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40 and Foolish!

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Comments

  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Piquant wrote: »
    Arrgg, skim read and thought it said 'I vouch for Granny behind bars' couldn't help but wonder what granny had been up too :eek:

    How many times have you been told not to skim read Piq ?! :rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oh yuk NL you have my deepest sympathies with that bill. My gas and electricity has just been increased to £250 a month :eek: .
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • missrlr
    missrlr Posts: 2,192 Forumite
    We had a scare 12 weeks on new tariff and exceed our DD monthly amount, but realised there were 2 payments not showing, one from first month when DD wasn't taken and that month, SO pleased as actually makes it not so bad, but expect a big deficient before winter is over. Hoping will be balanced by summer frugalness and solar power help!
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • bast
    bast Posts: 448 Forumite
    HI new leaf... still lurking and reading ... love the idea of the healing foundation what an excellent charity.. I also love sense for deaf/blind children so many worth while causes... Happy and Healthy 2013 to you and yours....
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    Hi NewLeaf, :hello:

    Boo to the power bill :eek: and thanks for your message - much food for thought - will respond when thinking has been possible. :o

    xxx
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    bast wrote: »
    HI new leaf... still lurking and reading ... love the idea of the healing foundation what an excellent charity.. I also love sense for deaf/blind children so many worth while causes... Happy and Healthy 2013 to you and yours....


    Bast I am so happy to see you! How have you been?

    xx
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Ok I can happily announce all CC debt is now on 0% for 24 months!
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    hurrah :j x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    misslr, you are right, I am starting off with a new company in October so I will also make it up in the summer
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • missrlr
    missrlr Posts: 2,192 Forumite
    Yipppeee on the 0% deal - makes a difference, hope you can smash that one in the time needed.
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
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