Where does all my money go???

life_in_termoil

Been thinking tonight and I am quite looking forward to working P/T means I get more me time and more time to do things Ive been wanting to do for a while but never got round to doing.

101 things in 1001 days!!! My List

1. Keep a spending diary
2. do a meal plan each week
3. Keep applying for jobs that are closer to home
4. [STRIKE]declutter living room[/STRIKE]
5. [STRIKE]declutter bedroom[/STRIKE]
6. [STRIKE]declutter kitchen[/STRIKE]
7. sell unwanted items on ebay to help reduce my debt
8. [STRIKE]do at least 2 loads of washing a day[/STRIKE]
9. buy a clothes airer so I dont use dryer
10. use spare money to pay off debt
11. get divorced!
12. save for a newish car
13. spend less time on the computer
14. [STRIKE]spend 2 hours a day cleaning[/STRIKE]
15. reduce food waste
16. redecorate living room
17. redecorate hall/stairs/landing
18. redecorate bedroom 1
19. redecorate bedroom 2
20. redecorate bedroom 3
21. redecorate bedroom 4
22. redecorate bathroom
23. redecorate kitchen
24. have enough money to pay for MOT, Car insurance and road tax in full. have set up d/d to transfer money into appropriate account
25. take the pup for at least 2 walks a day
26. clear debt
27. have some savings have set up DD to go to appropriate account
28. have a family night at least twice a month
29. try to have 10 no spend days a month
30. be prepared for xmas and not leave things till the last minute. been on this site too long and now have loads of ideas for things i want to make eg door hangers, sock monkeys, flannel cakes etc
31. Visit relatives in Singapore
32. Go and see friends in Germany
33. Have at least 1 months wages in a savings account in case of emergency
34. Enroll for OU accountancy course
35. Take more photos - can do this bank holiday weekend
36. learn how to use photoshop
37. Take time out for me so I can learn to like myself again will do this bank holiday weekend
38. Accept help when offered!!
39. Go and eat fish and chips at the seaside - can do this bank holiday weekend
40. Get my teeth whitened
41. Do a car booty
42. Visit new places in the UK - 1/illfracombe bank holiday weekend
43. Write myself a letter to open in 1001 days!
44. Keep this diary up to date so I can get motivation or a kick up the a$$
45. Stop biting my nails
46. Stop smoking
47. learn to relax and stop stressing about things
48. get a job that allows me to be at home at weekends
49. learn how to sew and use the sewing machine
50. make own greetings/xmas cards now have more time to do this
51. try 1 new recipe a week
52. cook more from scratch
53. get into a routine for housework
54. get the kids more involved with doing chores
55. set the kids boundaries and stick to them
56. have my nails done (after completed number 45)
57. Shabby chic my bedroom
58. Make some new friends
59. have a dinner party (come dine with me style)
60. renew passports
61. visit Ireland
62. make more use of the tent and camping equipment
63. Find romance
64. catch up with old friends
65. make good use of newspaper holiday vouchers
66. make a raised bed
67. [STRIKE]grow my own veggies [/STRIKE]- had carrots, lettuce, potatoes, tomatoes, peppers, raspberries and strawberries
68. make my own soup
69. make my own bolognese sauce
70. [STRIKE]make jam[/STRIKE] made raspberry jam with h/grown raspberries
71. make my own bread at least twice a week
72. make the kids packed lunches for school so it doesnt cost me £10 a day for school meals
73. reduce my carbon foot print
74. go to bed at a reasonable hour!
75. use the car less
76. get fit
77. make a list of things I like about myself
78. see the northern lights
79. stay in an ice hotel
80. up my income
81. dabble in the stock market!!!
82. go absailing
83. teach my children the value of money
84. [STRIKE]wear my reading glasses so i dont do any more damage to my eyes[/STRIKE]
85. stay in a castle
86. revisit pisa
87. read more books
88. go for a spar treatment
89. go for a photo shoot
90. have a make over
91. visit a museum
92. learn how to knit
93. [STRIKE]sort out all my bedding and get rid of anything that has items missing[/STRIKE]
94. have a lovely garden so I can sit out and enjoy the sunshine
95. have a picnic in the countryside
96. start my family tree
97. learn to be patient and that things sometimes do take time
98. complete a task before getting sidetracked
99. play pooh sticks like I did when I was a child
100. Take the kids to see Blackpool illuminations
101. make another 101 things in 1001 days list

life_in_termoil

1. Toffee vodka
2. Skittle vodka
3. xmas cards
4. snowman soup x 6
5. xmas eve hamper x 2
6. stop smoking hamper
7. reindeer flannels x 6
8. hamper for mum
9. hamper for dad
10. pots of gold x 5

think thats enough to be getting on with (for now!)

