Partner booked holiday 18 hours ago, cant go, not able to cancel?

FilthyLuka

can you sell it on ebay or elsewhere for a lesser loss?

mum2one

If she paid the holiday in full, then really its just spending money you need.

I know you have said the financial mess your in, and normally wouldn't say go ahead with the holiday money would be better somewhere else.

But you could with a little extra planning do it, as Staint-Chris mentioned Avon, - work and friends best place to start, think to get 20% or 25% commission you need to sell £80 (I don't know Avon, only going by memory), get in now while people are starting to see xmas in the shops.

Car boots - can you empty the loft, garage, junk rooms, corners etc

Ebay - can you sell anything

Christmas - cut back on buying - say eg friends with children, just say that money bit tight - get the children

Look at both the christmas thrify threads for ideas for presents - homemade, bargain hunting,

I know it may sound daft - usually on debt free diaries, but pop up an SOA, (statement of affairs), where you list ur incomings v outgoings and sure someone will save you a few quid here and there.

Yes the holiday will need paying, but same principle, tighten the belts - your do it

Sorry being nosey - wheres the holiday, what is the basis, half board, bed and breakfast? xx

photome

mum2one wrote: »

If she paid the holiday in full, then really its just spending money you need.

I know you have said the financial mess your in, and normally wouldn't say go ahead with the holiday money would be better somewhere else.

But you could with a little extra planning do it, as Staint-Chris mentioned Avon, - work and friends best place to start, think to get 20% or 25% commission you need to sell £80 (I don't know Avon, only going by memory), get in now while people are starting to see xmas in the shops.

Car boots - can you empty the loft, garage, junk rooms, corners etc

Ebay - can you sell anything

Christmas - cut back on buying - say eg friends with children, just say that money bit tight - get the children

Look at both the christmas thrify threads for ideas for presents - homemade, bargain hunting,

I know it may sound daft - usually on debt free diaries, but pop up an SOA, (statement of affairs), where you list ur incomings v outgoings and sure someone will save you a few quid here and there.

Yes the holiday will need paying, but same principle, tighten the belts - your do it

Sorry being nosey - wheres the holiday, what is the basis, half board, bed and breakfast? xx

Not if it was paid on a credit card.

One of the OP post mentioned maxed credit card maxed overdraft,final demands, debt collectors etc and yet there are still people suggesting adding to the debt and go on the holiday.

IMO the partner was crazy to book the holiday but now that she has you should try and get as much back as possible and get started on paying back all the other debts rather than adding to them

Pollycat

Pollycat wrote: »

Do you know what the £113 per person is for?

danny2324 wrote: »

We have no idea what the £133 is for.

So you've got £1000 on your (or partner's) CC which is the full cost of the holiday (and maxes out this CC), but they want an additional £113 per person and you have no idea what that is for.

Is that 2 x £113 or more than 2?
I ask because you mention kids.

I think your first question should be to ask what this £113 pp is for.
If it's for the deposit and they are planning on refunding your £1000 - £113 x # pax (best case scenario is you get a refund of £774), then you might think this is the best option for you.

littlereddevil

Just go for it.It's amazing how things work out

Pollycat

danny2324 wrote: »

Highly unlikely, credit card maxed out, overdraft used in full, final demands received from debt collectors for payments of which I am not even liable...

Considering the above, it may not be such a good idea to 'just go for it' - but I guess it would depend how much additional spend you would have if you did go - and mum2one's question about board basis is a good one.
If it's AI, you wouldn't actually incur much more costs than you have already done (assuming that you can't get the majority of the £1000 back).

Re the bit in bold - maybe post specific details of this debt on the DFW board for advice.

maggie111

In disbelief people are just telling them to go on the holiday....

Effectively, the OP has lost £200. If she found this holiday for £800 with their debts and problems as they are - would you say "Book it, love finds a way, just put it on your credit card!". Or would you recommend they put £800 towards their debts??

I might be tempted to, as suggested earlier - ask the company when you can cancel it by. Tell them that you are currently intending on holding the holiday in case you win the lottery, but you are likely to cancel with the minimum amount required.... They might settle for slightly less in their admin fees so that they have a longer and therefore better chance of selling the holiday? Perhaps that's not how it works but that's the angle I would be taking.

littlereddevil

Why book it then? All the problems didn't come to light in 18 hours?

lisyloo

Why book it then? All the problems didn't come to light in 18 hours?

Perhaps the partner is not fully aware of the extent of the OPs debt, alternatively she was just in a deramworld and didn't think it through.
Perhaps she assumed without checking that there would be a cooling off period.

Either way that's none of our business and not really helping to speculate.

What I'd do is find out when the £113 increases.
So there will be a point (8 weeks? 12 weeks?) where the cancellation charges increases.
Get that in writing or get them to point you to the specific Term and condition in their brochure (this is fairly standard stuff). Note down the name of the person you spoke to and the date and time as well.

Once your sure of the point in time where the cancellation cost increases from £113 per person, then work out a plan.
Argos take on staff in the evenings towards Xmas, unloading lorries and working in the shop, so you can do it alongside a day job (hard work but I know people who've done it when times are tough).
Try to work out a plan whereby you can sort things out in time to go away, but you don't have to make a final decision until that point in time.
I don't see why you have to make a decision now.
You have to make a decision at the point the fee increases, so you need to be very clear on that.

Bear in mind you'll need spending money for drinks at least and airport parking etc., so include those costs in your decision.

But yes, no cooling off period on holidays, so don't make a booking until you're sure (that's not a telling off, that information for everyone reading) xx

Pollycat

littlereddevil wrote: »

Why book it then? All the problems didn't come to light in 18 hours?

That's an intersesting question but doesn't have a lot to do with the OP's post:

danny2324 wrote: »

My partner booked a holiday last night online, paid using her bank card, and informed me this morning. We are unable to go, and so she went away to cancel it.

The travel company have stated that they require a £113 fee for each person booked on the holiday. Can they do this, or is it classed as a contract with a 7/14 day cooling off period?

For whatever the reason the OP's partner booked the holiday, it's booked, paid for and the OP wants to know how he can get out of it.