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Life after bankruptcy?

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  • ani_26
    ani_26 Posts: 3,700 Forumite
    miggy wrote: »
    Mind you - who else should you be?


    Perfection itself?
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


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  • ani_26
    ani_26 Posts: 3,700 Forumite
    miggy wrote: »
    Oh, that's great news! So pleased. I would have been doing my Jack Russell impression if they had said they wouldn't pay, after all you did the work and put yourself out for them.

    (As you say - Jack Russells - small, yappy, sharp teeth and not afraid to use them - I do a jolly good impression of one when enraged, even if people do trip over me in the process).

    Let's hope they have an attack of conscience and pay up quick.

    (Ani walks into the office and stares down at the incompetent HR person who's failed to pay on time: "... in my account by this time tomorrow or I'll set Miggy on you." "Miggy?" "She's this Jack Russell I met on the Internet...")

    And are they paying the other people too? The ones who were in the same boat as you? I hope so.

    Well, it's wonderful to get some good news. :) Sorry it sets me off in a silly mood, it's a sure sign I need sleep. Got to be awake all tomorrow night so I mustn't stay up.

    Night all.


    Yes, twas good news, for sure. I have'nt even invoiced them yet, as the work has only been finished yesterday :rotfl:I was working solo on this particular job, so theres only me affected. I'm still trying to work out your job, miggy. My opinions keep changing, as you say bits and bobs, so now i'm not sure what you do, at all :rotfl:


    Its odd. Throughout my time on mse, it feels to me, as if i've been bombarded with questions about myself, and mse clearly states, don't give out any personal information about yourself. So why should i? when i know nothing about anyone else? I often wonder what people look like in real life? Its clear, lots of people know each other, maybe quite well. Its clear, too, there could be people here living round the corner from me. Literally. But as in all walks of life, people survive in groups of people. Look at a lioness. The key to survival is by attaching yourself to a group. But occasionally one lioness comes along, and against all the odds, rears her cubs.

    I've no idea what prompted this, what am i rambling about?


    I prefer not to to see you as a Jack Russell, favouring the image of a goldfish. Much more calming, as you say :rotfl:



    I wonder what happened to Aesop yesterday. I hope she is ok? x
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • miggy
    miggy Posts: 4,328 Forumite
    ani_26 wrote: »
    I wonder what happened to Aesop yesterday. I hope she is ok? x

    She's not been around for a couple of days. Aesop? You okay, hun?
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • Aesop
    Aesop Posts: 23,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm here guys just been busy.

    Stayed late at work on Tuesday as I normally stay late on a Wednesday, meaning I didn't stay late yesterday but I did, as have so much work on, and monday is a bank holiday, so lost yet another day!
    :mad: my boss, my proper Manager went out MOnday night for her birthday, I didn't go for 2 reasons. No money and I don't want to socialise with them outside of work, and was still drunk Tuesday.

    Tuesday night she went out, came home at 6 in the morning. She is 50 odd, still drunk, drove to work :mad::mad::mad::mad: and it was her last day as she is off for a week. So kept trying to pin her down as needed answers to things so I could sort out while she was away. Hence why I ended up staying late again yesterday.

    Am seriously thinking of giving up this job and seeing if we can get wtc for 1 income.

    DS can go for free for 15 hours to nursery, and then I can try to find another job. This one just isn't paying the bills and food.

    sorry offloading a bit, just getting a bit much for me all this.
  • Aesop
    Aesop Posts: 23,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    oh by the way, I try to read on my phone but cannot reply to MSE on my phone as it takes up too much memory.... :eek:

    raining here, and DS says can we go to the park? no chance I said, have work to do for Dad, me and the house, anyway raining.

    Mum, it has stopped raining. Can we go to the park?

