Our attempt at being MF!!

gratefulforhelp_2

cath how old is she, dd?

CathT

gratefulforhelp wrote: »

cath how old is she, dd?

She's 2 1/2 but big for her age (9lb 10.5oz at birth :eek:) She is outgrowing her 2-3 stuff so assuming i either need age 3 or 3-4 if they're not too big. Poor thing keep pulling her trouser legs down!

gratefulforhelp_2

i can send you some if you dont mind second hand? not needing little girl clothes now, dd2 is in 5-6 s.

CathT

Will PM you grateful, thank you x

CathT

CathT wrote: »

SOA

Mortgage:690.26
Sky 48.00
Tc lic 12.37
[STRIKE]Sky cover 9.00[/STRIKE]
British Gas 70.00
Gas Cover 16.37
Water 25.00
C/Tax 111.00
BT 16.00
Life Ins 11.57
Pension 25.00
Charities 10.00
My car ins paid annually
Sofa 0% 33.63 (12months to go i think)
Internet 7.20
I-phone 30.00
Oh phone 20.00

Total - £1138.40

Food and
petrol £350

OH personal spends £150

Total £1626.40

Income

DH £1000
Me ~£1100 (my childcare voucher comes out of this but tends to cover costs of £240 monthly!)
Tax credits+child benefit £120

Total £2220

Surplus £593.60 (a drop of £180 due to DH paycut and reduced CTC)

Currently send minimum of £100 to mortgage. Not sure where the rest goes actually!!

Have just updated my SOA as a few things have changed. No time to add in more detail at the moment but hopefully this will remind me to do it!

CathT

Have just updated my sig to reflect what money I am putting to one side in savings rather than OP every spare penny. The £116 is made up of Onepoll and Quidco money received this month. If i find i don't need to dip into whilst on maternity it can be saved long termor overpaid. I'm quite surprised at the drop in our income £180 a month is quite a lot (well it is to us!) However i think once i sort out tax credits we may receive a little more and i may be able to cancel childcare voucher scheme.

Payday is still 16 days away but i think we will just make it, this month has been horrible!

I worked OT yesterday though so that's around an extra £120 for me next month plus i am working another Sunday later in the month so that's £240. :j

Not much planned this morning, just need to tumble dry the washing that got wet on the line while i was at work :mad:, will have a quick potter round but working again later so tbh i would quite like to take it easy this morning!

Of course i will do some surveys etc!

CathT

OnePoll working brilliantly, caught up on all my suveys but still no referral bonus :mad:

sarahevie

I'm going to steal a few tips from your SOA - I was considering updating mine, as earnings now quite different to when I started, swapped utilities etc where we could.

Still can't seem to get spare money though:rotfl:

CathT

sarahevie wrote: »

I'm going to steal a few tips from your SOA - I was considering updating mine, as earnings now quite different to when I started, swapped utilities etc where we could.

Still can't seem to get spare money though:rotfl:

Hope you manage to make some savings, i feel we manage to cut back and then filling up 2 cars with petrol wipes out £100 straight away and the saving is gone!

CathT

Quite a few surveys completed this evening, quite a few on Onepoll, dare i say my referral bonus never materialised! Mysurvey had quite a few on there too. Seemed to get screened out of the GTM ones which is a shame as i am close to payout.

Sig also updated as this month OP is now showing on mortgage balance.

Bank accounts are not looking healthy!