📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mrs Sparkle's sparkly debt diary

Options
1262729313245

Comments

  • Mrs_Sparkle
    Mrs_Sparkle Posts: 1,805 Forumite
    Right, my goals for this week:

    1. List 10 items on eBay
    2. List 10 items on Amazon
    3. Use at least 4 cloth nappies a day (thereby saving 28 disposables a week or approx £10 a month)
    4. Limit top-up food spending to £10 between now and Saturday
    5. Cancel gym membership- this will save £36 a month
    6. Dig out insurance paperwork for home + contents/critical illness cover as I'm pretty sure that it's all up for renewal in April so I can change suppliers and get some quidco cashback
    7. Clean out kitchen cupboards, chuck out anything past its use-by date and plan imaginative menus with the remainder!

    Have a good week everyone,

    C x
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Right, my goals for this week:

    1. List 10 items on eBay
    2. List 10 items on Amazon
    3. Use at least 4 cloth nappies a day (thereby saving 28 disposables a week or approx £10 a month)
    4. Limit top-up food spending to £10 between now and Saturday
    5. Cancel gym membership- this will save £36 a month
    6. Dig out insurance paperwork for home + contents/critical illness cover as I'm pretty sure that it's all up for renewal in April so I can change suppliers and get some quidco cashback
    7. Clean out kitchen cupboards, chuck out anything past its use-by date and plan imaginative menus with the remainder!

    Have a good week everyone,

    C x

    Go for it Sparky you can do it! That reminds me I need to go through my cupboards! They're probably stuff in there that's growing legs by now!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Mrs_Sparkle
    Mrs_Sparkle Posts: 1,805 Forumite
    Thanks fellow mummy. How's your gorgeous new daughter doing?
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Thanks fellow mummy. How's your gorgeous new daughter doing?
    She's great thanks... currently fast asleep next to me... lazy thing.. ;)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Right, my goals for this week:

    7. Clean out kitchen cupboards, chuck out anything past its use-by date and plan imaginative menus with the remainder!

    Have a good week everyone,

    C x

    Oh, is this what you're supposed to do? I thought you were supposed to open it, sniff it, shrug your shoulders then use it anyway? ;)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Mrs_Sparkle
    Mrs_Sparkle Posts: 1,805 Forumite
    ali007 wrote:
    Oh, is this what you're supposed to do? I thought you were supposed to open it, sniff it, shrug your shoulders then use it anyway? ;)

    Well... it depends on HOW much past its date it is. I've been known to use some pretty ancient flour and baking powder and we're all still alive :D
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
  • Mrs_Sparkle
    Mrs_Sparkle Posts: 1,805 Forumite
    Blimey, it's hard work this baby lark. Trying to get anything done is a mission... Right, a report on progress:

    1. List 10 items on eBay
    Managed to get 5 on there, 1 has sold and another 4 end tomorrow, all with bids :j
    2. List 10 items on Amazon
    I have about 20 items on there at the moment, have sold 3
    3. Use at least 4 cloth nappies a day (thereby saving 28 disposables a week or approx £10 a month)
    I've not done too badly on this, although still on sposies at night as I haven't any clothies up to the job of a 5 hour stretch between changes
    4. Limit top-up food spending to £10 between now and Saturday
    Yes- I did this! But have overspent massively on the weekly shop this week so am not too smug
    5. Cancel gym membership- this will save £36 a month
    Nope, need a kick up the backside to get this one done
    6. Dig out insurance paperwork for home + contents/critical illness cover as I'm pretty sure that it's all up for renewal in April so I can change suppliers and get some quidco cashback
    Home + contents insurance changed. Unbelievably I've gone from paying £706 a year to £358 and I got £125 quidco cashback too :j
    7. Clean out kitchen cupboards, chuck out anything past its use-by date and plan imaginative menus with the remainder!
    Um, didn't quite manage this- have started it but not finished

    So, this week's plan of action is:

    1. Finish clearing out kitchen cupboards
    2. Maximum £10 on top-up shopping between now and Saturday
    3. Change critical illness insurance supplier to get a cheaper quote and cashback
    4. Cancel gym membership
    5. List 10 items on eBay
    6. Use at least 4 cloth nappies per day
    7. Complete + send off application form for child benefit
    8. Do some matched betting to supplement rubbish maternity pay

    Am giving myself a major kick up the backside to achieve more this week despite having a 6 week old baby who likes to be attached to mummy 24 hours a day.
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
  • lynsayjane
    lynsayjane Posts: 3,547 Forumite
    Part of the Furniture Combo Breaker Xmas Saver!
    nice to hear from you mrs s. glad to hear your doing well, even if run off your feet! and who can blame little tommy from being attached to his mum 24 hours a day, your a fabby mummy. oh and happy first mothers day :j did you get brekkie in bed lol
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Get your child ben form away as I think its only back dated for a certain amount of time.
    Happy Mothers DAy!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Mrs_Sparkle
    Mrs_Sparkle Posts: 1,805 Forumite
    lynsayjane wrote: »
    nice to hear from you mrs s. glad to hear your doing well, even if run off your feet! and who can blame little tommy from being attached to his mum 24 hours a day, your a fabby mummy. oh and happy first mothers day :j did you get brekkie in bed lol

    Thanks hun. I didn't get breakfast in bed but I did get a lovely big bunch of tulips and a card from Thomas (sorry, can't stand the name Tommy although I'm sure it'll be shortened to Tom when he's older!). Breakfast in bed would be fabulous but OH was suffering from Man Flu which as we all know is far worse than having given birth and doing feeds every few hours :rolleyes:
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.