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40 and Foolish!
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My goodness...a courtesy call from the gym..thats great!! Mine hasn't noticed that I have been in once yet :-( Must go this weekend.
NL - hope alls good with you. Weather is getting me down now..its now officially BORING when it is this wet, this often..
(Fact that OH is in a sunny desert at the mo may also have something to do with it!!)MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hey..our posts crossed...love that about your dogs. A friend has a pug who won't go outside to wee if its raining..much prefers the kitchen floor (or worse!)
Well done about the exercise. I am planning to watch some tennis later whilst on the exercise bike.... desperate times call for desperate actions and I can't see me getting to the gym before the weekend!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
so it is shockingly sunny down here. the dogs have been walked and now awaiting delivery from tesco which is a good thing because I think I have Lerdammer and some beans!
I am not having a good night at work.
I will take out some of my discontent later by doing some slug murderingMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
so it is shockingly sunny down here. the dogs have been walked and now awaiting delivery from tesco which is a good thing because I think I have Lerdammer and some beans!
I am not having a good night at work.
I will take out some of my discontent later by doing some slug murdering
Sorry to hear that NL. Hope work improves for you x
Enjoy your Slug Murdering later. Im sure my mum used to tell me something about crushed egg shells and a can of beer with a bit left inside was alwasy good for getting rid of slugs. I'm sure that must be a waste of beer though. As you read earlier, I just tend to stamp on them bare foot, by accident and end up with sluggy feet, so certainly not a recommended Slug Murdering Technique !! :eek:LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Beer, egg shells and coffee grounds do not work IMO...it's blue organic pellets all the way..but intrigued by the vinegar idea that's for sure.
The sun came out today...HOORAY!!!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
so I havent been doing much on my debts and I need to get going. I made £42 today and I need to put it straight onto debtsMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Hi..have you allocated the £42? Well done, that's a decent amount.
Peeing down here..but at least a Scot is in a wimbledon tennis final!;-)MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
I mean thank God for Murray today! So with you Brizzled. I am going to do a major sort out, and make some extra money, also my friend has a business and she needs a little Help so I am aiming for £1,000 extra a month to get my whole unsecured debt down by the next 41 months. that will leave me with the mortgage and the car and HMRC. I will ask for bday gifts and xmas gifts of £ or vouchers. I need renewed vigor!Mortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
I mean thank God for Murray today! So with you Brizzled. I am going to do a major sort out, and make some extra money, also my friend has a business and she needs a little Help so I am aiming for £1,000 extra a month to get my whole unsecured debt down by the next 41 months. that will leave me with the mortgage and the car and HMRC. I will ask for bday gifts and xmas gifts of £ or vouchers. I need renewed vigor!
Was that renewed Vinegar after the slug murdering or renewed Vigour on the debt front !!! :rotfl:
Actually if you find either of which, send some my way please , I need both !LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
I should have spelled it the British way Vigour now that I am a citizen. I am in need of both vigour for vinegar and vigour for debt busting xxMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130
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