Obssesive or Normal DFW Behaviour

**purpleprincess**

DontDoDebtKids wrote:

Don't get me started. I will have a void in my life...

Imagine having all that money....spare.....I'm not sure I'll be able to spend it. Really. I'd think "ooh, I'd have to write that in my spending diary. I probably don't need it".

I suppose I could start saving/investing...

<Pops over the the HSBC internet banking site to see if I can pay another £25.02 to my credit card yet>

Ditto!!! .....

*zippy*

pounds_and_pensive wrote:

Unless you're sitting in your underwear at the PC

Had to laugh I am sitting here in my underwear

Back to being obsessed I also do pigsback, internet banking, mse and budget sheets everyday. I also like to do either a snowball or mortgage calculator everyday as well, it never changes, but it makes me happy

I am thinking of doing the online spreadsheets someone posted as well as they look like fun.

Does everyone else love their calculator? I have a nice big buttoned one that I hide so no one can pinch it.

spud30

My favourite thing to do, apart from coming on here is CCCS Debt Free Sooner calculator :j

I also do MSE, internet banking, Quidco, Pigsback, budget sheets etc every day, without fail.

Glad to see it's not just me

littlestar1981

spud30 wrote:

My favourite thing to do, apart from coming on here is CCCS Debt Free Sooner calculator :j

I also do MSE, internet banking, Quidco, Pigsback, budget sheets etc every day, without fail.

Glad to see it's not just me

Do you have a link?

MascaraMinx

I've only been on here a few weeks but already obsessing over my budget spreadsheet and mortgage overpayment calculator. Plus trying to pick up as many bargains and money-saving tips from here as possible - it's immensely satisfying!

lazy&indebt

*zippy* wrote:

Had to laugh I am sitting here in my underwear

Back to being obsessed I also do pigsback, internet banking, mse and budget sheets everyday. I also like to do either a snowball or mortgage calculator everyday as well, it never changes, but it makes me happy

I am thinking of doing the online spreadsheets someone posted as well as they look like fun.

Does everyone else love their calculator? I have a nice big buttoned one that I hide so no one can pinch it.

Did you steal that from me?

all_hours

Fiddling with spreadsheets - life without Excel wouldn't be worth living.:o

Doing the snowball calculator - add an extra £20 a month to payments - then working out how to make/save the extra money to throw at the debt.

Plan what to do with the extra money when you are debt free.

Listening to audio books for inspiration - try The Automatic Millionaire by David Bach and Turning Debt into Wealth by John Cummata.

DontDoDebtKids

all_hours wrote:

Listening to audio books for inspiration - try The Automatic Millionaire by David Bach and Turning Debt into Wealth by John Cummata.

I don't know about audio books but I definately read lots of finance-y-type books (Rich Dad, Poor Dad is a good one)

spud30

littlestar1981 wrote:

Do you have a link?

It's part of the online services for people with a DMP with CCCS.

It calculates your current DFD, and you can put in an increased payment amount and it will work out how much sooner you will be debt free if you pay the new amount. I love it

lazy&indebt

My spreadsheet is password protected - The first sheet has my monthly outgoings for the next 12 months plus any 'extra spends' I may have - also had a Grand Total Debt Figure and a Grand Total Savings figure. On the next sheet I have how many hours I've worked at my part time job, how many I've been paid for and how much I should get at the end of each month, Plus a section detailing how many books I''ve got for sale on Amazon. I've also devised a little calculator whereby you put in your yearly salary and it works out to the penny how much you should get each month after tax.
The next page indicates how much I owe and to whom, a figure of how much I will owe each month from now until my DFD and how much spare cash I will have when I am debt free. The next page is a graph showing Debt vs Savings over the next 5 years and finally, the last one just shows deposits into my ISA, the date the money was put in and the amount!