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40 and Foolish!

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Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    My goodness...a courtesy call from the gym..thats great!! Mine hasn't noticed that I have been in once yet :-( Must go this weekend.

    NL - hope alls good with you. Weather is getting me down now..its now officially BORING when it is this wet, this often..

    (Fact that OH is in a sunny desert at the mo may also have something to do with it!!)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hey..our posts crossed...love that about your dogs. A friend has a pug who won't go outside to wee if its raining..much prefers the kitchen floor (or worse!)
    Well done about the exercise. I am planning to watch some tennis later whilst on the exercise bike.... desperate times call for desperate actions and I can't see me getting to the gym before the weekend!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    so it is shockingly sunny down here. the dogs have been walked and now awaiting delivery from tesco which is a good thing because I think I have Lerdammer and some beans!
    I am not having a good night at work.

    I will take out some of my discontent later by doing some slug murdering
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    NewLeaf wrote: »
    so it is shockingly sunny down here. the dogs have been walked and now awaiting delivery from tesco which is a good thing because I think I have Lerdammer and some beans!
    I am not having a good night at work.

    I will take out some of my discontent later by doing some slug murdering

    Sorry to hear that NL. Hope work improves for you x

    Enjoy your Slug Murdering later. Im sure my mum used to tell me something about crushed egg shells and a can of beer with a bit left inside was alwasy good for getting rid of slugs. I'm sure that must be a waste of beer though. As you read earlier, I just tend to stamp on them bare foot, by accident and end up with sluggy feet, so certainly not a recommended Slug Murdering Technique !! :eek:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Beer, egg shells and coffee grounds do not work IMO...it's blue organic pellets all the way..but intrigued by the vinegar idea that's for sure.

    The sun came out today...HOORAY!!!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    so I havent been doing much on my debts and I need to get going. I made £42 today and I need to put it straight onto debts
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi..have you allocated the £42? Well done, that's a decent amount.

    Peeing down here..but at least a Scot is in a wimbledon tennis final!;-)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    I mean thank God for Murray today! So with you Brizzled. I am going to do a major sort out, and make some extra money, also my friend has a business and she needs a little Help so I am aiming for £1,000 extra a month to get my whole unsecured debt down by the next 41 months. that will leave me with the mortgage and the car and HMRC. I will ask for bday gifts and xmas gifts of £ or vouchers. I need renewed vigor!
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    NewLeaf wrote: »
    I mean thank God for Murray today! So with you Brizzled. I am going to do a major sort out, and make some extra money, also my friend has a business and she needs a little Help so I am aiming for £1,000 extra a month to get my whole unsecured debt down by the next 41 months. that will leave me with the mortgage and the car and HMRC. I will ask for bday gifts and xmas gifts of £ or vouchers. I need renewed vigor!

    Was that renewed Vinegar after the slug murdering or renewed Vigour on the debt front !!! :rotfl:

    Actually if you find either of which, send some my way please , I need both ! :)
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    I should have spelled it the British way Vigour now that I am a citizen. I am in need of both vigour for vinegar and vigour for debt busting xx
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
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