Lloyds TSB Current account experience! 16-17 Year olds

Kilty_2

Good to hear, because I'm considering switching to Lloyds simply because they offer a decent debit card.

(Have 2 accounts with HBOS and one with Clydesdale Bank at the moment)

mothersuperior

Can i ask though...
Why don't other banks offer this?

START
Of the Lloyds tsb Current account blog>>>

Kilty_2

It seems now that Visa Debit cards can be "control" cards just like Electron, AFAIK this was never possible before. Perhaps this spells the end of Visa Electron in this country............ (Although that's not necessarily a good thing, just look at Ryanair's stupid charges for cards other than Electron)

As for the level of service you've recieved from Lloyds, that's exactly what I recieve from Bank of Scotland.

Clydesdale Bank on the other hand..........

mothersuperior

One more thing. I don't have a driving licence or a passport. They ask for photo id. I have a few things with my name and photo on which are offical.
London trasnport oyster photocard which you need to send off for and my college pass.

Now i'm worried they won't let me open it with out a Passport or Driving licence

Kilty_2

Won't they take birth certificate and a bank statement as proof of identity?

Some banks do that for people aged under 18 only. I didn't have a passport when opening my account with HBOS. (Although do now).

Take said things with photo on them along with your birth certificate and a recent bank statement, should be okay

Kilty_2

Don't answer if you don't want to, but what is it you do for a living to earn £600/month at 16?

I'm self employed, net profit (for tax year 06/07) -£37.45 :(

mothersuperior

Thats ok.. Well my pay packet this month was 750.
I work at Marks and spencers. Just a job to see my thorugh college. I work 42 Hours a week well i did. Now i am back at college i can't. But as i only go in three days a week i can do roughly 25 hours a week amounting to roughly 550.

Apart from the i am freelance photographer. get a few jobs here and there..
My website that hasn't had one picture sold https://www.jhlyonsphotography.co.uk

James

Kilty_2

Do the company that provide the backend for that website take a percentage of what you sell?

mothersuperior

They take cost. So i take all profit...

mothersuperior

Anyway, I have to go back during the week.. I'll inform you of customer service e.t.c and what account they offer...

James