pippo

Hi Lif..
Just a thought ..or two
ain't it better MSE wise to clear debts before you start saving, given interest rates etc?
& mobile charges sound just too much!

apart from that .. love your list... they are all achievable things so ... GO GIRL!!!
Pip
x

life_in_termoil

Hi Pip,
only 1 of my debts is accruing interest which is the CC. Hopefully I can pay this off next week, the others arent a drama.
The mobile phones thats for the four of us. My contract runs out in October and I wont be renewing it as I dont need it or use it to be honest. Ive got a PAYGO sim card somewhere so will just top that up with a tenner as I only really use it if I need to call home or in an emergency so that will knock £30 off straight away. 2 more are up for renewal in february so they will be having their tariffs changed as they only use them for texts and internet.

InaPickle

Sounds like you've got a good handle on things, Termoil. Well done!

Oh, your electric looks quite high. Are you still checking how much less you are using this week?

life_in_termoil

Well thats the day job GONE!!! Went into work this morning along with everyone else and we were told to collect our things and leave!! If id of known that I wouldnt of bothered wasting diesel driving there. Checked online banking and wages have gone in plus an additional £100 :j Also paid off the CC yay go me :beer:

So ive been to the shops and bought 2 bottles of voddie, some skittles and werthers originals and have the makings of skittle and toffee vodka:T so I can now officially say im getting ready for Xmas :snow_laug

Im working tonight at the pub which should be good as its a charity music quiz night in aid of a cancer charity so hopefully it will be quite busy.

Ive phoned the council and have applied for housing and council tax benefit, they took all my details over the phone and said she would send me an application pack out in the post and to fill it in send it back with payslips, etc and it would take about 2 weeks for a decision to be made, so fingers crossed I shouldnt be waiting for too long. Now just got to phone tax credits up and amend that.

Its raining again here I think our summer is over with already (did we have a summer?) as it seems to be getting much colder and wetter and its now dark by 9

Spending diary still going strong, I dont know whether its because im keeping a record of everything or whether its because the kids arent here I dont seem to be buying any carp and can justify all my purchases (which havent been many!)

Anyway ive done enough rambling for 1 morning so will venture out in the rain and take pup for a walk then come home and have lunch (I fancy boiled egg and soldiers haha)

Have a good Friday everyone
LIT x

maman

life_in_termoil wrote: »

Well thats the day job GONE!!!

So ive been to the shops and bought 2 bottles of voddie, some skittles and werthers originals and ....

x

I read this and thought, oh no she's going on the lash:eek:

Sorry to hear about the redundancy but delighted you are being so positive and productive. Good luck with your applications.

Agree about grim weather. My brother called me from S Wales this morning and I could hear the thunderstorm in the background and then all the power went off. Barbecue Summer eh!

life_in_termoil

hahahaaaa wish I was going out on the lash, not had a drink for ages!!!

Im not far from the S Wales border so was probably the same thunderstorm we had, did think about putting the sand bags outside the front door but the water just ran straight past lol Its still raining now but not as heavy as it was, hope it clears up for later nothing like going to work with frizzy hair coz the rains got to it lol.

Skittle and toffee vodka made but think toffee vodka needs more toffee in it! Anyone know how many bags of werthers you put into a 1 ltr bottle?

The pup never got a walk, he just sat at the front door looking out and refusing to shift his butt, mind you I dont think the huge clap of thunder helped either!! Hes now asleep at my feet after enjoying his egg n soldiers lunch haha must stop feeding him but he looks so cute when hes sat at your feet watching every mouthful lol

MellyB_2

life_in_termoil wrote: »

The pup never got a walk, he just sat at the front door looking out and refusing to shift his butt, mind you I dont think the huge clap of thunder helped either!! Hes now asleep at my feet after enjoying his egg n soldiers lunch haha must stop feeding him but he looks so cute when hes sat at your feet watching every mouthful lol

My dog does this too and now turns his nose up at regular dog food!

Been reading your diary and I must say the housework you do everyday make me feel tired just reading about it!

InaPickle

I'm impressed to see that you aren't letting the grass grow under your feet, termoil! :T And I like the sound of the Skittles/Werther's vodka: what are the recipies for them?

Keep up the good work!