We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Buffy's Adventures at the Post Office......
Comments
-
Yes I am practising to be an old lady who needs old lady naps!
xxNevertheless she persisted.0 -
*old lady nap only lasted 45 minutes!*
Ok, so I am not looking forward to tomorrow. However it is happening whether I like it or not so the logical course of action is to be as prepared as possible and go with it.
As Chev has said there is a better job out there. And this one will lead me to debt freeness and my car so it does have its positives.
Thoughts for today.
I must e bay something.
I need to hoover my laptop. CSI would have a field day with the crumbs.
Organisation is a big problem for me.
I need to seriously work out a plan.
hmmmm.
well enough random thoughts I shall go make lists and see what I can come up with.
xxxNevertheless she persisted.0 -
Hi Buffy good luck with your debt free date... I remember when your debt was multiples of what it is now so it is great to see how far you have come.... Sorry you are still stuck in a job you hate but as you say next year when you are debt free you can go part time, take more risks etc
All the best!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Buffy so lovely to see you back :-) happy new diary xxI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
-
Ok. Well I made my list.
I now have jobs to do every day.
I had best get on with my list.
xxNevertheless she persisted.0 -
Wednesday is Paperwork day for me in my new system.
[STRIKE]Morning routine [/STRIKE]
Driving lesson - not till next week!
Shopping - not needed till Saturday
[STRIKE]Gold fish tank [/STRIKE]
[STRIKE]15 minutes de cluttering [/STRIKE] - that turned in to a bit of a thing,rubbish bag split......
One set of books
[STRIKE] Exercise Guinea pigs[/STRIKE]
E-bay one item
Bedtime routine
I have so much shredding to do. I have a huge plastic box of paperwork. I let it go so long. I still have two boxes to go through and I just don't know ...
I am dreading tomorrow. I want to curl up and cry.
I must remember that things are rarely as bad as you think.
I also must write stuff in my diary about when I am going to do stuff.
Positives - organised Cds have a pile for Music Magpie, some books for green met. I have tidied up at least three quarters of my room got rid of 5 bags of stuff. If I stick to the 15 minutes a day it should be ok. Good ol FLy Lady to the rescue! And my room does look better.
I will fill better once tomorrow is done with. In fact once the Weekend comes and I will be back fully in work mode I will be ok.
xxxxNevertheless she persisted.0 -
How are the driving lessons going? Learning to drive took me forever but is the best and easiest thing ever once you can do it (apart from parking, I'm still bad at that)
And you're shredding paper? Sorry I :rotfl:at that because shredding in most diaries around here is something to do with a rather scary exercise dvd!Total debt 11/1/2011 €5350.65Total debt 12/12/12 €3222.31CrazyClothesChallenge 2013 #006 €34.08/€5000 -
Hi Buffy, welcome back and Happy New Diary!! Hope tomorrow flies by for you and its not too bad. xxxxPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
Congrats on new diary Buffy
Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Sorry people I hadn't even noticed anyone had replied!:oHappytogetdebtfree wrote: »Buffy so lovely to see you back :-) happy new diary xx
Hello Happy! I couldn't stay away. Missed you allHow are the driving lessons going? Learning to drive took me forever but is the best and easiest thing ever once you can do it (apart from parking, I'm still bad at that)
And you're shredding paper? Sorry I :rotfl:at that because shredding in most diaries around here is something to do with a rather scary exercise dvd!
I am shredding paper, but I also have the DVD! and can vouch for the fact it is terrifiying and painful.
I am doing ok with the driving, on the whole its good.
I have pulled myself together a bit now.Hi Buffy, welcome back and Happy New Diary!! Hope tomorrow flies by for you and its not too bad. xxxx
Thats odd. I quoted everyone.............hmm.
Hang on xxNevertheless she persisted.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

