full time employment.
A real term cost over the 5 year period with motability of 25k would be effectively out of the reach of many who are not on a good wage.

I agree with you that if you are disabled the grants should be the same across the board....it was the 'giving up work and sitting on !!!!' comment that irratated me a bit.
I think it is wrong that you dont get access to grants, and sorry that I got tetchy:o

Plumstar

People, please stop feeding the nasty little Trolls on this thread. As soon as you type the letters DLA, CA etc they appear like flies round s**t. When they ask for more information before they can give you the benefit of there negative opinions and nasty comments, please don't oblige them. Don't encourage the nasty little blighters and they may find a different bridge to lurk under.

I just feel so sorry for all the people who post on here looking for genuine help and support, and getting preyed on by people who have nothing nice or helpful to impart.

Now you nasty, begrudging, harpies here is an old but true saying. What goes around, comes around.

From this little witch I would like to add. SO MOTE IT BE!!

Plumstar

Sorry folks, wrong thread, meant for the DLA takeaway above.
That will teach me to rant without my contacts in. Must save harder for the laser eye surgery. Once again, apologies.

pstuart

LeglessLiam wrote: »

I think the increase in the S-max is because it is a brand new model just out.

I have been keeping my eyes on the prices recently as my current owned adapted Peugeot 206 is getting pretty old now, also we have our first child on the way, so need something bigger for child and my powerchair - we have had to have the back seat removed in the Pug just for the chair. So, I am looking to go on the scheme for the first time although I did consider buying a new car outright also, but all in I think the scheme wins.

Having had a drive in one, I am seriously looking at the Mondeo 2.0 Zetec Diesel Powershift, both as it is nil deposit on the scheme and it is big enough and economical enough - my boy racer days are over sadly. I think the Mondeos are so cheap due to an updated model coming out soon.

I did look at Golf/Focus/Astra sized cars but even in estate variation it would be difficult getting things in with the chair in the boot.

Liam

Nil deposit?

Wheres this then?

Due to change soon

Regards