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The NSD way to a supreme September

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  • swanfan02
    swanfan02 Posts: 1,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Your doing well Swanny, but I think 'Stella' has a much stronger influence on you than us!!:D:p

    Friday.........Hmmmm no pub.......when the price of bacon goes up me thinks!!:rotfl:


    1834235cv3g0c5si2.gif
    Ah, so you think i can't stay out of the pub on Friday If?:think:

    I love to prove people wrong, so let's see what happens! :p:p
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    swanfan02 wrote: »
    Ah, so you think i can't stay out of the pub on Friday If?:think:

    I love to prove people wrong, so let's see what happens! :p:p

    :rotfl:Okey dokey:dance:
    "If wishes were horses, then beggars would ride"
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    swanfan02 wrote: »
    Morning everyone

    Stuck on 1 NSD so far, but big shop at S**nsburys today so hopefully Thursday will be no2. :D

    If i can stay out of the pub Friday no3? :think:
    Your doing well Swanny, but I think 'Stella' has a much stronger influence on you than us!!:D:p

    Friday.........Hmmmm no pub.......when the price of bacon goes up me thinks!!:rotfl:


    1834235cv3g0c5si2.gif
    swanfan02 wrote: »
    Ah, so you think i can't stay out of the pub on Friday If?:think:

    I love to prove people wrong, so let's see what happens! :p:p

    Come on, Swanny, you can do it:D:D:D
    :) The time you enjoy wasting is not wasted time :)
  • craigp_2
    craigp_2 Posts: 146 Forumite
    Part of the Furniture Combo Breaker
    My no spend day atm is not spending any on beer, going from 10 pint cans of stella a night when I'm off which can be 4 times a week to no beer is bloody hard :( 2 weeks and counting :D already saved £60 this month
    Official DFW Nerd Club - Member no. 058 - Proud to be dealing with my debts

    DMP Mutual Support Member 354 :D DFD 2021 :mad:

    Loans= £10000 C/C=£5000 Family= 18000 :eek:
  • beanielou
    beanielou Posts: 95,682 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Had to buy a birthday card today so no NSD.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • goodgirl80 wrote: »
    1 NSD so far


    going to start leaving my purse at home


    I have found that helps me no end :)

    DFD Need to August 2027 :(

    NSD March 15/20
    NSD April 17/15
    NSD May 13/15

  • Get in! Another NSD for me and should be the same for tommorow too :)
  • Angyles
    Angyles Posts: 121 Forumite
    Day 4, 11 to go!
    Debt-Free Wannabe / Long Haul Supporter 238 - Proud to be Dealing with my Debts
    LBM Moment June 2010 DMP with CCCS Started August 2010
    Total Debt at LBM = £17,602.74 / Current Debt = £16,285.76 / Cleared = £1.316.98 (7.5%)
    CWU Cashback Referral Link = http://www.cwucashback.co.uk/r/?l=1439965
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 8 September 2010 at 9:02PM
    BigMummaF wrote: »
    I only posted the way I run MY Challenge as a way of sharing MY experiences with you guys. You may have noticed that I have tried to emphasise they are MY rules & other folk are, of course, entirely free to have their own. I am fortunate that my kids are all grown so there's no demands on my purse other than foodie-wise, & their father lives in another town [:j] so I don't have an OH to muck things up either :D

    Now, you should ask Cheryl for an alternative set of rules. I just wish I could be that organised
    :embarasse & keep trying which I suppose is the main thing, but have become a lapsed spreadsheet keeper this summer :o Never fear, for I shall say 5 Formulae as my Penance & have already set out my September headings to begin again....I only posted the way I run MY Challenge as a way of sharing MY experiences with you guys. You may have noticed that I have tried to emphasise they are MY rules & other folk are, of course, entirely free to have their own. I am fortunate that my kids are all grown so there's no demands on my purse other than foodie-wise, & their father lives in another town [:j] so I don't have an OH to muck things up either :D
    My rules aren't actually a million miles away from yours :)

    The main difference is that I include almost everything, including all my utility bills and other regulars out-goings (such as window cleaner). As such I try and do all my other shopping on the days a D/Debit goes out of the bank. I have a couple of longer stretches between D/Debits each month, and I've always had to top up on milk a couple of times between them until now..... but DS (aka the milk monster) was deposited with my parents this morning, so hopefully this will be less of an issue from here on it

    As an aside - today is the first day of the rest of my life, in that it's the first time I've ever been a sole occupany household, and also the first day I've not been either a dependant child or had a dependant child of my own (though he's still seen as 'dependant' by the powers who calculate his student loans/grants)


    The only exclusions I currently have are :-
    • anything related to the garden (almost everything bought for that is related to trying to grow my own F&V - I've not bought any non-food plants in...... hmmmm..... let me think...... mmmm....... must be about 28 years, and they were indoor pot plants)
    • 'get fit', be that gym or running, including kit, membership fees, entry fees for races (am now entered for 3, with a 4th, 5th, 6th and 7th almost a certainty, and all between next month and next June culminating in a half-marathon on 19th June - and including a 10km race on my birthday in January...... seemed as good a way to 'celebrate' turning 45 as anything :rotfl: ), or equipment to allow me to exercise at home.... the latest being a hula-hoop ;))
    • hobby related (paper crafting, though the reduction in my spends on that over the last couple of years is stunning - I'm probably spending in a year what I used to spend in 2 months tops when I had my full time job in IT)
    • and anything linked to 'social life', be that petrol for days out, take-away, food for cooking, that 'wow factor' dress, or hair cut/colour.
    Social life is actually looking a little shakey at the moment, so I'm guessing this budget won't be seeing much more in the way of out-goings - but we're not going to get chance to discuss 'things' until he gets back from a holiday next month as we've no chance to have any time together before he goes now

    [p.s. Hope your leg improves Cheryl; knew there was a reason I've never quite believed it when 'they' say exercise is good for me ;)]
    Tried a very short and slow trot while walking the dog tonight after work - one of the two draw-backs to being on my own is I now have to do this every day, the other being I have no dog-sitter if I fancy a long day out or weekend away - and the muscle I pulled last Thursday is fine....... but the one I'd pulled previously has been aching again :o

    Have boosted the hot water while I was making tea (rump steak, which was a whoopsied piece from freezer, with oven chips, tomatoes, mushrooms, peas and sweetcorn - figured I had to celebrate my independance in style :D), and plan to have my first bath/long soak in heaven-only-knows-how-long

    And no, I'm NOT dirty :rotfl: I just prefer a shower (especially when it's using the hot water from the gym ;)) or strip wash - and that's before even considering the cost implications of actual water and then heating it :)
    Cheryl
  • Fruittea
    Fruittea Posts: 957 Forumite
    Part of the Furniture 500 Posts
    Hi Everyone sorry not to post - I've lost the use of some of the keyboard - just wanted to catch up and say I had another NSD today - takes me to five but I did a very big stock up at the weekend. All the best. Feeling like I need a new computer at the moment - any ideas or offers around - I'd be glad to know about them!
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