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Originalmiscellany's MF dreams
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A new month = new payday. Been really expensive today (my fault) - I took out a ton of money today, went to buy petrol (with said cash) and the only place that didn't have a huge queue was the pay on the pump... So I now have plenty of money burning my pocket, but I've got a full load of food, full car etc now. Just a dent in my budget for next month based on monthly plans etc. plus I made a fantastic tray of chocolate brownies, seriously good (and unhealthy!).Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
the journey continues
£500 off for June.
A wild day of shopping awaits (for essentials) and of relaxing hopefully outside, without a care in the world
Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
originalmiscellany wrote: »I took out a ton of money today, went to buy petrol (with said cash)
Couldn't help but notice that you use cash to buy petrol, have you thought of getting a cashback credit card or similar to earn yourself some reward along the way?:)0 -
Well, I got tesco club points Dave I have a CC but have only recently started using it - it's a 0% for 15 months one, and I'm just getting the hang of it. You're right, something like that should be used, even if it's just a small %age it could add up over time. What do you recommend/use Dave? Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
We currently use the Captial One Mastercard which gives 1% cashback on everything, and we literally buy everything on it. The cashback is paid annually and we usually get around £250 back every January, which could amount to you having another overpayment.
:T 0 -
Will have to look into that then - I've only just as I say got a 15 month interest free M and S one, which I still struggle to use, as my initial thoughts always are to go for the debit card, as the concept of going "over" is somewhat alien to me. I have another CC with First Direct that just sits around never ever getting used. Food for thought though Dave - thanks for taking the time to reply.Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
And another 1k off -how? By raiding MOM's bank account - with her permission Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
Lovely day today by the river. Beautiful, pottering and mooching around etc. Sun blasted and sleepy. What a lovely day.Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
Would be a bill free day, but bought some android apps today, I think they'll be useful, but as they total only a few pounds, I don't mind, as I figure the developers deserve people buying them if they're useful. We shall see. Some arty camera app and a file manager app.Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
Again, no expense yesterday and today, just pottering along, working hard, keeping my head down. Fortunately was inside for the heavy rain which caught loads of our kids out... or they enjoy getting drenched! Can't work out which one it is...Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370
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