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The Best Balance Transfers article discussion area

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  • I have mentioned this elsewhere on the Credit Card forum, but as I'm new I think it may be in the wrong place.
    http://www.tescofinance.com/personal/finance/finance/creditcards/index.jsp
    The above link takes you to Tesco Finance who are offering
    0% on balance transfers for 9 months (2% fee)

    0% on non-Tesco purchases for 9 months

    Typical 16.9% APR variable
    and 0% for a year on Tesco products.
    I don't know if that includes financial services such as insurance etc, but it may be worth finding out.
  • I have just received my M7S card .Is it possible to transfer my Cahoot flexible loan to it to take advantage of the 3.95 interest rate? Could anyone help please.
  • I hope that if you are considering a 0% balance transfer look at the latest NatWest deal.:beer:
  • Hi all.

    I have a tesco credit card, and my 9 months 0% apr has just expired therefore I need to move it asap.

    Whats the best credit card I should be moving to???
    YES I AM A SPENDAHOLIC!!!!

    My programme Episode 6 of Series 3 on BBC£ spendaholics
    However started with £17,000
    July 07 - Balance remaining £13,500
    OCTOBER 2008 - £8,000 to go
  • Does anyone know how to set-up the £1 subscription service in Paypal, unfortunatley mine has been cancelled and I can't find to set it back up again!! This is for spending £1/month as a minimum spend on the Barclaycard.

    Cheers

    Colin
  • rp5017
    rp5017 Posts: 116 Forumite
    Does anybody know the minimum monthly repayment percentage on the M&S card please.

    Thanks
    :beer:
  • rp5017 wrote:
    Does anybody know the minimum monthly repayment percentage on the M&S card please.

    Thanks


    :beer: 3% :beer:
  • I recently asked on here is I could BT froa BO Scotland card to the Smart card which is also BOS. The answer was no, so I applied for the Ulster card. I did not realise this was also owned by BOS but they did the transfer. I also asked for the credit limit to be raised and they did albeit only by £500.

    So BoS to BoS is a go!!
  • talkshop
    talkshop Posts: 1,120 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have just transferred from ended 0% Halifax card to an old Alliance & Leicester Diamond Card for another 12 months at 0% with 2.25% transfer fee. Got the offer by post.

    Can't believe my luck. :beer:

    My original CC debt was about £8,000 and have now got it down to £1,500.

    Happy days are here again. :D

    My secret was to only buy what I can afford to pay back in cash.
  • Hi.This might be a very simple question to a regular user, but I was wondering if i can BT to my current account and use the money that way.

    You see, I have the MS credit card and it is no longer interest free to purchase but I have been given a further 6 months of free blanace transfer.

    If I can BT to my current accoutn, my worries are sorted as I can afford to sort out things with 2 mortgages until I receive expected funds

    Thanks
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