Buffy's Adventures at the Post Office......

Buffythedebtslayer

Tis not as bad as I thought, I shall go today and pay off the holiday (471) then I shall make my payment to tescos 321? that is the bill i have. Then I will e bay and I HAVE TOO NOW COS OTHERWISE IT SCREWS UP THE DF PLANS! to make enough money to pay of the rest by the 10th of June.

After that I need to work out money for driving lessons. £154.....hmmmm going to be tight!

still not feeling stunning. need to get on with the getting ready to go out!

xxxx

Buffythedebtslayer

Went out and had a lovely coffee/lunch with a good friend, the one I am going to Greece with. We worked out the holiday money wrong. it was 513! Hmmmm.

My cc bill was 426

Hmmmmmmm

So I paid the CC 350, paid for the holiday and this has left me with a "budget" tighter then a duck's...........


HMMMMMMMMMMMMMMMMMMMMMMMMMmm

I have around 200 quid to last me the month, this could be interesting

dinner now be back later xx

beanielou

£200 for the month is ok me thinks as long as it doesent include the driving.

Buffythedebtslayer

hmmm. There in lies the problem Beanie........

Its not a total nightmare as I could borrow out of my savings for August(which is actually 225 not 275) (although this will at some point lead to the August having no money scenario) if things got really tight .......what do I mean if!

so yeah that is what I will do. Won't have to borrow all of it, 100 quid?

xxx

beanielou

But by August you will be debt free :j :j

Buffythedebtslayer

true but I may have to use my July wages to pay the loan off completely, I was sort of relying on the August money. However I can do extra shifts possibly and sell stuff on Ebay.

as it stands I owe 76 quid on the Tesco's

about 760 on the 0% card

and 1954 on the loan

That will be (after payments) 1460 , 740, 76 (!)

So long as I don't spend on the Tesco's card this month I can use May's wages to make the figures

928, 370, 0

June's wages used to make them

354, 0, still 0

and then July's wages to pay the loan.

Now that is depending on my maths which is !!!!! by the way

I took off the monthly payment and then added 7.9% is that right? (7.9% is the interest)

I might even be able to manage to pay it off in June and replace the savings in July. I get so excited when I think about being debt free. So close. SO long as I don't spend on the CC this month or any other until August!

Two flys in the ointment are my Union Fees and the taking of the new guinea pig to the vets and having him "done" so he can evetually move in with the girls.

Union fees are 174
Castration - 50?

hmmm. Again.

xxxx

beanielou

Fluck.
How often do you pay union fees?
The good thing is at least the end is in sight & you have your holiday to look forward too :j

beanielou

The interest wouldent be 7.9% as I think that will be the interest for a year?

chevalier

going to be doing lots of eBay.....

Buffythedebtslayer

too right I am Chev, I have so much stuff to sell it is mental I haven't done it sooner!

I made Mum and me breakfast and now feel too sooooooooooooooooo stuffed, I actually feel quite ill. I think I shall read around the diaries and sit still for a bit xx