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Our attempt at being MF!!

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Comments

  • Don't beat yourself up over the smaller than usual OP. You're doing a great job and some months are just harder than others.
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks SSS and Grateful hope you're not waiting too much longer.

    Have just listed 2 boxsets on Amazon, that will be £20 if they sell and stopped myself at the last minute from ordering Chinese takeaway this evening so think i'll pay that amount off the 0% CC tomoro. I really fancied one then suddenly went off the idea - well done bump! Going to go shopping tomoro morning for ingredients for stew as i quite fancy that and DD loves it.

    Not much planned for this evening, hopefully stay awake past 9pm so we can finish the film we started last night and i rudely fell asleep! Was enjoying it too - Robin Hood.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • babyb06
    babyb06 Posts: 369 Forumite
    oooh, don't envy your situation - took me ages to figure out the tax advantages of a car loan - the tax credit system seems an absolute mystery!

    glad the scan went ok!

    BabyB
    Mort at highest - June 2008 - £171,000 - Daily Int 5.9% = £27.64:eek:
    Offset Mort - Nov 2010 £150,299- Daily Int 3.75% = Nov £15.44
    Mortgage Jan 2012 - £136,000 - Daily Int 3.75% - £3.10
  • Oh which Robin Hood? There are so many! I've got one listed on my LoveFilm- the old classic from the 1001 list. I've got quite a big list though so no idea when it will actually arrive lol.
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I certainly is babyb and then it will be more complex with form filling if we do get assistance. You can see why people don't bother and then end up missing out.

    SSS it was the new one with Russel Crowe, very good. We both really enjoyed it. Seems like ages since we watched a film so had a lovely evening.
    Just noticed your sig, your mortgage has come down really well since September!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Not a bad money making morning so far. Sorted out the emails that were in my inbox, got mostly screened out of yday's emails but did manage a couple. 20p earned on OnePoll so far. DH got up to £40 few days ago but my £2.50 credit isn't showing yet, not sure i like the new layout if i can't see my bonus!

    Did free scratchcard on TAB got 25p so used my 30p balance to play and won about £5, carried on playing and won another £5ish which i'll play with another time. Still don't think i've met the wagering requirement on there.

    Can redeem on BP today too so that's another £5 amazon and i redeemed last week too so that's quite pleasing.

    Sold a DVD boxset on Amazon (about £12) and posted that yesterday.

    Still waiting for paypal money to arrive and hopefully Quidco money arrive early April. I really think i should transfer this across to savings as we have no reserve to get us through a tight month and want to avoid using OD which i don't go in to as it's a £1 a day to use. I will just subtract this figure from the mortgage to make it feel like an OP.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just had nursery bill for this month, £321.50, that's a third of my salary so I basically work to pay for childcare and our mortgage - scary thought! :eek:

    Managed a few more surveys this afternoon although OnePoll is being a massive pain, am getting to the end of surveys when the site seems to go down and can't get back into the same survey :mad: Also, received £40 into current account today from DH OP (which i have transferred to savings) but I am still not showing as receiving my £2.50 credit - anyone else still having problems?

    Other money saving I have done includes making a huge pan of stew to feed us all for a few days! It is also satisfying my cravings so a big winner!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • cha97michelle
    cha97michelle Posts: 5,818 Forumite
    Part of the Furniture
    Pammy referred me so might be worth asking if she got my bonus.
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    I'm having the same prob with OP today, have given up with them today
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    yukkibear wrote: »
    I'm having the same prob with OP today, have given up with them today

    I've given up today too! Never known a site to have so many problems. I have about £1.20 of surveys showing and can't get to complete them, referral bonus still now showing either :mad:

    Not much planned today,best get dressed in a minute before it gets too late to bother! Washing still in machine, need to get all my uniforms washed, dried and ironed as I am in for 7 days after todays day off. I haven't sorted out any Mother's day cards or gifts but I have a friend that sells cards so i could pop there if i have none in my box!

    I soooo need to declutter and have a mammoth ebay session but can't be bothered! The playroom is such a mess but i just keep closing the door on it! :eek:

    Have been having discussions about prams lately and I am sure I am the only none pramzilla out there, i really am not fussed about a fancy £600 pram tbh! I bought mine 2nd hand for DD off a good friend and i will use it again for this baby. I'm not much of a pram user anyway, don't spend my days walking round town needing a fancy pram to hang my shopping bags off! :)

    Am wondering if i should reduce my food budget by what we were spending on nappies and wipes and OP it? I am sooo proud of DD with her potty training, once she sets her mind to something there is no stopping her, just needs to be her decision initially (reminds me of someone i know!)

    Really fancy something nice for tea tonight - but what to have?
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
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