The Bankruptcy Club & Supporters Club

dirtyepic

flis21 wrote:

Thankyou for my number, feel really special now!!!

Me too, thanks Mike

gettingitsorted

Hi guys

will try and explain my predicament briefly,filled in and printed off bankruptcy petition on line sunday(know now shouldn't have done the print off) got my courtdate 6/11/06 fine.I HAVE NO ASSETS at all and although have a job that pays me £500 a month £400 of this goes straight out to childcare and the £100 left goes on priority living expence so as you can see i have no surplus cash left .Anyway my question is would i be in imense trouble if i gave up my job as when i filled the forms in i put down i was working .:o

sandralovescats

Mike, I wish my date was here - I am being paranoid about everything!

gettingitsorted

Mines not far away now but its still not any easier on the stress levels .

sandralovescats

gettingitsorted wrote:

Hi guys

will try and explain my predicament briefly,filled in and printed off bankruptcy petition on line sunday(know now shouldn't have done the print off) got my courtdate 6/11/06 fine.I HAVE NO ASSETS at all and although have a job that pays me £500 a month £400 of this goes straight out to childcare and the £100 left goes on priority living expence so as you can see i have no surplus cash left .Anyway my question is would i be in imense trouble if i gave up my job as when i filled the forms in i put down i was working .:o

I cannot see why it should be a problem. If questioned about it, you will just have to say that the forms were printed off on xxx date and since then you are no longer working.

gettingitsorted

Thanx for that Sandra the closer it gets to my date the more i seem to be getting myself in a state

sandralovescats

I have been home for one and a half hours and Capital One have phoned me 17 times! This is beyond a joke! I owe them £300 on my credit card.
They must have spent more than that in phone calls.

They ask, can I speak to xxxxxx. Yes, that is me. For security can you tell me your date of birth. So I say, you phoned me so you can tell me all about my personal details, can't you? Silence on the other end of the phone !

I wrote to them and told them "no phone calls" Take further note that continued telephone calls after the receipt of a request not to call may constitute a criminal offence under Section 127 of the Communications Act 2003.

Did it do any good??? Not a jot.

I no longer feel guilty about going bankrupt.

tudor8king

Baring a win on the Lottery - I will almost certainly be going bankrupt in Jan/Feb. I have found your site very helpful - could I join You?
David.

sandralovescats

tudor8king wrote:

Baring a win on the Lottery - I will almost certainly be going bankrupt in Jan/Feb. I have found your site very helpful - could I join You?
David.

Hi!

I think you are in! Mike will be along shortly and issue you with a number, I am sure!

Tell all your troubles here, we are all good listeners!

Welcome to our community! :j

Chaotic_pennies

HI,

In the process of checking through the BR forms, in court on 3/11/06. And have come across a loose page which apears insignificant but I suspect quite important (It a very bad photocopy).

'Form B44.28 Statement of Affairs - summary page' The first question asks 'Do you owe unsecured creditors less than £20,000?' In my case in the strictest terms the answer is yes but £7500 of that is student loans (no longer included in BR) which when subtracted from the total debt leaves me with less than £20,000.

So as a confused small town CAB advisor said "I'm really not sure" I thought you guys could help! I'm starting to panic now I know its not all completed, shall go and check the rest of the form with a fine tooth comb!!



Thankyou