The awesomely August NSD challenge

Broken_hearted

Reporting number 8 for yesterday. Not looking good for the full 12 though.

BigMummaF

losingpatience wrote: »

....SSP is only £79.15 a week, there's no way we'll be able to get by for long on that kind of money....

((HUGS)) to you both & please try not to worry too much over the money It is surprising just how resourceful you can be when you have to & let's face it, this is the ideal place [poota-wise] to find all the hints & tips you didn't know you needed Plus you have a couple of weeks to gather some stores around you to help take the pressure off the food bill at least. Give us a holler when you're in the mood to think aloud & we'll have a brain-storming sesh to see what we can come up with x

Nargleblast wrote: »

Still only on 5 I'm afraid....

Watch your tome there young Narg five is nothing to be ashamed of & better than nowt! How was the holiday? Where'dya go? Wotdidyoubringme? Where's our postcard? Hang on...scrap that last one cuz everyone gets home before they're cards arrive :rotfl:

jintyb wrote: »

....looked into sickness cover, and the best we could find costs £35 pm and only kicks in if he's off for 8 weeks....

Thinking aloud again folks..what about opening a savings a/c & putting that £35 a month into that? Of course it would take a lot of determination to not dip into the pot for anything other than intended but with the scary Benefits rejig on the cards, I think it's something we all need to consider

Hopping to hear about the new modem today but a week in & it's not looking good :mad: but that's another story. It is slightly sweetened by reaching Target & now on No 17 :j I could possibly get another 3...aww g-won then..put me down for 20 please Spoon.

pure_dead_dopey

Morning All

Good idea BigMumma, I had a pension quote for a pension and if I saved 3% of my salary and the company saved 3% of my salary (which is quite substantial) I'd get £1000 when I retire in 10 years time. I looked at this and thought, rubbish and and that £1000 is not even guaranteed, so its under the bed for me (well a wee account on the net actually) No idea how they work out these figures but they need to enter into the real world and have a look at their costs and commissions, somebody's making money here but it ain't the end user, that is for sure.

Thank you Keiss, Hubert will be delighted to contribute to all of your heaps and could probably start another one for you, such a relief to be able to come out on a Saturday night without the shovel........

Trying hard to-day but working late, its all a bit of a *&%£**%

solventsoon

[QUOTE=BigMummaF;35993537Thinking aloud again folks..what about opening a savings a/c & putting that £35 a month into that? Of course it would take a lot of determination to not dip into the pot for anything other than intended but with the scary Benefits rejig on the cards, I think it's something we all need to consider

[/QUOTE]

pure_dead_dopey wrote: »

Morning All

Good idea BigMumma, I had a pension quote for a pension and if I saved 3% of my salary and the company saved 3% of my salary (which is quite substantial) I'd get £1000 when I retire in 10 years time. I looked at this and thought, rubbish and and that £1000 is not even guaranteed, so its under the bed for me (well a wee account on the net actually) No idea how they work out these figures but they need to enter into the real world and have a look at their costs and commissions, somebody's making money here but it ain't the end user, that is for sure.

Trying hard to-day but working late, its all a bit of a *&%£**%

Great idea BigMumma, at least the money would be under your control and not the fund administrator and you could move it around according to interest rates.

I'm with you on the pension thing, dopey, I have a pension from my last job that I paid into for nearly 20 years. It wasn't doing too badly until last year when it lost nearly half its value due to share values tumbling and there's nothing I can do about it. Can't move it around (not allowed to) can't transfer it (not allowed to do that either), have to leave it until I'm at least 60 and hope it doesn't disappear altogether:mad::mad::mad::mad::mad:

pure_dead_dopey wrote: »

Trying hard to-day but working late, its all a bit of a *&%£**%

And me dopey, losing the will to live today, tbh:(:(:(

Sorry everyone rant over. I'll be back later in a better mood, promise

x

pure_dead_dopey

going to buy a lottery ticket, it seems the only answer, and its pouring AGAIN!!!

IF

Good Morning all :hello:

solventsoon wrote: »

Hi lovely NSD gang :A
Well that’s Monday over
ifwishes: :jwell done, 12 NSDs are now yours, target definitely demolished now, that’s brilliant. :j Panda is somersaulting his way over to you now (might take him a while to arrive, he’s not exactly quick;)).
Do you want to increase your target now or stay at 12 and just get any extras if they arrive?:)

No 18 for me today:j, 2 more left to get now

Off to do the usual update now, see you all tomorrow.

‘night everyone
spoon
x

Thanks Spoon........oooh stick or twist...........hmmm put me down for revised target of 15 please.

Got my Pandy!!!

Well done on 18 NSD’s Spoon :T:T:T

And sending you a big hug (just read your last post) and a big group hug for us all lol x

nzseries1

ifwisheswerehorses... wrote: »

Please could I have a sweetie nzseries :D:j

Here ya go!!



These ones are my favourite... I buy them for christmas presents for my family back in NZ and they love them. I love them too, but they're so expensive that they're only a yearly treat for myself! £11 for a pack of 7 from selfridges... go figure!

I guess that's what you pay when you buy something that's been commissioned by The Queen

The mint ones are okay but I like the pink champagne ones.

nzseries1

solventsoon wrote: »

nzseries1: oh dear to falling off the bandwagon, you were doing really well. Never mind, there’s always next month;)

You're right - there is always next month. :cool:

No bank holidays in September, and I know that I could have made my target this month if I planned a bit better. So I'm going to go for 14 next month, one less than this month, but that's because next month has one less day

Good luck to everyone else... I think I can safely say that I won't be getting any more than 9 out of 15 this month! Maybe one more if I'm lucky the day after the bank holiday (31st).

IF

nzseries1 wrote: »

Here ya go!!



These ones are my favourite... I buy them for christmas presents for my family back in NZ and they love them. I love them too, but they're so expensive that they're only a yearly treat for myself! £11 for a pack of 7 from selfridges... go figure!

I guess that's what you pay when you buy something that's been commissioned by The Queen

The mint ones are okay but I like the pink champagne ones.

Oooooh thank you nzseries, Oh my......how much!!:eek:



Yummy!!:T:T

beanielou

Hoping for no 8 today.
Its a horrid day here & dont see me going out.