A Payment A Day - Part 9

Greenbynature

Belated

Flying!!!

Greenbynature

Hi all

Well my car is ready to pick up and it's costing me £390 :eek::(:(
bit peed off!

Pad today is £10 OH, £10 cap1 and 75p jar pls

£20.75

MrsWassire

Thanks! Just got my credit card bill so have updated the total. My goal for 1st January is to have it below £1k!

Still can't quite believe I may have won this competition. I never win anything!

euronorris

Thrifty_Pixie wrote: »

OK, i'm doing my rain dance for ya, euro i, too, remember the problems you had last year and hope you get back.

Ah cheers Thrifty! The rain has turned to snow here, but not sticking yet as still too warm for that. So it'll be lovely, sludgey and icy on way home! Great! lol

Snow, snow, go away, come again.....er..er..the day after I fly back to NL.

claireforest

hi all, this is such a good idea, as you can see i have a lot of debts and a baby on the way(which i still need to buy everything for) so i thought this would be a good mission for me to concentrate on, ive been lurking since last week and actually started PAD'ing last wed so do you want me to post my total from then or just todays?

p.s well done- from looking at your signatures you've all done really well and its nice to see it working

my signature didnt work- ill sort it out

Paulgonnabedebtfree

It just shows how far some of these energy companies will go.
I recently switched from Npower to Scottish Power. The rates are broadly the same but I want the £50 for switching. I've now got this from Energyhelpline.

OK then. A couple of months ago I got a letter with barcode from Npower. It was a £27 rebate because they miscalculated their gas charges in 2007. There's no standing charge so they charge more for the earlier units to compensate. This is fair enough because standing charges/higher priced early units pay for maintenance of the network. My direct debit has been £78 a month for a while but reduced to £68 2-3 months ago. This was still too high but I don't mind as I would rather be a bit in front than behind. Anyway, about 6 weeks ago, Npower made a mystery payment into my account of £70+ out of the blue. No problem as I knew they had a fair bit of my money. Today I got a final "bill" from them for electricity. In the next week or two they will be sending me a cheque for nearly £100 for my overpayment on electricity. I haven't had the gas "bill" yet but I suspect that might be about even or I might even owe them a little. No wonder their retention dept. offered me £43 a month DD to stay. He went away with a flea in his ear as I complained bitterly that they should have thought of that when they were overcharging me.
So, in the last 3 months, it has transpired that Npower have had something approaching £200 of my money. If the DD had been at the correct rate or thereabouts, that would represent about 4 months fuel bills.
I am quite a low user - a real tightarse. However, even I have had some heating on r4ecently.
BTW. I am responsible for about £20 of the overpayment because some time ago (2009?), they offered to reduce by £1 a month. I told them to leave it as it was. I had just acquired a freezer and I was charging work batteries at home so I figured that my usage was rising.
They really should make their bills easier to read.

Paulgonnabedebtfree

claireforest wrote: »

hi all, this is such a good idea, as you can see i have a lot of debts and a baby on the way(which i still need to buy everything for) so i thought this would be a good mission for me to concentrate on, ive been lurking since last week and actually started PAD'ing last wed so do you want me to post my total from then or just todays?

p.s well done- from looking at your signatures you've all done really well and its nice to see it working

my signature didnt work- ill sort it out

It's fine to post the total from Wednesday if you prefer. No hard and fast rules here.
However, please format your total to show up in bold, enlarged, or colour (preferably all 3) so that it stands out and is easier for the adder upper (me) to see. Also, I suggest not counting the same money twice. (e.g. if you PAD into a savings tin it's better not to re-count it if you pay a debt with it).
Welcome, and may all your little bundles be happy ones.

JayJay14

PAD for today £300 to Asda cc.

More snow here tonight - the ice pack that is the roads round here hasn't defrosted yet, so it will just be one on top of the other.

slowlyfading

£15.98 for me today

claireforest

my first PAD is £48.98. but that is since last wed. i figured im going to do the rounding down thing in my accounts to start with, we are saving at the moment to pay off the heating and small loan which we should be able to do jan 7th. hoping to make the payments bigger after that, my maternity leave finishes in july/aug and i have no job to go back to, im hoping to childmind, but the aim is to pay off as much as we can before then. If anyone has any advice or tips ...let me know