Trying to afford myself!

MinniMe_2

morning all,

well expenses and flat deposit finally arrived in my account today! woo hooo

i feel so relieved! I am back in the black, can pay off my overdue CT and have sent extra payments to CC.

Can't put through this months expenses yet (even though they are overdue) as finance are changing the process on us (they promise it will make things better!) which means I can't put them through until end of the week. Rather annoying but hey ho at least I have some money!!!

Kepp

Great news on the expenses and deposit finally coming back to you!

MinniMe_2

thanks Becci - it was a massive relief to be honest, even though I knew the money was coming back it still left me seriously short!

Got another christmas present last night and think I have a plan for another one - will trty and get it at the weekend.
really trying to be organised at for christmas so as a)I don't end up skint and b) so that i am not running round like a headless chicken!

Sent another £25 to MINT CC today - this WILL be gone by the end of the year!!!!

jwil

That is fantastic news about getting your expenses and deposit back, yay!

Well done on paying 23% off, that is brilliant!

I'm trying to get organised early for Christmas too, so that I won't be skint then too.

You've been doing really well!

MinniMe_2

thanks Jwil - I'm really trying to make a push on it all - there is soooo much happening next year that I REALLY need to clear some of my debt.

I seem to be getting a little obsessed though!!

Have sent another £25 to my MINT card today - every little helps!!

MinniMe_2

Morning all - another £25 on its way to my MINt card this morning.

That takes em over the £3K mark extra money paid off debt this year and its all down to PAD thread. For anyone who hasn't seen it, pop over its a really friendly thread. We all pay something everyday we can to our debts - doesn't matter if its 1p or £1 but its something to get the debt down and my total for this year through PAD really shows it works (and it gives the banks work to do by processing 1p extra payments ha ha ha ha).

Off for a nice weekend with friends - should be nice and cheap though and then away with work on Monday so probably wont be back on here until tuesday!! (I think I might have withdrawl symptioms!)

MinniMe_2

morning all,

had a lovely weekend and didn't go over budget yeah!! Was away with work yesterday - MUST remember to claim the milage.

tehy have finally figured out how we can charge our expenses (has only taken then 3weeks!) so priority number one today is to fill in expenses (manager is off until Monday so they wont be authorised though - very annoying!).

Another £25 off to MINT CC today - can't wait till this is gone!

Hope everyone is OK.

jwil

Glad you had a good weekend, hope they manage to pay your expenses quicker this time!

MinniMe_2

fingers crossed jwil!! tehy really do need to sort it all out, I know I sound like I am whinging but it is so unfair of them to put us in this position!

Anyway, £15 sent to my MINT Cc toda - hald way there, £400 ish to go and then I will finally see the back of this one!! God Its days like this that I really wish I hadn't got myself into this position of having cards hanging round my neck.

jwil

I don't think you are whinging at all - they expect you to be able to fork out the money, why shouldn't they pay you back promptly! What if you started telling them you couldn't do something because you couldn't afford the fuel, or the train ticket or something?

Well done on being almost halfway there with the Mint card - you'll get there soon!

I'm always wishing I'd had my LBM earlier - probably around the time I decided to get a consolidation loan where I then promptly doubled my debt