    No, everything will be wet!
  • beanielou
    beanielou Posts: 96,008 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Contact WTC Aesop & see what the situation would be ~ they are open til 8 today x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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    One debt remaining. Home improvement loan.
  • Aesop
    Aesop Posts: 23,773 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Contact WTC Aesop & see what the situation would be ~ they are open til 8 today x

    I need to do DH's tax return first, as it will be based on his income,

    just been offered an MS job, times like this wish I had a car! going to see if I can get there by train.
  • ani_26
    ani_26 Posts: 3,700 Forumite
    Okay. So maybe i won't go out to work today, but i deserve it, don't i? After all, i'm self employed are'nt i? The weather is inclement, which does'nt help, and i just have'nt had chance to keep on top of paperwork, again. But i should switch off the computer and utilise some time cleaning, if i've finished for the day. Still got to make sure my invoices are in for the beginning of the month, and theres yet another bank holiday looming.

    Its been, well, what has it been like this week? A week when its hitting home to everyone besides me, that the industry is on complete meltdown. Jobs cancelled left right and centre. Maybe thats why i've lost the momentum, today. I don't have any real emotions about it, other than it hits home its not entirely my fault, i've never any money. Its just taken me that long to realise it. I don't want to stop working and go on benefits. Its just not me, or my mindset. In the ideal world, the choice now is to continue working, such as work is, but i've got to pull my finger out and magic that £100 plus, as it probably is, now, to pay my ni, which still has'nt been paid, as ever, so i can have my income supplemented from the state, at a level at which i can sustain life? Others are panicking about paying their mortgages. Been there, read the book, worn the t shirt, huh? Got enough of my own problems. You're getting so hard hearted. Mind you, i've got more sympathy than someone who has'nt been there at all. They simply don't care.


    Just received pay advice in the post. I'm down on my uppers again, as i had to buy petrol yesterday. I'm only buying what i need, as every time i go to the garage the price has dropped. Down to 132.9p, now. Slow, but its going in the right direction. Pay won't go in until tuesday. Thats 5 days to last. Back to beans and peas. Got the £2 coins, too. Can't say i'm not trying. A 7 year old would have more success saving their £2 coins, than i am. But at this point in time, i just find it amusing.
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • ani_26
    ani_26 Posts: 3,700 Forumite
    Ooops, where did these people appear from on my thread? Hang on whilst i go and take a look :rotfl:
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
  • ani_26
    ani_26 Posts: 3,700 Forumite
    Aesop wrote: »
    I'm here guys just been busy.

    Stayed late at work on Tuesday as I normally stay late on a Wednesday, meaning I didn't stay late yesterday but I did, as have so much work on, and monday is a bank holiday, so lost yet another day!
    :mad: my boss, my proper Manager went out MOnday night for her birthday, I didn't go for 2 reasons. No money and I don't want to socialise with them outside of work, and was still drunk Tuesday.

    Tuesday night she went out, came home at 6 in the morning. She is 50 odd, still drunk, drove to work :mad::mad::mad::mad: and it was her last day as she is off for a week. So kept trying to pin her down as needed answers to things so I could sort out while she was away. Hence why I ended up staying late again yesterday.

    Am seriously thinking of giving up this job and seeing if we can get wtc for 1 income.

    DS can go for free for 15 hours to nursery, and then I can try to find another job. This one just isn't paying the bills and food.

    sorry offloading a bit, just getting a bit much for me all this.


    No probs Aesop. I would'nt be surprised if you did'nt end up with as least as much as you are taking home, and if it gives you peace of mind and less stress? Decisions, decisions, only you and oh can decide. Do you already get help with housing benefit? The only thing is, theres alot of press about cutting back on benefits, but what has it come to, when you're financially better off not working, than working. You're in a stronger position, because you have dependants?


    I remember one of my x's years ago would'nt work more than so many hours a week, it might have been 16? because they always said they were on an income of £17000 pa. I was astounded, and thought, even then, why am i going to work? They were single too, with no dependents. I don't know how they did it, obviously.
    Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
    free from life wannabe


    Official Petrol Dieter
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