Tsb not taking payments

MWAUGH1983

If I arranged a payplan on my loan and tsb didn't take the payments for june and july is there anyway I can get them on this?

_Andy_

What do you mean by 'get them'?

masterlumps

'get them'

perhaps if you are in a wee mess where you need to arrange a payplan the thing to do would of been to call them and ensure the payments were made

eschaton

MWAUGH1983 wrote: »

If I arranged a payplan on my loan and tsb didn't take the payments for june and july is there anyway I can get them on this?

I am sure you will be able to make the loan unenforcable now. That will get them

di3004

Hi

If your in any hardship, then you can write to make them aware of this and supply them with a copy of your outgoings etc, then tell them what you can afford to pay for the time being.

There are also template letters you can use to help you through this on the National debtline.
http://www.nationaldebtline.co.uk/england_wales/debt_advice.php#6

There are ways around this, I know Lloyds can be difficult but they will eventually agree.

Good luck.

I do not know anything about actually getting them on the fact that they don't agree, but there are ways around these matters, with coming to a reasonable mutual agreement.;)

masterlumps

di3004 wrote: »

Hi

If your in any hardship, then you can write to make them aware of this and supply them with a copy of your outgoings etc, then tell them what you can afford to pay for the time being.

There are also template letters you can use to help you through this on the National debtline.
http://www.nationaldebtline.co.uk/england_wales/debt_advice.php#6

There are ways around this, I know Lloyds can be difficult but they will eventually agree.

Good luck.

I do not know anything about actually getting them on the fact that they don't agree, but there are ways around these matters, with coming to a reasonable mutual agreement.;)

i must of picked the OP up wrong then, to me it read that the plan was in place but TSB had not taken the payments

di3004

masterlumps wrote: »

i must of picked the OP up wrong then, to me it read that the plan was in place but TSB had not taken the payments

I probably did.........not you......:o:D

MWAUGH1983

masterlumps wrote: »

i must of picked the OP up wrong then, to me it read that the plan was in place but TSB had not taken the payments

Basically what happen is that I rang them on May to extend the arrangement as it was expiring that month. They never took the payments for 2 months in June and july - I found this out about 2 weeks back when they passed the account to their collections department.

I arranged with them to have another 6 months plan by which time I would hope to get my finances sorted before the end but they don't even take the payments in these 2 months which takes the mick.

I am going to send a letter but just wondered if there was anything to use on them like data protection or something. I really hate these !!!!!!!s and would love just to get one last swan song before I rid them for good as the sods have done nothing for me family. Can you believe that they wouldn't pay out on my mums insurance earlier this year when my dad passed away 4 years ago and obviously my mum hasn't got much money so why the hell does she pay the bloody premium!

di3004

MWAUGH1983 wrote: »

Basically what happen is that I rang them on May to extend the arrangement as it was expiring that month. They never took the payments for 2 months in June and july - I found this out about 2 weeks back when they passed the account to their collections department.

I arranged with them to have another 6 months plan by which time I would hope to get my finances sorted before the end but they don't even take the payments in these 2 months which takes the mick.

I am going to send a letter but just wondered if there was anything to use on them like data protection or something. I really hate these !!!!!!!s and would love just to get one last swan song before I rid them for good as the sods have done nothing for me family. Can you believe that they wouldn't pay out on my mums insurance earlier this year when my dad passed away 4 years ago and obviously my mum hasn't got much money so why the hell does she pay the bloody premium!

Hi there

So sorry to hear your issues here, and hopefully this will be resolved for you very soon.

However, going back to the insurance side of it, if the policy was in your mum's name and they wouldn't pay out, maybe your mum could try to make a reclaim on this one.

For more info on this (if you've not done this yet).
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

And a PPI help discussion forum here:
http://forums.moneysavingexpert.com/forumdisplay.php?f=169

Sorry for your mum too, after losing your dear dad.

I lost my dad aged 69 just a few weeks ago, and I know that is bad enough and hard to deal with - without other things to deal with.

MWAUGH1983

di3004 wrote: »

Hi there

So sorry to hear your issues here, and hopefully this will be resolved for you very soon.

However, going back to the insurance side of it, if the policy was in your mum's name and they wouldn't pay out, maybe your mum could try to make a reclaim on this one.

For more info on this (if you've not done this yet).
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

And a PPI help discussion forum here:
http://forums.moneysavingexpert.com/forumdisplay.php?f=169

Sorry for your mum too, after losing your dear dad.

I lost my dad aged 69 just a few weeks ago, and I know that is bad enough and hard to deal with - without other things to deal with.

Hi di3004,

Thanks for your kind words - I to am sorry for your lost; no doubt you will be down at the minute so keep you chin up. My dad was 61 - died November 2006 6 months after being diagnosed with cancer.

Well my mum took the complaint to the ombudsmen and they sided with tsb unfortunately. Was something to do with insurance not covering flat roofs and that they need to be maintained. Well you will only go up to check a roof if its is damaged, e.g. leak! But they do nothing for anyone tsb!

Cheers
Martin

di3004

MWAUGH1983 wrote: »

Hi di3004,

Thanks for your kind words - I to am sorry for your lost; no doubt you will be down at the minute so keep you chin up. My dad was 61 - died November 2006 6 months after being diagnosed with cancer.

Well my mum took the complaint to the ombudsmen and they sided with tsb unfortunately. Was something to do with insurance not covering flat roofs and that they need to be maintained. Well you will only go up to check a roof if its is damaged, e.g. leak! But they do nothing for anyone tsb!

Cheers
Martin

Hi Martin

61 is so young, so sorry to hear that, how awful.

My dad had a number of conditions, but this had been going on over the last 17 years, and cancer the last few years, he was then diagnosed with Dementia, but it was pneumonia that finished him.

Thank you too for your kind words.

And sorry to hear of the insurance matter as well, honestly these things don't seem fair do they?

Di