seperate bank accounts when married?

Bobl

Marriage is about trust; being open and honest, and not hiding anything including money. All our accounts are joint and we move money around depending on where it is needed. I could never understand the mentality of one partner struggling whilst the other is rolling in it and then saying 'I will lend you some' - surely you give everything you have if you love each other.

Some people are very odd.

bmwboi99

thanks 4 the posts guys , you got any more?

bmwboi99

i personally dont like joint accounts as they could be cleared by your other half at any time!

nearlyrich

Bobl wrote: »

Marriage is about trust; being open and honest, and not hiding anything including money. All our accounts are joint and we move money around depending on where it is needed. I could never understand the mentality of one partner struggling whilst the other is rolling in it and then saying 'I will lend you some' - surely you give everything you have if you love each other.

Some people are very odd.

Nobody is struggling in our relationship and why do you feel that you have the right to question the trust and love in a relationship you know nothing about? It's only money after all;)

Some people are very odd

You can say that again!

ViolaLass

p00hsticks wrote: »

Separate accounts, plus a joint one that we both pay a fixed sum into monthly and joint bills etc come out of - works for us...

We do the same and it's the system that makes me most comfortable. That said, I think most systems proposed are equally valid, it's about what makes you both comfortable. I think the key is to keep discussing your financial position and views, then you know what you're both aiming at and can then decide whether you want to change the system you have in place. OH and I, for example, have just tweaked ours so that there'll be some left over each month which will become 'joint savings' for house things. The money that doesn't go into the joint account is ours to do with as we please.

So keep talking and make sure you're both comfortable.

samwsmith1

Just off topic - I see this thread made it into the email!

AnonymousForObviousReason

Although not married, I have a traditional 1930s relationship with GF. I work and she stays at home and gets housekeeping for food (most bills DD). Works for us, she lives the life she wants, I have no worries at home and we can live comfortably enough.

Takes all sorts. I personally wouldn't mind being a kept man.

Rainmaker_uk

Bobl wrote: »

Marriage is about trust; being open and honest, and not hiding anything including money. All our accounts are joint and we move money around depending on where it is needed. I could never understand the mentality of one partner struggling whilst the other is rolling in it and then saying 'I will lend you some' - surely you give everything you have if you love each other.

Some people are very odd.

We have a joint account.

My wife no longer works for money - she looks after our 17mth old.

Everything is shared and we would not have it any other way. We find it very odd when out with friends when they have to decide who is paying

tanith

Separate and joint accs works for us also, OH is still working I am retired , we have salary/pensions paid into our own accs and the pay into J/A for all our bills, OH pays more than me as he earns more, both have ISA's and other savings bonds etc.. if we need to a large purchase it comes from overpaying into our J/A which we do every month it soon builds up but we each have monies we can use when and how we want.. its worked for us for 20yrs and we NEVER EVER argue about money..

boliston

I'd have said that any marriage or relationship will work best if both parties have broadly similar salaries and savings. At least then they can both contribute similar amounts to things like holidays etc without one party feeling they have to spend more than they feel comfortable with.