MSE Parents Club Part 14

My_Fathers_Daughter

tiamai_d wrote: »

Anyway, I still feel like crap. My head hurts in a strange way, it's like a spiderweb of owchyness. My baby girl is giving me cuddles though.

Yesterday though, she belted me in the eye with a full cup of juice. I was blinded for a good few minutes! Evil child. Lovely child

Could these two things be linked Tia

SusanC_2

My_Fathers_Daughter wrote: »

TBH I don't think that £80pm is going to be influential in a decision as to whether one parent can stay at home at this level of earning...if you are earning more than £44k you are taking home a level of income where £80pm is a welcome addition but is not going to change the world.

So whilst I can see that there may be an argument for people wanting to stay below the tax threshold I am not sure that ultimately CB or no CB is going to influence that decision.

Am I making any sense?

What I am saying is that whilst losing CB may seem unfair to those who have a single high earner, it will not mean that any of the stay at home parents are rushing off to find work.

I may be wrong though.

If my husband was earning enough for us to lose CB I certainly wouldn't think I needed to go out and find a job - I would be thinking he could go part time as we don't need that much money.

tarajayne

Being on benefits should be a last resort, and certainly shouldn't enable you take have Sky Tv, buy your kids an Xbox for Xmas etc which is now the way in this country. How many of you know people that are on low incomes so claim quite a lot of tax credits but don't see them as benefits? And how many know people who are always moaning about having to buy essentials like shoes and school stuff for their kids but smoke and drink, and I don't mean in the pub, a couple bottles of wine a week can add up? Choices, we all need to learn to make better ones.

tiamai_d

No, the headacjhe started last night a good few hours after the cup belting

I think DH has done the voodoo on me.

tarajayne

My_Fathers_Daughter wrote: »

TBH I don't think that £80pm is going to be influential in a decision as to whether one parent can stay at home at this level of earning...if you are earning more than £44k you are taking home a level of income where £80pm is a welcome addition but is not going to change the world.

So whilst I can see that there may be an argument for people wanting to stay below the tax threshold I am not sure that ultimately CB or no CB is going to influence that decision.

Am I making any sense?

What I am saying is that whilst losing CB may seem unfair to those who have a single high earner, it will not mean that any of the stay at home parents are rushing off to find work.

I may be wrong though.




Interesting argument Susan - much more developed than 'I don't think people should get handouts just for popping out sprogs' :P (which is much more like what I would say!)

But what about me, I gave up work after factoring the CB into my budget. I didn't have Maddy thinking great that's another £x per week but childcare here is a nightmare. If they take it away now I will have to work which could mean a move of areas as there is nothing here including work nearby. It's actually quite a dire situation for us.

BrunoM

Well - of course £80pm by itself will make minimal difference to people's decisions to switch from SAHP to worker/etc - these decisions and benefits and taxes aren't stand-alone though, and each one which changes in a given direction (in this case, slightly more in financial favour of the two-earner household vs the one+SAHP) is going to contribute overall to shifts in that balance overall. That was a terrible sentence, I hope you dug the obscured meaning out of it.

Basically, it's part of a parcel which influence people's decisions explicitly or implicitly over time. Along with the tax allowance item that Susan and I referred to, it's one of a few things in the UK which are less favourable to having a worker+SAHP scenario.

As others have said, no issue with taking it away in general, definite issue with the strange way they are choosing to go about it. Not on a personal level because I am sure I will cope with re-budgeting and still feeding my children/etc, but on a principle level because I do not 'get' the principle being applied.

tarajayne

We pay £900 a month in tax, we have no TC's now, can we not have a little back. Whilst I understand something has to be done it needs to be fairer, why not cap it at 2 children for all under a higher limit than £44k. I understand it was my choice to have more and certainly don't want others to feel they're paying for it. Both my older DD's are tax payers too.

My_Fathers_Daughter

tarajayne wrote: »

But what about me, I gave up work after factoring the CB into my budget. I didn't have Maddy thinking great that's another £x per week but childcare here is a nightmare. If they take it away now I will have to work which could mean a move of areas as there is nothing here including work nearby. It's actually quite a dire situation for us.

I did say I might be wrong; I guess I am looking at my own situation of being the sole earner (hubby brings home occasional money for luxuries but does not contribute to the household budget) paying for childcare, with 1.18 children to provide for. I guess if you have more than 1 child then that £80 soon becomes something more substantial.

By the time it comes in in 2013 Maddy will be entitled to some free nursery hours (if they are still around) and your hubby will have been promoted

Edit ^^^ meant as a tongue in cheek comment

tarajayne

My_Fathers_Daughter wrote: »

I did say I might be wrong; I guess I am looking at my own situation of being the sole earner (hubby brings home occasional money for luxuries but does not contribute to the household budget) paying for childcare, with 1.18 children to provide for. I guess if you have more than 1 child then that £80 soon becomes something more substantial.

By the time it comes in in 2013 Maddy will be entitled to some free nursery hours (if they are still around) and your hubby will have been promoted

I'm praying for that but what worries me is our bl00dy choice of area and lack of work. Beautiful as it is we moved for the schools but pay the price in other ways. Anyhow, I've decided I'll go back to bar work if I have to. It's the only evening work around here. Works work after all!!!

My_Fathers_Daughter

tarajayne wrote: »

I'm praying for that but what worries me is our bl00dy choice of area and lack of work. Beautiful as it is we moved for the schools but pay the price in other ways. Anyhow, I've decided I'll go back to bar work if I have to. It's the only evening work around here. Works work after all!!!

You could always do some evening phone/online work ;);)


*is now completely distracted from boring database!!*