📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

D'oh! Better get started... I wanna be Mortgage Free!!

1…9192949697…333

Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Froggy-G wrote: »
    Played around with my mortgage spreadsheet this morning, and by my rough calculations, my mortgage free date is around June 2019, so we would potentially pay it off 22 years early and saving around £105,000.00 in interest :D:D

    To borrow (sort of) a phrase from Tony Hancock - £105,000 :eek:. That's a whole houseful :eek:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • mummyofonechild
    mummyofonechild Posts: 1,995 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    £105,000 Gally could accidently buy another house with that :D
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    SAHMto2boys wrote: »
    Whoa at the interest you'll save! If thats not motivation I don't know what is.

    Glad things are going well at the minute with the IVF....keeping up positive thoughts for you both.

    Thanks SAHM... Interest saved is a major key player in our motivation to be MF :p
    Thanks for your kind thoughts..:D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    abouttimetoo wrote: »
    Hi Froggy, just a short post as I'm on pesky iPhone and I dont find it conducive to lengthy prose! Are you a member of topcashback as having had a quick peek it looks like they are doing c. £5 for online grocery sign up and delivery.

    Good luck!

    Regards
    ATT

    Thanks ATT, much appreciated.. off to have a look now ;)
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    edited 25 May 2011 at 9:17PM
    gallygirl wrote: »
    To borrow (sort of) a phrase from Tony Hancock - £105,000 :eek:. That's a whole houseful :eek:

    GG

    I have to admit I have no idea who Tony Hancock is :o Can I blame it on being French?!?!?
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    edited 25 May 2011 at 9:14PM
    mummyofonechild wrote: »
    £105,000 Gally could accidently buy another house with that :D

    MOOC, please don't give her any idea.. We are still all recovering from her latest extravagance...;)
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Been to see a recruitment agency tonight, it was ok, nothing exceptional.. However the car park charges were extortionate £5.40 for 50 minutes!!! For that price they could have at least wash it or give me a kilo of gold!! Just purely shocking...
    Came home to cook Princess a lovely tea and chill out with her and Elvis... :D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 25 May 2011 at 10:15PM
    mummyofonechild wrote: »
    £105,000 Gally could accidently buy another house with that :D
    Froggy-G wrote: »
    MOOC, please don't give her any idea.. We are still all recovering from her latest extravagance...;)

    AHEM :whistle:What time shall I make the appointment for Froggy :whistle:. Em, may need a little work in the kitchen :)
    Froggy-G wrote: »
    GG

    I have to admit I have no idea who Tony Hancock is :o Can I blame it on being French?!?!?

    :eek::eek::eek:HERE you go :eek::eek::eek:, enjoy :)

    Hope all going well :)

    gg x
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • remote_control
    remote_control Posts: 642 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Hi,

    I'm a lurker. I am a MFW and will do some OPing once I've paid off the credit card for the rather nice holiday we have just had. Anyway, just wondering how I go about making a spreadsheet which shows how much interest I've saved etc. Would someone mind explaining it to me in idiots terms? Or show me a link. Thanks so much.
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    remote_control wrote: »
    Hi,

    I'm a lurker. I am a MFW and will do some OPing once I've paid off the credit card for the rather nice holiday we have just had. Anyway, just wondering how I go about making a spreadsheet which shows how much interest I've saved etc. Would someone mind explaining it to me in idiots terms? Or show me a link. Thanks so much.

    Hi remote

    There are a few versions for the calculators that you will find in the sticky at the top of this thread https://forums.moneysavingexpert.com/discussion/155707
    Hope this helps

    Froggy :D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture