seperate bank accounts when married?

pollyhelen

we are getting married on sat (eek) and have been running a joint account for a few months and l really like it - it feels like the right thing to do. We've had a few hiccups with OH not quite understanding he needs to put all his money in (?!?!) and then him losing both the credit card and account card within a week but its all good fun and we are really pleased.

I've had the joint for bills and split for fun combo before butI prefer this so far, particularly as most of our fun is joint fun anyway..

Good luck with what you choose

Kate78

bmwboi99 wrote: »

i personally dont like joint accounts as they could be cleared by your other half at any time!

Don't get one then! Problem solved.

musicmaker29

my parents cant understand why my GF and I don't have joint accounts - and I can't understand why my parents do. Ive come to the conclusion its a case of each to their own!!

Jock_Tight

We have our own current accounts and DD's are split across them so they balance out, however
I chose to pay more towards the mortage as I get paid more.

Our savings are in a joint account which is offset against our mortgage.

7 years married and it works great, we have our own 'pot' of money to play with.

MORPH3US

GF and I have individual accounts and a JA too.

I earn 50% more than my GF but each month, all of our money except for £200 "personal money" each goes into the JA.

All bills come out of the JA but our personal spending comes from our £200 in our personal accounts. So if I go to the football it comes out of my "personal money" and if she wants to buy rubbish gossip mags and makeup then that comes out of her "personal money".

I_am_the_Phantom

A joint account works for my wife and I, we bank with Lloyds and have setup about 4 different savings accounts where we segregate our savings, xmas funds, holiday money etc etc.
Managing the money this way helps us not to overspend.

Because these accounts are at the same bank and can be seen and managed using on-line access it makes it very easy to tfr money when needed and very easy to manage our finances.

P.

d3mon4ngel

We add up how much the "joint" bills are, i.e. for the house, food shopping, etc and split that slightly in OH's favour as I get paid slightly more than him. All the DD's for them come from my account and he transfers a set amount across each month. This is mainly because I already had my house and had been living on my own for a few years before he moved in with me as a lodger, and we never really changed it when we actually got together because it works fine for us. It also means that if I'm out somewhere without him and need to get something, I know I have money in my account for that, and the same vice versa. If one of us needs money and the other has it, then we just give whatever is needed.

dzug1

We have two bank accounts, at least nominally his and hers.

But they are both joint accounts.

In general 'his' pays for household running expenses of all sorts. 'Hers' for cars and holidays.

It mostly works

wyebird

We had a joint account in the days of the "cheque book", but OH's writing is awful and I could never read the cheque stubbs and balance the account....I don't think the bank scanners could either, as a few went through for a different amount!

tanith

Can I just ask those of you that don't have joint acc for bill paying do you honestly never have disagreements about money? even if its just in a jokey way..