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18yo Desperately Seeking £1600 by Monday

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Comments

  • anna_grant
    anna_grant Posts: 1,498 Forumite
    1,000 Posts Combo Breaker
    Cartman69 wrote: »
    Get a grip, get off the higth horses, out of your own backsides...

    If I could do that I would be a contortionist and on 'Britain's Got Talent'.
    ¿Alguien ha visto a mi nave espacial?

    Biting is excellent. It's like kissing, only there's a winner.
  • Clive_Woody
    Clive_Woody Posts: 5,947 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Tombo wrote: »
    Yes, I am a genuine person with a very genuine case. When I booked my consultation, I was under the impression that I would be eligible for a First Medical Loan as they are mentioned on the website for helping people to pay for surgery. However, after phoning them I learnt that I must have a guarantor.

    I don't think that there is anything wrong with providing a reason for requiring a loan.
    To be honest an 18yr old with no history of borrowing or repayment wanting to borrow £1600 shortly before heading off to university and having very limited funds and means of repayment doesn't strike me as somebody who a lender would be keen to give money to.

    I mean no offence but your chances of getting a loan or multiple student accounts with large over-drafts is limited.

    :D
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
  • chesky369
    chesky369 Posts: 2,590 Forumite
    ......Yes, I am a genuine person with a very genuine case. When I booked my consultation, I was under the impression that I would be eligible for a First Medical Loan as they are mentioned on the website for helping people to pay for surgery. However, after phoning them I learnt that I must have a guarantor......

    Dear God - I remember the days when people deemed suitable for university were supposed to have a some kind of superior intelligence. Please tell me he's (or she's) not studying to be a brain surgeon.
  • Tombo
    Tombo Posts: 999 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 2 September 2010 at 3:06PM
    Today I've received a glimer of hope!

    After I returned home from work, I received a letter from FLM Loans saying that I have got 1,750 pounds waiting in my account ready for me to withdraw today and all I need is a guarantor. I rang my dad and asked him nicely to be my guarantor and he accepted. I am only worried that he will change his mind as soon as he discovers that he must hand over his card details so I will wait and see what happens tonight.

    I will keep you all updated on my situation (:


    EDIT: I also recieved a letter form Capital One saying that I had been accepted for a credit card :D I am sending back my agreement today!
    2008 Wins: The Shapes - Get Your Learn On (CD), Free transport to and from a Christmas Party
    2009 Wins: Years Supply of Orbit Complete (144 packets), £50 of Odeon vouchers
    2018 Wins: Rockstar Energy Drink Headphones
    :jDebt-Free Wannabe!! :j
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Tombo wrote: »
    Today I've received a glimer of hope!

    After I returned home from work, I received a letter from FLM Loans saying that I have got 1,750 pounds waiting in my account ready for me to withdraw today and all I need is a guarantor. I rang my dad and asked him nicely to be my guarantor and he accepted. I am only worried that he will change his mind as soon as he discovers that he must hand over his card details so I will wait and see what happens tonight.

    I will keep you all updated on my situation (:
    Are you actually aware of the typical APR of FLM loans??
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • C_Mababejive
    C_Mababejive Posts: 11,668 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    What about a 0% credit card?
    Feudal Britain needs land reform. 70% of the land is "owned" by 1 % of the population and at least 50% is unregistered (inherited by landed gentry). Thats why your slave box costs so much..
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    Tombo wrote: »
    Today I've received a glimer of hope!

    After I returned home from work, I received a letter from FLM Loans saying that I have got 1,750 pounds waiting in my account ready for me to withdraw today and all I need is a guarantor. I rang my dad and asked him nicely to be my guarantor and he accepted. I am only worried that he will change his mind as soon as he discovers that he must hand over his card details so I will wait and see what happens tonight.

    I will keep you all updated on my situation (:


    EDIT: I also recieved a letter form Capital One saying that I had been accepted for a credit card :D I am sending back my agreement today!

    Capital One will only give a starter limit of 100 or 200 pounds to someone with limited credit history.
  • Tombo
    Tombo Posts: 999 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    immoral_angeluk wrote: »
    Are you actually aware of the typical APR of FLM loans??

    Yeah, 53.9%
    C_Mababejive wrote: »
    What about a 0% credit card?

    If I could be accepted foro ne, it would be great. Thank you for your help (:
    PARIS_5000 wrote: »
    Capital One will only give a starter limit of 100 or 200 pounds to someone with limited credit history.

    Okay, thanks for the information.

    Tbh, i may just ring the clinic tommorow and cancel the appointment. The flm loan will take 3-5 days to go into my account anyway (I assume working days) which will be Mon-Wed so there is a chancet hat it may not be in there in time.
    2008 Wins: The Shapes - Get Your Learn On (CD), Free transport to and from a Christmas Party
    2009 Wins: Years Supply of Orbit Complete (144 packets), £50 of Odeon vouchers
    2018 Wins: Rockstar Energy Drink Headphones
    :jDebt-Free Wannabe!! :j
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Tombo wrote: »
    Yeah, 53.9%



    If I could be accepted foro ne, it would be great. Thank you for your help (:



    Okay, thanks for the information.

    Tbh, i may just ring the clinic tommorow and cancel the appointment. The flm loan will take 3-5 days to go into my account anyway (I assume working days) which will be Mon-Wed so there is a chancet hat it may not be in there in time.
    With the greatest of respect, paying 53.9% is sheer madness...
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Tombo
    Tombo Posts: 999 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Maybe I should cancel the operation and wear a hat through uni.
    2008 Wins: The Shapes - Get Your Learn On (CD), Free transport to and from a Christmas Party
    2009 Wins: Years Supply of Orbit Complete (144 packets), £50 of Odeon vouchers
    2018 Wins: Rockstar Energy Drink Headphones
    :jDebt-Free Wannabe!! :j
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