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Life after bankruptcy?

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  • ani_26
    ani_26 Posts: 3,700 Forumite
    Aherm, i thought you were aherm :p


    miggy wrote: »
    Oh no.

    A new contender for the title of 'Most ominous sentence by Ani'. :D


    I could write the most ominous sentence, this afternoon.
    Buit maybe i shouldn't.
    You really have to face this one Ani: 'I don't have any of that colour'... you realise you are gardening beyond the point of no return when you write something like that. This time last year you probably weren't in the slightest bit bothered what colour petunias grow in, were you? This year? 'I don't have any of that colour'. *Sigh* You realise it can take years to track down specific plants, and there are people who will take a note and not rest easy till they have The Colour? Not that I'd know anyone like that personally. :whistle:
    This time last year, i didn't know what a petunia was. :whistle:

    In fact, i didn't have my own garden, and i wasn't allowed to feed the birds. But strangely, it was the best stage of this post bankruptcy stage, in as much as the actual living environment was better. It's so much like hard work, just trying to live?


    I ought not really to be on the computer - already late to visit Mum but just wanted to let you all know I am reading and appreciating - just haven't got time to reply properly to everyone so you can breathe a sigh of relief. :D

    Catch up later. :)
    :naughty:
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    ani_26 wrote: »
    This time last year, i didn't know what a petunia was. :whistle:

    In fact, i didn't have my own garden, and i wasn't allowed to feed the birds. But strangely, it was the best stage of this post bankruptcy stage, in as much as the actual living environment was better. It's so much like hard work, just trying to live?


    :naughty:

    I think I am still in the category of 'what is a petunia' but I have fallen into the group 'oh yes, while where here buying paint lets go look at garden stuff' :o

    Just off to do some ironing before the footie tonight but wanted to drop in an say hello xx
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • ani_26
    ani_26 Posts: 3,700 Forumite
    I know i'm currently on a downward spiral, so forgive me if i don't post. I've managed a few weeks now. The trouble is, finances become involved, and when you start thinking and talking about money, that's when it hits, again.

    I have self pampered, ( cut my own hair,) got everything ready for the dro, ( i think,) and sold myself, ( sorry, compiled an application,) which has been sent. That was the moment of truth. Pressing the " send " button. Just wait for rejection now? Who cares? I couldn't organise a p* up in a brewery. Bizarre. I have done, in the past. That would be strange, wouldn't it. Having a title in front of your name? Enough to send you running a mile in the opposite direction.

    All the money stuff has sent me into a downward spiral, again. It's all very well, when you stay in all the time and don't spend any money. But it's no way to live. No quality of life. I'm concerned about the £90 which has to be spent on the dro. With that and my rent, it cleans me out again, and if the dro is rejected, i've wasted what is to me, half of my valuable monthly income. I've checked the gas and electric bill this afternoon. It's due this week. How do i pay it? It's irrelevant how much it is, as i can't pay it. Full stop. My next benefit payment only just covers the rent, a week on monday. And so it goes on and on and on. No one can live like this. What is the point living like this? There are better alternatives, i'm sure



    Got my letter from ta. At least some people put themselves out to help. It's little consolation as i now have to contact a multitude of companies i haven't worked for, for years, to send p14's to hmrc. Alot of hard work. For what? To procure money which belongs to me in the first place. I'll be lucky to get my tax rebate sometime this year. I was counting on it. It aint gonna happen, even though it's my money. The problem with the previous 5 years income tax, has been resolved, although i'm likely to have overpaid as opposed to underpaid IT. Shame. The OR will receive any monies due. Maybe if i'd received the money in the first place?

    Back to the battle for dla, this week. Then the battle for esa. Somehow i think i'm fighting losing battles, and in any case, it doesn't pay my bills, right now. It's hard to get yourself out of it, when you feel like this, and it's going to get worse, this week.
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • ani_26
    ani_26 Posts: 3,700 Forumite
    kerri_gt wrote: »
    Just off to do some ironing before the footie tonight but wanted to drop in an say hello xx


    Does that involve :beer::beer::beer::beer:


    Might see you later? :D xx
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    ani_26 wrote: »
    Does that involve :beer::beer::beer::beer:


    Might see you later? :D xx

    Not for me tonight, quiet one with nothing stronger than a cuppa :A (hang on while I brasso my halo :p) ironing all done though (well apart from the load on the airer still, thought I'd save that treat)

    Not sure what encouragement I can add for this week Ani, other than we're all here if / when you need to vent / talk / waffle - you've come this far, someone had better put a whopping great flood light at the end of that tunnel for you x
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • miggy
    miggy Posts: 4,328 Forumite
    I think some {{{hugs}}} are due all round...
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • recoverydust
    recoverydust Posts: 525 Forumite
    Ani, not wanting to be intrusive or to try and teach anyone here to suck eggs, but if you are on jsa, how come you don't get housing benefit?
    Sorry if this is an inept/stupid question. I feel for you and your dreadful situation
  • Flaxseed
    Flaxseed Posts: 84 Forumite
    Good Morning all - normal (I hope) service has been resumed. Neither BT or Sky signals were working yesterday. No Radio, TV or Internet. :( Living out in the sticks has its disadvantages. At least the electric worked. I've been down at the bottom on this roller coaster ride - not been out or spoken to another human being since last Thursday when I went shopping. This isn't living.
    Never pass a chance to say you care to those in your life as we are not promised a tomorrow
  • ani_26
    ani_26 Posts: 3,700 Forumite
    I'm sure the weather isn't helping with my mood, because i've been unable to do some serious gardening. It's done nothing but rain for how long now? It's one of those weeks when you already start on a low. What difference does it make counting passage of time, in weeks?

    I forgot to mention, the roof was completed, and i now have new guttering, too. It has taken them months to come and administer the repair. I wonder how much this had to do with cheese drifting past? Something, i suspect, owing to how long i've waited. It has also dawned on me. I wonder if the roof repair has something to do with the appearance of spiders on my interior roof. I also have spiders stuck in the bathroom light. I've no idea how they could have got there, and it's impossible to remove them. I've also a crack appeared in my bathroom handbasin. It wasn't there a few days ago. It must have come from the vibration of the roof repairs? No other explanation. I will have to try to get my bathroom upgraded, too. I now have both chips and cracks in my bathroom handbasin. I suppose its not important, in the grand scheme of things. I will also push for having a new floor surface in my kitchen. Why shouldn't i? Everyone else has. Why half do, a job? Barstewards. The roofers commented on the fact other people wouldn't have noticed the roof needed repair. It's blatantly obvious, to me. Nor would they ask for the repair. Why not? Because people don't care, apparently. It's not their property, so they don't care about leaks, whatever. All the more reason to have repairs done, if the property doesn't belong to you. To my way of thinking, you look after someone else's property, even if it does belong to the ha. I could never have afforded a repair to the roof of my own property, that's for sure. I'll have this b*y place sorted out, if it kills me. Which it probably will. Someone will have a small palace to move into. What they said to me, has just made me think, s* it. I'll just keep on complaining until all the repairs have been sorted to my satisfaction, regardless. Before, i didn't like to complain. Even if it means i have to wait two years for a new bathroom, might as well get the process in motion, then that's one day less, off the waiting list. Mind you, will i ever be around to see the fruits of my labour? Still. It keeps me occupied, and from drifting into oblivion. At times.


    The morning after the day before, i now deeply regret submitting my application. What a stupid thing to do. I'm supposed to be ill. I AM ill. But i realise the level or tolerance of my coping, isn't quite like other people, maybe? After all. I go to the dentist and never have pain relief. Which doesn't mean to say i'm not ill. In fact, i'm not quite like other people, all round? Well, you have to have the belief, don't you? No, i definitely don't slot in. That's my trouble.

    Anyway, i thought it was just a way of becoming involved with the community and keeping my brain active. I've had it, the day my brain shuts down.
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • ani_26
    ani_26 Posts: 3,700 Forumite
    What is the point commiting to do something in the future? I don't do " future's ". Back to it, today. Bills to be paid. Dla's to be appealed. Esa, not much i can do about that one, right now, except survive? Tax? Urgh, start sorting that one today? Still, if it stays fine, i might do some gardening.
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
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