Mbna ppc

Kaaaaarl

Is claiming back Personal Protection Cover the same as claiming back PPI?

If so, how?

Many thanks, Karl.

di3004

Kaaaaarl wrote: »

Is claiming back Personal Protection Cover the same as claiming back PPI?

If so, how?

Many thanks, Karl.

Hi Karl

Check the policy details, is it supposed to protect unemployment/sickness etc?
If so then its the same but named differently as some are.

If you been mis sold for any reason then you pursue this with the ones who set up and sold you the policy by completing a questionnaire, this is instead of a reclaim template letter, and issued by the financial ombudsman service (FOS).
Complete and save a copy.
They have 8 weeks in full to respond.

You will find the FOS questionnaire further down the page as Stage one of reclaiming.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Make sure you get proof of posting at your local post office.

Good luck.;)

halphy

Hi Karl, I had that with MBNA AND I RECENTLY WAS SUCCESSFUL IN RECLAIMING, (Sorry caps there!), I wrote saying i wanted to cancel my PPC a while ago but as my balance was 0.00 the person told me not to as I wouldnt incur any charges on it, but i used the card again so it carried on adding it.

Good Luck, i got a few letters saying they needed more time, but then a letter saying theyd refund all i'd paid.

Kaaaaarl

Thanks you 2. Hopefully I'll get it sorted!

di3004

Kaaaaarl wrote: »

Thanks you 2. Hopefully I'll get it sorted!

Fingers crossed.;)

halphy

Good Luck , they kept asking for more time, they may send letters saying they need more time x

Kaaaaarl

How long did you wait, halphy?

I've only just posted it off but was wondering if I'd have to wait the full 8 weeks.. thats if they do actually give me it back

halphy

It was probably about 5-6 weeks, they do update u with letters. Good Luck..Though im still waiting for cheque..they have til the 12th!

Kaaaaarl

Nice one, thanks.

Kaaaaarl

I received a letter yesterday, dated 11-08-10 saying they'll contact me again in 28 days once they'd investigated my claim.

di3004

Kaaaaarl wrote: »

I received a letter yesterday, dated 11-08-10 saying they'll contact me again in 28 days once they'd investigated my claim.

Good luck Karl, hope the next time you and everyone else still waiting will hear of a good outcome on the next letter.
Fingers crossed.;)