We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
40 and Foolish!
Comments
-
My goodness...a courtesy call from the gym..thats great!! Mine hasn't noticed that I have been in once yet :-( Must go this weekend.
NL - hope alls good with you. Weather is getting me down now..its now officially BORING when it is this wet, this often..
(Fact that OH is in a sunny desert at the mo may also have something to do with it!!)MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hey..our posts crossed...love that about your dogs. A friend has a pug who won't go outside to wee if its raining..much prefers the kitchen floor (or worse!)
Well done about the exercise. I am planning to watch some tennis later whilst on the exercise bike.... desperate times call for desperate actions and I can't see me getting to the gym before the weekend!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
so it is shockingly sunny down here. the dogs have been walked and now awaiting delivery from tesco which is a good thing because I think I have Lerdammer and some beans!
I am not having a good night at work.
I will take out some of my discontent later by doing some slug murderingMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
so it is shockingly sunny down here. the dogs have been walked and now awaiting delivery from tesco which is a good thing because I think I have Lerdammer and some beans!
I am not having a good night at work.
I will take out some of my discontent later by doing some slug murdering
Sorry to hear that NL. Hope work improves for you x
Enjoy your Slug Murdering later. Im sure my mum used to tell me something about crushed egg shells and a can of beer with a bit left inside was alwasy good for getting rid of slugs. I'm sure that must be a waste of beer though. As you read earlier, I just tend to stamp on them bare foot, by accident and end up with sluggy feet, so certainly not a recommended Slug Murdering Technique !! :eek:LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Beer, egg shells and coffee grounds do not work IMO...it's blue organic pellets all the way..but intrigued by the vinegar idea that's for sure.
The sun came out today...HOORAY!!!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
so I havent been doing much on my debts and I need to get going. I made £42 today and I need to put it straight onto debtsMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Hi..have you allocated the £42? Well done, that's a decent amount.
Peeing down here..but at least a Scot is in a wimbledon tennis final!;-)MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
I mean thank God for Murray today! So with you Brizzled. I am going to do a major sort out, and make some extra money, also my friend has a business and she needs a little Help so I am aiming for £1,000 extra a month to get my whole unsecured debt down by the next 41 months. that will leave me with the mortgage and the car and HMRC. I will ask for bday gifts and xmas gifts of £ or vouchers. I need renewed vigor!Mortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
I mean thank God for Murray today! So with you Brizzled. I am going to do a major sort out, and make some extra money, also my friend has a business and she needs a little Help so I am aiming for £1,000 extra a month to get my whole unsecured debt down by the next 41 months. that will leave me with the mortgage and the car and HMRC. I will ask for bday gifts and xmas gifts of £ or vouchers. I need renewed vigor!
Was that renewed Vinegar after the slug murdering or renewed Vigour on the debt front !!! :rotfl:
Actually if you find either of which, send some my way please , I need both !
LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
I should have spelled it the British way Vigour now that I am a citizen. I am in need of both vigour for vinegar and vigour for debt busting xxMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards