Savings Log of a 26yr old on low pay

Desperate_Housewife_2-2

just wanted to pop on this thread to say well dome moneywaster2007 for your achievements to date. I wish you well and hope you find a nice girl, I met my hubby through a work colleague so ask around all these guys at your place, they must have sister, cousins and friends they could fix you up on a date!

MoneyWaster2007

Desperate_Housewife wrote: »

just wanted to pop on this thread to say well dome moneywaster2007 for your achievements to date. I wish you well and hope you find a nice girl, I met my hubby through a work colleague so ask around all these guys at your place, they must have sister, cousins and friends they could fix you up on a date!

Thankyou Desperate Housewife

The problem with the people I work with is that they are mainly idiots (it's a factory) and not the sort of people I would mix with outside of work, but I like the idea. Sorry if that sounds patronising towards you - it is not intended to be. Thanks again :T

wifefaefife wrote: »

Hi Moneywaster

I just read all of the post last night and I would just like to say well done and keep trying hard to save.

I was just thinking that you could maybe take up some voluntary work. I would be a way of meeting new people (maybe female ones) and something good to put on your cv. Maybe something at your local hospital?

Hope your eye is better soon

Thanks wifeaefife for taking the time to read through this whole thread - must've taken a while!

Thanks also for the suggestion of voluntary work - think ampersand brought this up in an earlier post. I guess it's a case of finding the motivation to do that extra bit after a days work, something I need to work on methinks

ampersand wrote: »

Good morning mw - good to see others are finding your thread and and being impressed by your attitude and actions.
I looked up your eye problem, having never heard the words before and yes, your prescription is money well-spent. Is there not a 'pay forward' discount scheme in your surgery? Might be worth enquiring.

You and your Dad had cause to celebrate - 3-2? - so that's good.

I'm surprised you don't keep a back-up cache in your food stores, to save you going out. Even without a freezer, you can keep a few slices of bread in the icebox space[frozen bread makes the best toast] and an egg or two/beans/cheese/jacket potato to microwave/tin of tuna/sweetcorn - various combinations of some of these will always give you a lovely warm, tasty meal.

Take real care - no shortcuts - with this eye treatment.

Volunteering is a v.g. idea -well said, wff. You will be a most welcome male and - if serving in a Charity Shop - wil meet female-y peeps all the time.

Hmmm - foggy out this morning and black ice[as i found on my walk to gym].

Great result for Leeds ampersand - my Dad and I were v.pleased about it :j

Good pointer about stock piling some reserve grub in the freezer - something I may well take action on.

My eye is very much improved. Went to see the eye specialist today at the hospital and found out I still need to take the drops...wait for it....for another 4 WEEKS! Will be worth it though. My pupil is still huge.

On the plus side, I am allowed to drive :rotfl::rotfl::rotfl: yay!!!

Hope you didn't come a cropper on the black ice - terrible stuff!

Any way, I've been reading Alan Sugars autobiography and to be frank am quite astonished at how he quit his job and bought some car aerials from a wholesalers and sold them on at profit as his first bit of business. Why didn't the shopkeeper he sold them to go to the wholesalers himself??? Baffled.

Might risk £50 on buying something and then trying to sell it at a profit to see just how hard it is....

Cash-Strapped.T32

Got any car-boot sales near you?
I mean proper, out in the middle of a field at 5am kinda car-boots - The kind where the folk (always folk) aren't likely to be heavily into the internet..?

I work full time too so I'm a bit of a hypocrite, because I doubt I could be bothered, but I bet if you spent a bit of time, and where really ruthless with what you decided to bet on, you could find the odd profit-making items in car-boots if you then sold them on through ebay, with it's audience/customer base being orders of magnitude greater than the above mentioned field at 5am..


Just a thought mate, best of luck. :cool:

Ps:

ampersand wrote: »

Volunteering is a v.g. idea -well said, wff. You will be a most welcome male and - if serving in a Charity Shop - wil meet female-y peeps all the time.

On the other hand, you might end up with a girl on community-service..
Mmm.. lady-criminals..

MoneyWaster2007

Nice post Cash-Strapped.T32!

Are car boots still running or is it closed season?

Bet there's some hidden gems there if you strike it lucky! Food for thought...:D

joyfull

MoneyWaster2007 wrote: »

Nice post Cash-Strapped.T32!

Are car boots still running or is it closed season?

Bet there's some hidden gems there if you strike it lucky! Food for thought...:D

In my neck of the woods the outdoor boot fairs are closed but you'll find the odd indoor. Around Xmas though they all grind to a halt. New year might be good as peeps jettison unwanted gifts.

moz86

Hi MoneyWaster.

I've read through your whole thread and I'm impressed with your story! Keep it up, seems you're going the right way. Shame about the car problems.

Looking forward to following and seeing how you get on.

Cash-Strapped.T32

Oh! I just noticed; It's officially your first anniversary of becoming debt-free.
Cheers! :beer:

Got nearly a year to go until I can say the same mate, best of luck keeping it that way.

ampersand

joyfull wrote: »

In my neck of the woods the outdoor boot fairs are closed but you'll find the odd indoor. Around Xmas though they all grind to a halt. New year might be good as peeps jettison unwanted gifts.[/QUOTE]
############

This is certainly true - our Charity's donations at this time of year[and of upholstery, awaiting new Crimbo deliveries]are always up for this reason.

Primrose

I often use the Christmas break to have a clear-out of my wardrobes, etc. and think many other people do the same because every New Year our two local charity shops usually have notices up saying "Sorry, we can't accept any more donations at the moment".

muffin74

Hi MoneySAVER

Just came across your thread and read it all and am so impressed! You are a very intelligent and hard working young man and you have achieved so much! One thing I want to remind you is that you have time on your side and time+compound interest = wealth! All the skills you have built up in the past few years will help you make the most of every penny you earn and make you RICH. It would not surprise me if you were a millionaire by the age of 40! I am not exaggerating, to pay off all your debts, live within your means on a modest salary and to build up savings is a FANTASTIC achievement. Imagine where you will be in 15 years if you keep doing that!

I cannot tell you what an inspiration your thread has been for me. I am ten years older than you and I am still not debt free. I spent lots during my 20s and did not start paying it off until I was 30. I have worked really hard and I should be debt free within six months. After that, I want to start saving. You have done so well on a tight budget, I am so inspired.

You mentioned being single and that you were hoping to meet a nice girl. Have you thought of going to your local gym or sports centre? The council run ones are quite affordable and if you do keep fit classes you would meet lots of nice girls. Much healthier than the pub too! Be careful when it comes to the dating game though as it can be quite expensive! You could always try online dating, lots of people have met serious partners/ spouses that way.

If I were in your shoes, I would stick to concentrating on building up savings and maybe look into getting a part time job and not worry too much about being single. I was single for long periods in my 20s and I am engaged now so no worries. You have loads of time.

Another idea, If your job is technical, could you earn extra money by doing jobs for people at home/ DIY type stuff? Just a thought.

Anyway, well done and good luck!